Compare Butler, KY Car Insurance Rates (2021)

Car insurance in Butler, KY averages $375 a month. Butler, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Butler car insurance rates, compare quotes from the top car insurance companies in Butler, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Butler, KY after a DUI are $5,393/year
  • The cheapest car insurance company in Butler for teen drivers is USAA
  • Average car insurance rates in Butler, KY are $4,505/year

If you need to buy Butler, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Butler, KY is right here.

You’ll find Butler car insurance rates, the cheapest Butler, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Butler, Kentucky car insurance rates to Covington car insurance rates, Nicholasville car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Butler, KY car insurance today? Enter your ZIP code for fast, free Butler car insurance quotes.

Cheapest Butler, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Butler, KY car insurance rates? Every Butler, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Butler, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,249 $3,211 $2,932 $3,129 $12,240 $13,754 $3,601 $3,809
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,761 $2,989 $2,352 $2,622 $11,543 $12,749 $2,887 $3,001
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,078 $1,986 $1,855 $1,869 $9,872 $11,165 $2,577 $2,644
State Farm $2,471 $2,471 $2,207 $2,207 $7,560 $9,541 $2,761 $3,117
Travelers $2,166 $2,204 $2,130 $2,128 $10,142 $16,047 $2,268 $2,633
USAA $1,922 $1,929 $1,728 $1,763 $5,081 $5,363 $2,432 $2,667

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Minimum Car Insurance in Butler, KY

Every driver must carry the minimum car insurance in Butler, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Butler, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Butler, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Butler, KY. Compare credit history car insurance rates in Butler from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Butler, Kentucky

Insurance Company Poor Fair Good
Allstate $7,591 $5,254 $4,378
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,307 $4,491 $3,541
Nationwide $5,647 $4,437 $3,858
Progressive $4,766 $4,143 $3,858
State Farm $5,859 $3,524 $2,742
Travelers $5,546 $4,685 $4,663
USAA $4,267 $2,379 $1,935

Cheapest Butler, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Butler, KY to rates for a clean record with top companies.

Annual Butler, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,745 $6,215 $6,638 $5,364
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,261 $6,559 $5,101 $4,531
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,523 $5,195 $4,020 $4,284
State Farm $3,684 $4,400 $4,042 $4,042
Travelers $4,323 $4,450 $6,438 $4,649
USAA $2,156 $3,051 $3,641 $2,595

Cheapest Butler, KY Car Insurance for Teen Drivers

Teen car insurance in Butler, KY can be expensive. Take a look at rates from the top car insurance companies in Butler for teenagers.

Annual Car Insurance Rates for Teen Drivers in Butler, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,240 $13,754
GEICO $7,170 $8,568
Liberty Mutual $11,543 $12,749
Nationwide $7,450 $9,339
Progressive $9,872 $11,165
State Farm $7,560 $9,541
Travelers $10,142 $16,047
USAA $5,081 $5,363

Cheapest Butler, KY Car Insurance for Seniors

Take a look at Butler, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Butler, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,932 $3,129
GEICO $3,742 $3,389
Liberty Mutual $2,352 $2,622
Nationwide $2,972 $3,117
Progressive $1,855 $1,869
State Farm $2,207 $2,207
Travelers $2,130 $2,128
USAA $1,728 $1,763

Cheapest Butler, KY Car Insurance Rates After a DUI

A DUI in Butler, KY increases car insurance rates. Compare Butler, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Butler, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,638
GEICO $7,199
Liberty Mutual $5,101
Nationwide $6,064
Progressive $4,020
State Farm $4,042
Travelers $6,438
USAA $3,641

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Cheapest Butler, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Butler, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Butler, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,741 $5,741
GEICO $4,371 $4,456
Liberty Mutual $5,113 $5,113
Nationwide $4,647 $4,647
Progressive $4,256 $4,256
State Farm $3,945 $4,138
Travelers $4,965 $4,965
USAA $2,755 $2,967

The Best Cheap Car Insurance Companies in Butler, KY

Take a look at a side-by-side comparison of the top car insurance companies in Butler, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Butler, Kentucky

Insurance Company Average Annual Rates
Allstate $5,741
GEICO $4,413
Liberty Mutual $5,113
Nationwide $4,647
Progressive $4,256
State Farm $4,042
Travelers $4,965
USAA $2,861

Category Winners: Cheapest Car Insurance in Butler, Kentucky

Find the cheapest car insurance companies in Butler, KY for each category right here.

Best Annual Car Insurance Rates by Company in Butler, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Butler, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Butler car insurance rates. Find the cheapest Butler, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Butler, Kentucky

Insurance Company Low Medium High
Allstate $5,366 $5,720 $6,136
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,887 $5,083 $5,369
Nationwide $4,735 $4,596 $4,611
Progressive $3,956 $4,210 $4,601
State Farm $3,849 $4,042 $4,234
Travelers $4,764 $4,994 $5,136
USAA $2,742 $2,855 $2,985

What affects car insurance rates in Butler, Kentucky?

What factors can have an impact on Butler, KY car insurance? There are several reasons why Butler car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Butler, Kentucky.

Commute Time in Butler

The more time you spend in your car the higher the risk of an accident. The average commute length in Butler, KY is 36.9 minutes according to City-Data.

Compare Car Insurance Quotes in Butler, KY

Ready to find affordable Butler, Kentucky car insurance today? Enter your ZIP code for fast, free Butler, KY car insurance quotes.

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