Compare Cahokia, IL Car Insurance Rates (2021)

Car insurance in Cahokia, IL averages $374 a month. Cahokia, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cahokia car insurance rates, compare quotes from the top car insurance companies in Cahokia, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cahokia for teen drivers is Travelers
  • The cheapest car insurance company in Cahokia is Travelers
  • Average car insurance rates in Cahokia, IL after a DUI are $5,189/year

If you need to buy Cahokia, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Cahokia, IL is right here.

You’ll find Cahokia car insurance rates, the cheapest Cahokia, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Cahokia, Illinois car insurance rates to Cicero car insurance rates, Rockford car insurance rates, and Chicago car insurance rates.

Ready to find affordable Cahokia, IL car insurance today? Enter your ZIP code for fast, free Cahokia car insurance quotes.

Cheapest Cahokia, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cahokia, IL car insurance rates? Every Cahokia, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cahokia, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,809 $3,827 $3,983 $3,983 $9,877 $12,783 $4,571 $4,934
American Family $2,734 $2,734 $2,504 $2,504 $7,765 $10,754 $2,734 $3,524
Farmers $4,302 $4,302 $3,820 $4,044 $18,377 $19,127 $4,919 $5,150
GEICO $2,065 $2,087 $1,976 $2,385 $6,385 $6,708 $2,587 $2,485
Liberty Mutual $1,954 $2,116 $1,661 $1,865 $6,340 $7,032 $1,999 $2,072
Nationwide $3,425 $3,490 $3,024 $3,217 $9,752 $12,582 $4,020 $4,372
Progressive $3,065 $2,878 $2,524 $2,697 $10,656 $11,925 $3,597 $3,783
State Farm $1,852 $1,852 $1,667 $1,667 $5,761 $7,282 $2,097 $2,417
Travelers $1,890 $1,995 $1,738 $1,854 $5,728 $7,251 $2,005 $2,113
USAA $1,917 $1,952 $1,782 $1,755 $6,271 $6,917 $2,535 $2,790

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Minimum Car Insurance in Cahokia, IL

Every driver must carry the minimum car insurance in Cahokia, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Cahokia, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Cahokia, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cahokia, IL. Compare credit history car insurance rates in Cahokia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cahokia, Illinois

Insurance Company Poor Fair Good
Allstate $7,611 $5,492 $4,810
American Family $5,857 $3,989 $3,374
Farmers $9,118 $7,636 $7,262
GEICO $5,374 $2,607 $2,024
Liberty Mutual $4,454 $2,755 $2,180
Nationwide $6,582 $5,277 $4,597
Progressive $5,920 $4,953 $4,550
State Farm $4,468 $2,678 $2,078
Travelers $3,739 $3,026 $2,450
USAA $4,317 $2,963 $2,440

Cheapest Cahokia, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cahokia, IL to rates for a clean record with top companies.

Annual Cahokia, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,255 $7,274 $6,750 $5,604
American Family $3,247 $4,577 $6,121 $3,681
Farmers $6,753 $8,710 $8,495 $8,062
GEICO $2,426 $3,301 $4,568 $3,044
Liberty Mutual $2,593 $3,717 $3,249 $2,961
Nationwide $4,378 $5,729 $6,773 $5,060
Progressive $4,230 $6,259 $4,708 $5,365
State Farm $2,798 $3,351 $3,075 $3,075
Travelers $2,429 $3,203 $3,594 $3,061
USAA $2,301 $3,320 $4,559 $2,780

Cheapest Cahokia, IL Car Insurance for Teen Drivers

Teen car insurance in Cahokia, IL can be expensive. Take a look at rates from the top car insurance companies in Cahokia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cahokia, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,877 $12,783
American Family $7,765 $10,754
Farmers $18,377 $19,127
GEICO $6,385 $6,708
Liberty Mutual $6,340 $7,032
Nationwide $9,752 $12,582
Progressive $10,656 $11,925
State Farm $5,761 $7,282
Travelers $5,728 $7,251
USAA $6,271 $6,917

Cheapest Cahokia, IL Car Insurance for Seniors

Take a look at Cahokia, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cahokia, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,983 $3,983
American Family $2,504 $2,504
Farmers $3,820 $4,044
GEICO $1,976 $2,385
Liberty Mutual $1,661 $1,865
Nationwide $3,024 $3,217
Progressive $2,524 $2,697
State Farm $1,667 $1,667
Travelers $1,738 $1,854
USAA $1,782 $1,755

Cheapest Cahokia, IL Car Insurance Rates After a DUI

A DUI in Cahokia, IL increases car insurance rates. Compare Cahokia, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cahokia, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,750
American Family $6,121
Farmers $8,495
GEICO $4,568
Liberty Mutual $3,249
Nationwide $6,773
Progressive $4,708
State Farm $3,075
Travelers $3,594
USAA $4,559

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Cheapest Cahokia, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cahokia, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cahokia, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,971 $5,971
American Family $4,350 $4,463
Farmers $8,005 $8,005
GEICO $3,269 $3,400
Liberty Mutual $3,130 $3,130
Nationwide $5,485 $5,485
Progressive $5,141 $5,141
State Farm $2,998 $3,151
Travelers $2,950 $3,194
USAA $3,149 $3,331

The Best Cheap Car Insurance Companies in Cahokia, IL

Take a look at a side-by-side comparison of the top car insurance companies in Cahokia, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cahokia, Illinois

Insurance Company Average Annual Rates
Allstate $5,971
American Family $4,407
Farmers $8,005
GEICO $3,335
Liberty Mutual $3,130
Nationwide $5,485
Progressive $5,141
State Farm $3,075
Travelers $3,072
USAA $3,240

Category Winners: Cheapest Car Insurance in Cahokia, Illinois

Find the cheapest car insurance companies in Cahokia, IL for each category right here.

Best Annual Car Insurance Rates by Company in Cahokia, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cahokia, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cahokia car insurance rates. Find the cheapest Cahokia, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cahokia, Illinois

Insurance Company Low Medium High
Allstate $5,758 $5,964 $6,191
American Family $4,230 $4,568 $4,422
Farmers $7,614 $7,817 $8,585
GEICO $3,033 $3,317 $3,655
Liberty Mutual $2,887 $3,117 $3,385
Nationwide $5,452 $5,532 $5,472
Progressive $4,524 $5,060 $5,838
State Farm $2,891 $3,078 $3,255
Travelers $2,859 $3,068 $3,288
USAA $3,025 $3,237 $3,457

What affects car insurance rates in Cahokia, Illinois?

What factors can have an impact on Cahokia, IL car insurance? There are several reasons why Cahokia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cahokia, Illinois.

Commute Time in Cahokia

The more time you spend in your car the higher the risk of an accident. The average commute length in Cahokia, IL is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Cahokia, IL

Ready to find affordable Cahokia, Illinois car insurance today? Enter your ZIP code for fast, free Cahokia, IL car insurance quotes.

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