Compare Caddo Mills, TX Car Insurance Rates (2021)

Car insurance in Caddo Mills, TX averages $299 a month. Caddo Mills, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Caddo Mills car insurance rates, compare quotes from the top car insurance companies in Caddo Mills, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Caddo Mills, TX are $3,584/year
  • The cheapest car insurance company in Caddo Mills is USAA
  • The cheapest car insurance company in Caddo Mills for teen drivers is USAA

If you need to buy Caddo Mills, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Caddo Mills, TX is right here.

You’ll find Caddo Mills car insurance rates, the cheapest Caddo Mills, TX car insurance companies, and information on Texas car insurance laws. You can also compare Caddo Mills, Texas car insurance rates to El Paso car insurance rates, Arlington car insurance rates, and Houston car insurance rates.

Ready to find affordable Caddo Mills, TX car insurance today? Enter your ZIP code for fast, free Caddo Mills car insurance quotes.

Cheapest Caddo Mills, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Caddo Mills, TX car insurance rates? Every Caddo Mills, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Caddo Mills, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,583 $3,608 $3,535 $3,535 $9,544 $11,505 $4,427 $4,603
American Family $2,252 $2,496 $2,097 $2,390 $5,783 $7,559 $3,191 $3,628
GEICO $2,149 $2,309 $2,079 $2,332 $4,591 $4,786 $2,312 $2,311
Nationwide $2,268 $2,304 $2,010 $2,124 $6,366 $8,151 $2,659 $2,871
Progressive $2,222 $2,114 $1,983 $2,018 $9,309 $10,393 $2,632 $2,673
State Farm $1,946 $1,946 $1,732 $1,732 $4,668 $5,952 $2,116 $2,183
USAA $1,569 $1,579 $1,497 $1,487 $4,414 $4,811 $2,093 $2,248

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Caddo Mills, TX

Every driver must carry the minimum car insurance in Caddo Mills, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Caddo Mills, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Caddo Mills, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Caddo Mills, TX. Compare credit history car insurance rates in Caddo Mills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Caddo Mills, Texas

Insurance Company Poor Fair Good
Allstate $7,040 $5,164 $4,425
American Family $5,064 $3,177 $2,782
GEICO $4,397 $2,501 $1,678
Nationwide $4,312 $3,463 $3,008
Progressive $4,687 $4,056 $3,761
State Farm $3,943 $2,454 $1,956
USAA $3,622 $2,087 $1,678

Cheapest Caddo Mills, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Caddo Mills, TX to rates for a clean record with top companies.

Annual Caddo Mills, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,279 $6,662 $6,950 $4,279
American Family $3,361 $4,242 $3,734 $3,361
GEICO $2,431 $3,195 $2,686 $3,122
Nationwide $3,125 $3,125 $4,603 $3,523
Progressive $3,637 $4,701 $4,243 $4,090
State Farm $2,474 $2,838 $3,352 $2,474
USAA $1,836 $2,707 $3,198 $2,107

Cheapest Caddo Mills, TX Car Insurance for Teen Drivers

Teen car insurance in Caddo Mills, TX can be expensive. Take a look at rates from the top car insurance companies in Caddo Mills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Caddo Mills, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,544 $11,505
American Family $5,783 $7,559
GEICO $4,591 $4,786
Nationwide $6,366 $8,151
Progressive $9,309 $10,393
State Farm $4,668 $5,952
USAA $4,414 $4,811

Cheapest Caddo Mills, TX Car Insurance for Seniors

Take a look at Caddo Mills, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Caddo Mills, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,535 $3,535
American Family $2,097 $2,390
GEICO $2,079 $2,332
Nationwide $2,010 $2,124
Progressive $1,983 $2,018
State Farm $1,732 $1,732
USAA $1,497 $1,487

Cheapest Caddo Mills, TX Car Insurance Rates After a DUI

A DUI in Caddo Mills, TX increases car insurance rates. Compare Caddo Mills, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Caddo Mills, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,950
American Family $3,734
GEICO $2,686
Nationwide $4,603
Progressive $4,243
State Farm $3,352
USAA $3,198

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Caddo Mills, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Caddo Mills, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Caddo Mills, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,405 $5,681
American Family $3,674 $3,674
GEICO $2,807 $2,910
Nationwide $3,594 $3,594
Progressive $4,168 $4,168
State Farm $2,784 $2,784
USAA $2,431 $2,493

The Best Cheap Car Insurance Companies in Caddo Mills, TX

Take a look at a side-by-side comparison of the top car insurance companies in Caddo Mills, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Caddo Mills, Texas

Insurance Company Average Annual Rates
Allstate $5,543
American Family $3,674
GEICO $2,858
Nationwide $3,594
Progressive $4,168
State Farm $2,784
USAA $2,462

Category Winners: Cheapest Car Insurance in Caddo Mills, Texas

Find the cheapest car insurance companies in Caddo Mills, TX for each category right here.

Best Annual Car Insurance Rates by Company in Caddo Mills, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Caddo Mills, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Caddo Mills car insurance rates. Find the cheapest Caddo Mills, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Caddo Mills, Texas

Insurance Company Low Medium High
Allstate $5,416 $5,495 $5,717
American Family $3,424 $3,544 $4,056
GEICO $2,716 $2,825 $3,034
Nationwide $3,859 $3,443 $3,482
Progressive $3,966 $4,150 $4,388
State Farm $2,641 $2,775 $2,938
USAA $2,383 $2,453 $2,551

What affects car insurance rates in Caddo Mills, Texas?

What factors can have an impact on Caddo Mills, TX car insurance? There are several reasons why Caddo Mills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Caddo Mills, Texas.

Car Theft in Caddo Mills

High levels of vehicle theft can make car insurance more expensive. Caddo Mills, TX car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Caddo Mills

The more time you spend in your car the higher the risk of an accident. The average commute length in Caddo Mills, TX is 37.0 minutes according to City-Data.

Compare Car Insurance Quotes in Caddo Mills, TX

Ready to find affordable Caddo Mills, Texas car insurance today? Enter your ZIP code for fast, free Caddo Mills, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption