Compare Cadillac, MI Car Insurance Rates (2021)

Car insurance in Cadillac, MI averages $771 a month. Cadillac, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Cadillac car insurance rates, compare quotes from the top car insurance companies in Cadillac, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cadillac, MI after a DUI are $15,567/year
  • The cheapest car insurance company in Cadillac is USAA
  • The cheapest car insurance company in Cadillac for teen drivers is USAA

If you need to buy Cadillac, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Cadillac, MI is right here.

You’ll find Cadillac car insurance rates, the cheapest Cadillac, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Cadillac, Michigan car insurance rates to Troy car insurance rates, Dearborn car insurance rates, and Detroit car insurance rates.

Ready to find affordable Cadillac, MI car insurance today? Enter your ZIP code for fast, free Cadillac car insurance quotes.

Cheapest Cadillac, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cadillac, MI car insurance rates? Every Cadillac, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cadillac, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,642 $17,642 $16,482 $16,482 $42,126 $42,126 $18,554 $18,554
Farmers $4,212 $4,212 $3,934 $3,934 $9,284 $9,284 $4,734 $4,734
GEICO $3,874 $3,874 $3,939 $3,939 $10,836 $10,836 $3,705 $3,705
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,488 $3,488 $3,115 $3,115 $8,800 $8,800 $3,801 $3,801
Progressive $2,848 $2,652 $2,518 $2,806 $10,251 $10,911 $3,310 $3,064
State Farm $6,340 $6,340 $5,852 $5,852 $21,764 $21,764 $7,427 $7,427
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,436 $2,303 $2,292 $2,164 $5,804 $5,491 $2,949 $2,821

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Minimum Car Insurance in Cadillac, MI

Every driver must carry the minimum car insurance in Cadillac, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Cadillac, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cadillac, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cadillac, MI. Compare credit history car insurance rates in Cadillac from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cadillac, Michigan

Insurance Company Poor Fair Good
Allstate $36,233 $19,928 $14,943
Farmers $7,343 $4,829 $4,452
GEICO $7,183 $5,282 $4,299
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,001 $4,531 $3,870
Progressive $5,534 $4,655 $4,195
State Farm $16,765 $8,495 $5,777
Travelers $8,169 $7,922 $7,822
USAA $4,899 $2,809 $2,140

Cheapest Cadillac, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cadillac, MI to rates for a clean record with top companies.

Annual Cadillac, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,500 $15,454 $51,747 $16,103
Farmers $4,658 $5,929 $5,857 $5,721
GEICO $1,981 $4,163 $12,563 $3,645
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,124 $5,458 $4,988 $4,634
Progressive $4,070 $5,332 $4,802 $4,975
State Farm $6,676 $7,952 $16,888 $9,867
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,648 $3,294 $4,306 $2,882

Cheapest Cadillac, MI Car Insurance for Teen Drivers

Teen car insurance in Cadillac, MI can be expensive. Take a look at rates from the top car insurance companies in Cadillac for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cadillac, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,126 $42,126
Farmers $9,284 $9,284
GEICO $10,836 $10,836
Liberty Mutual $30,474 $30,474
Nationwide $8,800 $8,800
Progressive $10,251 $10,911
State Farm $21,764 $21,764
Travelers $16,137 $16,137
USAA $5,804 $5,491

Cheapest Cadillac, MI Car Insurance for Seniors

Take a look at Cadillac, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cadillac, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,482 $16,482
Farmers $3,934 $3,934
GEICO $3,939 $3,939
Liberty Mutual $12,695 $12,695
Nationwide $3,115 $3,115
Progressive $2,518 $2,806
State Farm $5,852 $5,852
Travelers $4,589 $4,589
USAA $2,292 $2,164

Cheapest Cadillac, MI Car Insurance Rates After a DUI

A DUI in Cadillac, MI increases car insurance rates. Compare Cadillac, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cadillac, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $51,747
Farmers $5,857
GEICO $12,563
Liberty Mutual $26,565
Nationwide $4,988
Progressive $4,802
State Farm $16,888
Travelers $12,382
USAA $4,306

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Cheapest Cadillac, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cadillac, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cadillac, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $23,701 $23,701
Farmers $5,541 $5,541
GEICO $5,460 $5,716
Liberty Mutual $16,605 $17,805
Nationwide $4,801 $4,801
Progressive $4,795 $4,795
State Farm $10,069 $10,622
Travelers $7,926 $8,017
USAA $3,245 $3,320

The Best Cheap Car Insurance Companies in Cadillac, MI

Take a look at a side-by-side comparison of the top car insurance companies in Cadillac, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cadillac, Michigan

Insurance Company Average Annual Rates
Allstate $23,701
Farmers $5,541
GEICO $5,588
Liberty Mutual $17,205
Nationwide $4,801
Progressive $4,795
State Farm $10,346
Travelers $7,971
USAA $3,283

Category Winners: Cheapest Car Insurance in Cadillac, Michigan

Find the cheapest car insurance companies in Cadillac, MI for each category right here.

Best Annual Car Insurance Rates by Company in Cadillac, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Cadillac, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cadillac car insurance rates. Find the cheapest Cadillac, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cadillac, Michigan

Insurance Company Low Medium High
Allstate $23,146 $23,750 $24,207
Farmers $5,413 $5,530 $5,681
GEICO $5,232 $5,540 $5,993
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,032 $4,718 $4,653
Progressive $4,644 $4,801 $4,939
State Farm $9,850 $10,407 $10,781
Travelers $7,889 $7,978 $8,047
USAA $3,189 $3,290 $3,369

What affects car insurance rates in Cadillac, Michigan?

What factors can have an impact on Cadillac, MI car insurance? There are several reasons why Cadillac car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cadillac, Michigan.

Car Theft in Cadillac

High levels of vehicle theft can make car insurance more expensive. Cadillac, MI car theft statistics from the FBI indicate 12 vehicle thefts a year.

Commute Time in Cadillac

The more time you spend in your car the higher the risk of an accident. The average commute length in Cadillac, MI is 14.4 minutes according to City-Data.

Compare Car Insurance Quotes in Cadillac, MI

Ready to find affordable Cadillac, Michigan car insurance today? Enter your ZIP code for fast, free Cadillac, MI car insurance quotes.

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