Compare Byron, MI Car Insurance Rates (2021)

Car insurance in Byron, MI averages $851 a month. Byron, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Byron car insurance rates, compare quotes from the top car insurance companies in Byron, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Byron for teen drivers is USAA
  • Average car insurance rates in Byron, MI are $10,213/year
  • The cheapest car insurance company in Byron is USAA

If you need to buy Byron, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Byron, MI is right here.

You’ll find Byron car insurance rates, the cheapest Byron, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Byron, Michigan car insurance rates to Warren car insurance rates, Dearborn car insurance rates, and Ann Arbor car insurance rates.

Ready to find affordable Byron, MI car insurance today? Enter your ZIP code for fast, free Byron car insurance quotes.

Cheapest Byron, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Byron, MI car insurance rates? Every Byron, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Byron, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,355 $18,355 $17,091 $17,091 $44,926 $44,926 $19,323 $19,323
Farmers $4,257 $4,257 $3,973 $3,973 $9,558 $9,558 $4,784 $4,784
GEICO $3,977 $3,977 $4,070 $4,070 $11,381 $11,381 $3,807 $3,807
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $5,026 $5,026 $4,455 $4,455 $13,732 $13,732 $5,538 $5,538
Progressive $2,894 $2,704 $2,560 $2,839 $10,697 $11,468 $3,373 $3,153
State Farm $6,988 $6,988 $6,456 $6,456 $24,325 $24,325 $8,208 $8,208
Travelers $5,804 $5,804 $4,983 $4,983 $17,517 $17,517 $6,307 $6,307
USAA $2,806 $2,627 $2,644 $2,474 $6,884 $6,465 $3,397 $3,216

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Minimum Car Insurance in Byron, MI

Every driver must carry the minimum car insurance in Byron, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Byron, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Byron, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Byron, MI. Compare credit history car insurance rates in Byron from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Byron, Michigan

Insurance Company Poor Fair Good
Allstate $37,982 $20,944 $15,846
Farmers $7,442 $4,933 $4,554
GEICO $7,469 $5,490 $4,467
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $9,010 $6,792 $5,762
Progressive $5,707 $4,819 $4,357
State Farm $18,635 $9,436 $6,412
Travelers $8,869 $8,599 $8,490
USAA $5,712 $3,263 $2,467

Cheapest Byron, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Byron, MI to rates for a clean record with top companies.

Annual Byron, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,061 $16,162 $54,537 $16,934
Farmers $4,743 $6,043 $5,966 $5,820
GEICO $2,021 $4,322 $13,126 $3,766
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $6,139 $8,233 $7,459 $6,920
Progressive $4,219 $5,519 $4,960 $5,146
State Farm $7,335 $8,782 $18,909 $10,952
Travelers $5,866 $8,365 $13,444 $6,936
USAA $3,063 $3,840 $5,015 $3,339

Cheapest Byron, MI Car Insurance for Teen Drivers

Teen car insurance in Byron, MI can be expensive. Take a look at rates from the top car insurance companies in Byron for teenagers.

Annual Car Insurance Rates for Teen Drivers in Byron, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $44,926 $44,926
Farmers $9,558 $9,558
GEICO $11,381 $11,381
Liberty Mutual $34,357 $34,357
Nationwide $13,732 $13,732
Progressive $10,697 $11,468
State Farm $24,325 $24,325
Travelers $17,517 $17,517
USAA $6,884 $6,465

Cheapest Byron, MI Car Insurance for Seniors

Take a look at Byron, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Byron, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,091 $17,091
Farmers $3,973 $3,973
GEICO $4,070 $4,070
Liberty Mutual $14,355 $14,355
Nationwide $4,455 $4,455
Progressive $2,560 $2,839
State Farm $6,456 $6,456
Travelers $4,983 $4,983
USAA $2,644 $2,474

Cheapest Byron, MI Car Insurance Rates After a DUI

A DUI in Byron, MI increases car insurance rates. Compare Byron, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Byron, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $54,537
Farmers $5,966
GEICO $13,126
Liberty Mutual $30,178
Nationwide $7,459
Progressive $4,960
State Farm $18,909
Travelers $13,444
USAA $5,015

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Cheapest Byron, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Byron, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Byron, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,924 $24,924
Farmers $5,643 $5,643
GEICO $5,678 $5,940
Liberty Mutual $18,753 $20,103
Nationwide $7,188 $7,188
Progressive $4,961 $4,961
State Farm $11,194 $11,794
Travelers $8,603 $8,702
USAA $3,770 $3,858

The Best Cheap Car Insurance Companies in Byron, MI

Take a look at a side-by-side comparison of the top car insurance companies in Byron, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Byron, Michigan

Insurance Company Average Annual Rates
Allstate $24,924
Farmers $5,643
GEICO $5,809
Liberty Mutual $19,428
Nationwide $7,188
Progressive $4,961
State Farm $11,494
Travelers $8,653
USAA $3,814

Category Winners: Cheapest Car Insurance in Byron, Michigan

Find the cheapest car insurance companies in Byron, MI for each category right here.

Best Annual Car Insurance Rates by Company in Byron, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Byron, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Byron car insurance rates. Find the cheapest Byron, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Byron, Michigan

Insurance Company Low Medium High
Allstate $24,341 $24,976 $25,454
Farmers $5,492 $5,630 $5,808
GEICO $5,452 $5,761 $6,214
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $7,513 $7,068 $6,982
Progressive $4,812 $4,967 $5,104
State Farm $10,971 $11,558 $11,953
Travelers $8,564 $8,661 $8,732
USAA $3,701 $3,824 $3,918

What affects car insurance rates in Byron, Michigan?

What factors can have an impact on Byron, MI car insurance? There are several reasons why Byron car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Byron, Michigan.

Commute Time in Byron

The more time you spend in your car the higher the risk of an accident. The average commute length in Byron, MI is 19.2 minutes according to City-Data.

Compare Car Insurance Quotes in Byron, MI

Ready to find affordable Byron, Michigan car insurance today? Enter your ZIP code for fast, free Byron, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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