Compare Cadiz, KY Car Insurance Rates (2021)

Car insurance in Cadiz, KY averages $345 a month. Cadiz, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cadiz car insurance rates, compare quotes from the top car insurance companies in Cadiz, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cadiz for teen drivers is USAA
  • The cheapest car insurance company in Cadiz is USAA
  • Average car insurance rates in Cadiz, KY are $4,141/year

If you need to buy Cadiz, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Cadiz, KY is right here.

You’ll find Cadiz car insurance rates, the cheapest Cadiz, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Cadiz, Kentucky car insurance rates to Covington car insurance rates, Henderson car insurance rates, and Independence car insurance rates.

Ready to find affordable Cadiz, KY car insurance today? Enter your ZIP code for fast, free Cadiz car insurance quotes.

Cheapest Cadiz, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cadiz, KY car insurance rates? Every Cadiz, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cadiz, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,299 $3,288 $2,953 $3,152 $11,617 $13,044 $3,718 $3,959
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,584 $2,806 $2,196 $2,457 $10,172 $11,269 $2,711 $2,836
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,003 $1,923 $1,781 $1,799 $9,316 $10,541 $2,486 $2,557
State Farm $1,964 $1,964 $1,753 $1,753 $5,975 $7,543 $2,193 $2,473
Travelers $2,226 $2,267 $2,182 $2,187 $10,592 $16,988 $2,325 $2,693
USAA $1,871 $1,874 $1,684 $1,714 $5,015 $5,289 $2,368 $2,595

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Minimum Car Insurance in Cadiz, KY

Every driver must carry the minimum car insurance in Cadiz, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Cadiz, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cadiz, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cadiz, KY. Compare credit history car insurance rates in Cadiz from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cadiz, Kentucky

Insurance Company Poor Fair Good
Allstate $7,456 $5,135 $4,296
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,618 $4,057 $3,212
Nationwide $4,672 $3,666 $3,197
Progressive $4,549 $3,940 $3,663
State Farm $4,640 $2,793 $2,174
Travelers $5,783 $4,892 $4,873
USAA $4,166 $2,335 $1,903

Cheapest Cadiz, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cadiz, KY to rates for a clean record with top companies.

Annual Cadiz, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,720 $6,084 $6,432 $5,280
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,874 $5,921 $4,614 $4,107
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,356 $4,933 $3,830 $4,084
State Farm $2,920 $3,484 $3,202 $3,202
Travelers $4,521 $4,652 $6,710 $4,847
USAA $2,107 $2,985 $3,573 $2,540

Cheapest Cadiz, KY Car Insurance for Teen Drivers

Teen car insurance in Cadiz, KY can be expensive. Take a look at rates from the top car insurance companies in Cadiz for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cadiz, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,617 $13,044
GEICO $6,168 $7,329
Liberty Mutual $10,172 $11,269
Nationwide $6,037 $7,550
Progressive $9,316 $10,541
State Farm $5,975 $7,543
Travelers $10,592 $16,988
USAA $5,015 $5,289

Cheapest Cadiz, KY Car Insurance for Seniors

Take a look at Cadiz, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cadiz, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,953 $3,152
GEICO $3,218 $2,914
Liberty Mutual $2,196 $2,457
Nationwide $2,519 $2,640
Progressive $1,781 $1,799
State Farm $1,753 $1,753
Travelers $2,182 $2,187
USAA $1,684 $1,714

Cheapest Cadiz, KY Car Insurance Rates After a DUI

A DUI in Cadiz, KY increases car insurance rates. Compare Cadiz, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cadiz, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,432
GEICO $6,130
Liberty Mutual $4,614
Nationwide $4,997
Progressive $3,830
State Farm $3,202
Travelers $6,710
USAA $3,573

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Cheapest Cadiz, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cadiz, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cadiz, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,629 $5,629
GEICO $3,750 $3,821
Liberty Mutual $4,629 $4,629
Nationwide $3,845 $3,845
Progressive $4,051 $4,051
State Farm $3,126 $3,279
Travelers $5,183 $5,183
USAA $2,698 $2,904

The Best Cheap Car Insurance Companies in Cadiz, KY

Take a look at a side-by-side comparison of the top car insurance companies in Cadiz, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cadiz, Kentucky

Insurance Company Average Annual Rates
Allstate $5,629
GEICO $3,785
Liberty Mutual $4,629
Nationwide $3,845
Progressive $4,051
State Farm $3,202
Travelers $5,183
USAA $2,801

Category Winners: Cheapest Car Insurance in Cadiz, Kentucky

Find the cheapest car insurance companies in Cadiz, KY for each category right here.

Best Annual Car Insurance Rates by Company in Cadiz, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cadiz, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cadiz car insurance rates. Find the cheapest Cadiz, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cadiz, Kentucky

Insurance Company Low Medium High
Allstate $5,298 $5,610 $5,979
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,419 $4,602 $4,866
Nationwide $3,908 $3,801 $3,826
Progressive $3,778 $4,008 $4,366
State Farm $3,044 $3,201 $3,361
Travelers $4,925 $5,207 $5,415
USAA $2,685 $2,796 $2,923

What affects car insurance rates in Cadiz, Kentucky?

What factors can have an impact on Cadiz, KY car insurance? There are several reasons why Cadiz car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cadiz, Kentucky.

Commute Time in Cadiz

The more time you spend in your car the higher the risk of an accident. The average commute length in Cadiz, KY is 21.9 minutes according to City-Data.

Compare Car Insurance Quotes in Cadiz, KY

Ready to find affordable Cadiz, Kentucky car insurance today? Enter your ZIP code for fast, free Cadiz, KY car insurance quotes.

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