Compare Butler, MO Car Insurance Rates (2021)

Car insurance in Butler, MO averages $258 a month. Butler, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Butler car insurance rates, compare quotes from the top car insurance companies in Butler, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Butler, MO are $3,091/year
  • The cheapest car insurance company in Butler for teen drivers is Nationwide
  • The cheapest car insurance company in Butler is Nationwide

If you need to buy Butler, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Butler, MO is right here.

You’ll find Butler car insurance rates, the cheapest Butler, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Butler, Missouri car insurance rates to Kansas City car insurance rates, Blue Springs car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Butler, MO car insurance today? Enter your ZIP code for fast, free Butler car insurance quotes.

Cheapest Butler, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Butler, MO car insurance rates? Every Butler, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Butler, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,788 $2,689 $2,520 $2,598 $7,953 $8,625 $2,649 $2,726
American Family $1,974 $1,974 $1,759 $1,759 $5,380 $6,991 $1,974 $2,311
Farmers $2,267 $2,257 $2,027 $2,144 $9,229 $9,535 $2,593 $2,721
GEICO $1,802 $2,006 $1,408 $1,783 $5,510 $5,819 $1,667 $1,675
Liberty Mutual $2,551 $2,769 $2,103 $2,358 $8,391 $9,320 $2,695 $2,884
Nationwide $1,360 $1,391 $1,217 $1,291 $3,422 $4,388 $1,550 $1,678
Progressive $1,757 $1,637 $1,435 $1,478 $5,612 $6,304 $2,139 $2,190
State Farm $1,631 $1,631 $1,449 $1,449 $4,574 $5,797 $1,831 $2,074
USAA $1,463 $1,450 $1,323 $1,344 $4,358 $5,323 $1,819 $2,023

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Minimum Car Insurance in Butler, MO

Every driver must carry the minimum car insurance in Butler, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Butler, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Butler, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Butler, MO. Compare credit history car insurance rates in Butler from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Butler, Missouri

Insurance Company Poor Fair Good
Allstate $5,610 $3,614 $2,981
American Family $3,935 $2,773 $2,337
Farmers $4,686 $3,898 $3,706
GEICO $3,738 $2,437 $1,951
Liberty Mutual $5,941 $3,611 $2,849
Nationwide $2,402 $1,983 $1,726
Progressive $3,273 $2,699 $2,485
State Farm $3,459 $2,297 $1,908
USAA $3,967 $1,859 $1,337

Cheapest Butler, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Butler, MO to rates for a clean record with top companies.

Annual Butler, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,933 $4,922 $3,947
American Family $2,254 $3,272 $3,963 $2,573
Farmers $3,547 $4,400 $4,303 $4,137
GEICO $2,130 $2,742 $3,660 $2,303
Liberty Mutual $3,018 $4,299 $4,450 $4,769
Nationwide $1,611 $2,054 $2,725 $1,759
Progressive $2,452 $3,256 $2,709 $2,859
State Farm $2,357 $2,752 $2,554 $2,554
USAA $1,911 $2,325 $3,225 $2,091

Cheapest Butler, MO Car Insurance for Teen Drivers

Teen car insurance in Butler, MO can be expensive. Take a look at rates from the top car insurance companies in Butler for teenagers.

Annual Car Insurance Rates for Teen Drivers in Butler, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,953 $8,625
American Family $5,380 $6,991
Farmers $9,229 $9,535
GEICO $5,510 $5,819
Liberty Mutual $8,391 $9,320
Nationwide $3,422 $4,388
Progressive $5,612 $6,304
State Farm $4,574 $5,797
USAA $4,358 $5,323

Cheapest Butler, MO Car Insurance for Seniors

Take a look at Butler, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Butler, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,520 $2,598
American Family $1,759 $1,759
Farmers $2,027 $2,144
GEICO $1,408 $1,783
Liberty Mutual $2,103 $2,358
Nationwide $1,217 $1,291
Progressive $1,435 $1,478
State Farm $1,449 $1,449
USAA $1,323 $1,344

Cheapest Butler, MO Car Insurance Rates After a DUI

A DUI in Butler, MO increases car insurance rates. Compare Butler, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Butler, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,922
American Family $3,963
Farmers $4,303
GEICO $3,660
Liberty Mutual $4,450
Nationwide $2,725
Progressive $2,709
State Farm $2,554
USAA $3,225

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Cheapest Butler, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Butler, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Butler, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,069 $4,069
American Family $2,985 $3,045
Farmers $4,097 $4,097
GEICO $2,657 $2,761
Liberty Mutual $4,134 $4,134
Nationwide $2,037 $2,037
Progressive $2,819 $2,819
State Farm $2,491 $2,618
USAA $2,302 $2,474

The Best Cheap Car Insurance Companies in Butler, MO

Take a look at a side-by-side comparison of the top car insurance companies in Butler, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Butler, Missouri

Insurance Company Average Annual Rates
Allstate $4,069
American Family $3,015
Farmers $4,097
GEICO $2,709
Liberty Mutual $4,134
Nationwide $2,037
Progressive $2,819
State Farm $2,554
USAA $2,388

Category Winners: Cheapest Car Insurance in Butler, Missouri

Find the cheapest car insurance companies in Butler, MO for each category right here.

Best Annual Car Insurance Rates by Company in Butler, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Butler, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Butler car insurance rates. Find the cheapest Butler, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Butler, Missouri

Insurance Company Low Medium High
Allstate $3,909 $4,060 $4,237
American Family $2,927 $3,111 $3,008
Farmers $3,855 $4,060 $4,375
GEICO $2,533 $2,729 $2,864
Liberty Mutual $3,913 $4,153 $4,335
Nationwide $1,914 $2,056 $2,142
Progressive $2,540 $2,826 $3,091
State Farm $2,395 $2,565 $2,704
USAA $2,281 $2,380 $2,503

What affects car insurance rates in Butler, Missouri?

What factors can have an impact on Butler, MO car insurance? There are several reasons why Butler car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Butler, Missouri.

Commute Time in Butler

The more time you spend in your car the higher the risk of an accident. The average commute length in Butler, MO is 18.2 minutes according to City-Data.

Compare Car Insurance Quotes in Butler, MO

Ready to find affordable Butler, Missouri car insurance today? Enter your ZIP code for fast, free Butler, MO car insurance quotes.

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