Compare Caddo, TX Car Insurance Rates (2021)

Car insurance in Caddo, TX averages $317 a month. Caddo, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Caddo car insurance rates, compare quotes from the top car insurance companies in Caddo, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Caddo is USAA
  • The cheapest car insurance company in Caddo for teen drivers is USAA
  • Average car insurance rates in Caddo, TX are $3,810/year

If you need to buy Caddo, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Caddo, TX is right here.

You’ll find Caddo car insurance rates, the cheapest Caddo, TX car insurance companies, and information on Texas car insurance laws. You can also compare Caddo, Texas car insurance rates to Arlington car insurance rates, Fort Worth car insurance rates, and Houston car insurance rates.

Ready to find affordable Caddo, TX car insurance today? Enter your ZIP code for fast, free Caddo car insurance quotes.

Cheapest Caddo, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Caddo, TX car insurance rates? Every Caddo, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Caddo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,634 $3,538 $3,538 $9,210 $11,209 $4,458 $4,686
American Family $2,895 $3,178 $2,560 $2,895 $6,711 $8,907 $3,977 $4,534
GEICO $2,312 $2,477 $2,198 $2,460 $4,936 $5,169 $2,500 $2,517
Nationwide $2,475 $2,522 $2,181 $2,316 $7,023 $9,050 $2,907 $3,153
Progressive $2,620 $2,468 $2,328 $2,378 $11,008 $12,217 $3,081 $3,096
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

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Minimum Car Insurance in Caddo, TX

Every driver must carry the minimum car insurance in Caddo, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Caddo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Caddo, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Caddo, TX. Compare credit history car insurance rates in Caddo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Caddo, Texas

Insurance Company Poor Fair Good
Allstate $6,990 $5,100 $4,354
American Family $6,284 $3,787 $3,300
GEICO $4,732 $2,685 $1,795
Nationwide $4,749 $3,805 $3,307
Progressive $5,513 $4,767 $4,418
State Farm $3,680 $2,290 $1,825
USAA $3,258 $1,865 $1,496

Cheapest Caddo, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Caddo, TX to rates for a clean record with top companies.

Annual Caddo, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,327 $6,510 $6,761 $4,327
American Family $4,083 $5,146 $4,517 $4,083
GEICO $2,609 $3,414 $2,896 $3,365
Nationwide $3,421 $3,421 $5,100 $3,872
Progressive $4,270 $5,533 $4,986 $4,809
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,655 $2,422 $2,849 $1,899

Cheapest Caddo, TX Car Insurance for Teen Drivers

Teen car insurance in Caddo, TX can be expensive. Take a look at rates from the top car insurance companies in Caddo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Caddo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,210 $11,209
American Family $6,711 $8,907
GEICO $4,936 $5,169
Nationwide $7,023 $9,050
Progressive $11,008 $12,217
State Farm $4,319 $5,493
USAA $3,881 $4,251

Cheapest Caddo, TX Car Insurance for Seniors

Take a look at Caddo, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Caddo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,560 $2,895
GEICO $2,198 $2,460
Nationwide $2,181 $2,316
Progressive $2,328 $2,378
State Farm $1,629 $1,629
USAA $1,355 $1,354

Cheapest Caddo, TX Car Insurance Rates After a DUI

A DUI in Caddo, TX increases car insurance rates. Compare Caddo, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Caddo, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,761
American Family $4,517
GEICO $2,896
Nationwide $5,100
Progressive $4,986
State Farm $3,111
USAA $2,849

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Cheapest Caddo, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Caddo, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Caddo, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,357 $5,606
American Family $4,457 $4,457
GEICO $3,010 $3,132
Nationwide $3,953 $3,953
Progressive $4,899 $4,899
State Farm $2,598 $2,598
USAA $2,178 $2,234

The Best Cheap Car Insurance Companies in Caddo, TX

Take a look at a side-by-side comparison of the top car insurance companies in Caddo, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Caddo, Texas

Insurance Company Average Annual Rates
Allstate $5,481
American Family $4,457
GEICO $3,071
Nationwide $3,953
Progressive $4,899
State Farm $2,598
USAA $2,206

Category Winners: Cheapest Car Insurance in Caddo, Texas

Find the cheapest car insurance companies in Caddo, TX for each category right here.

Best Annual Car Insurance Rates by Company in Caddo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Caddo, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Caddo car insurance rates. Find the cheapest Caddo, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Caddo, Texas

Insurance Company Low Medium High
Allstate $5,388 $5,447 $5,609
American Family $4,252 $4,354 $4,766
GEICO $2,927 $3,034 $3,251
Nationwide $4,283 $3,782 $3,795
Progressive $4,642 $4,870 $5,187
State Farm $2,476 $2,592 $2,727
USAA $2,141 $2,199 $2,279

What affects car insurance rates in Caddo, Texas?

What factors can have an impact on Caddo, TX car insurance? There are several reasons why Caddo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Caddo, Texas.

Commute Time in Caddo

The more time you spend in your car the higher the risk of an accident. The average commute length in Caddo, TX is 37.0 minutes according to City-Data.

Compare Car Insurance Quotes in Caddo, TX

Ready to find affordable Caddo, Texas car insurance today? Enter your ZIP code for fast, free Caddo, TX car insurance quotes.

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