Compare Byram, MS Car Insurance Rates (2021)

Car insurance in Byram, MS averages $327 a month. Byram, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Byram car insurance rates, compare quotes from the top car insurance companies in Byram, MS.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Byram, MS after a DUI are $4,715/year
  • Average car insurance rates in Byram, MS are $3,928/year
  • The cheapest car insurance company in Byram is USAA

If you need to buy Byram, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Byram, MS is right here.

You’ll find Byram car insurance rates, the cheapest Byram, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Byram, Mississippi car insurance rates to Oxford car insurance rates, Biloxi car insurance rates, and Jackson car insurance rates.

Ready to find affordable Byram, MS car insurance today? Enter your ZIP code for fast, free Byram car insurance quotes.

Cheapest Byram, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Byram, MS car insurance rates? Every Byram, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Byram, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,138 $2,991 $2,810 $2,873 $12,805 $13,688 $3,545 $3,630
GEICO $3,045 $2,882 $2,767 $2,571 $7,538 $7,119 $5,052 $2,463
Liberty Mutual $2,634 $2,852 $2,112 $2,374 $9,648 $10,739 $2,796 $2,936
Nationwide $2,029 $2,079 $1,823 $1,926 $4,112 $5,215 $2,307 $2,493
Progressive $2,854 $2,644 $2,355 $2,284 $10,610 $11,877 $2,924 $3,047
State Farm $2,151 $2,151 $1,928 $1,928 $6,332 $7,975 $2,401 $2,734
Travelers $1,639 $1,666 $1,569 $1,570 $7,577 $12,061 $1,725 $1,973
USAA $1,539 $1,521 $1,439 $1,452 $3,914 $4,638 $1,879 $2,072

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Byram, MS

Every driver must carry the minimum car insurance in Byram, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Byram, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Byram, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Byram, MS. Compare credit history car insurance rates in Byram from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Byram, Mississippi

Insurance Company Poor Fair Good
Allstate $6,588 $5,827 $4,640
GEICO $6,301 $3,570 $2,667
Liberty Mutual $6,457 $3,962 $3,115
Nationwide $3,220 $2,626 $2,398
Progressive $5,449 $4,672 $4,352
State Farm $4,985 $3,013 $2,353
Travelers $4,216 $3,449 $3,504
USAA $3,150 $2,054 $1,715

Cheapest Byram, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Byram, MS to rates for a clean record with top companies.

Annual Byram, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,780 $5,645 $6,880 $5,435
GEICO $2,594 $3,942 $6,010 $4,172
Liberty Mutual $3,194 $5,124 $5,239 $4,489
Nationwide $2,201 $2,801 $3,556 $2,434
Progressive $4,117 $5,553 $4,794 $4,834
State Farm $3,127 $3,845 $3,414 $3,414
Travelers $3,252 $3,402 $4,693 $3,544
USAA $1,792 $2,302 $3,135 $1,997

Cheapest Byram, MS Car Insurance for Teen Drivers

Teen car insurance in Byram, MS can be expensive. Take a look at rates from the top car insurance companies in Byram for teenagers.

Annual Car Insurance Rates for Teen Drivers in Byram, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,805 $13,688
GEICO $7,538 $7,119
Liberty Mutual $9,648 $10,739
Nationwide $4,112 $5,215
Progressive $10,610 $11,877
State Farm $6,332 $7,975
Travelers $7,577 $12,061
USAA $3,914 $4,638

Cheapest Byram, MS Car Insurance for Seniors

Take a look at Byram, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Byram, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,810 $2,873
GEICO $2,767 $2,571
Liberty Mutual $2,112 $2,374
Nationwide $1,823 $1,926
Progressive $2,355 $2,284
State Farm $1,928 $1,928
Travelers $1,569 $1,570
USAA $1,439 $1,452

Cheapest Byram, MS Car Insurance Rates After a DUI

A DUI in Byram, MS increases car insurance rates. Compare Byram, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Byram, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,880
GEICO $6,010
Liberty Mutual $5,239
Nationwide $3,556
Progressive $4,794
State Farm $3,414
Travelers $4,693
USAA $3,135

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Byram, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Byram, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Byram, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,685 $5,685
GEICO $4,167 $4,192
Liberty Mutual $4,511 $4,511
Nationwide $2,748 $2,748
Progressive $4,824 $4,824
State Farm $3,365 $3,535
Travelers $3,723 $3,723
USAA $2,236 $2,377

The Best Cheap Car Insurance Companies in Byram, MS

Take a look at a side-by-side comparison of the top car insurance companies in Byram, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Byram, Mississippi

Insurance Company Average Annual Rates
Allstate $5,685
GEICO $4,179
Liberty Mutual $4,511
Nationwide $2,748
Progressive $4,824
State Farm $3,450
Travelers $3,723
USAA $2,307

Category Winners: Cheapest Car Insurance in Byram, Mississippi

Find the cheapest car insurance companies in Byram, MS for each category right here.

Best Annual Car Insurance Rates by Company in Byram, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Byram, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Byram car insurance rates. Find the cheapest Byram, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Byram, Mississippi

Insurance Company Low Medium High
Allstate $5,432 $5,679 $5,945
GEICO $3,951 $4,208 $4,379
Liberty Mutual $4,219 $4,491 $4,824
Nationwide $2,590 $2,739 $2,914
Progressive $4,272 $4,901 $5,300
State Farm $3,251 $3,439 $3,661
Travelers $3,518 $3,745 $3,906
USAA $2,152 $2,295 $2,473

What affects car insurance rates in Byram, Mississippi?

What factors can have an impact on Byram, MS car insurance? There are several reasons why Byram car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Byram, Mississippi.

Car Theft in Byram

High levels of vehicle theft can make car insurance more expensive. Byram, MS car theft statistics from the FBI indicate 19 vehicle thefts a year.

Commute Time in Byram

The more time you spend in your car the higher the risk of an accident. The average commute length in Byram, MS is 28.5 minutes according to City-Data.

Compare Car Insurance Quotes in Byram, MS

Ready to find affordable Byram, Mississippi car insurance today? Enter your ZIP code for fast, free Byram, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption