Compare Cainsville, MO Car Insurance Rates (2021)

Car insurance in Cainsville, MO averages $263 a month. Cainsville, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cainsville car insurance rates, compare quotes from the top car insurance companies in Cainsville, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cainsville for teen drivers is Nationwide
  • The cheapest car insurance company in Cainsville is Nationwide
  • Average car insurance rates in Cainsville, MO are $3,153/year

If you need to buy Cainsville, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Cainsville, MO is right here.

You’ll find Cainsville car insurance rates, the cheapest Cainsville, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Cainsville, Missouri car insurance rates to Independence car insurance rates, Columbia car insurance rates, and Springfield car insurance rates.

Ready to find affordable Cainsville, MO car insurance today? Enter your ZIP code for fast, free Cainsville car insurance quotes.

Cheapest Cainsville, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cainsville, MO car insurance rates? Every Cainsville, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cainsville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,050 $2,050 $1,818 $1,818 $5,392 $7,044 $2,050 $2,421
Farmers $2,281 $2,277 $2,046 $2,158 $8,994 $9,303 $2,595 $2,725
GEICO $1,936 $2,134 $1,509 $1,865 $5,667 $6,004 $1,828 $1,857
Liberty Mutual $2,616 $2,841 $2,157 $2,419 $8,432 $9,364 $2,765 $2,962
Nationwide $1,447 $1,489 $1,284 $1,374 $3,569 $4,627 $1,643 $1,792
Progressive $2,045 $1,940 $1,669 $1,713 $6,073 $6,855 $2,502 $2,572
State Farm $1,602 $1,602 $1,412 $1,412 $4,343 $5,508 $1,794 $2,034
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

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Minimum Car Insurance in Cainsville, MO

Every driver must carry the minimum car insurance in Cainsville, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Cainsville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cainsville, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cainsville, MO. Compare credit history car insurance rates in Cainsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cainsville, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,026 $2,830 $2,384
Farmers $4,637 $3,845 $3,659
GEICO $3,935 $2,564 $2,051
Liberty Mutual $6,035 $3,660 $2,889
Nationwide $2,550 $2,088 $1,821
Progressive $3,690 $3,032 $2,791
State Farm $3,290 $2,228 $1,873
USAA $4,127 $1,897 $1,352

Cheapest Cainsville, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cainsville, MO to rates for a clean record with top companies.

Annual Cainsville, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,352 $3,334 $3,979 $2,656
Farmers $3,538 $4,330 $4,240 $4,081
GEICO $2,299 $2,879 $3,759 $2,464
Liberty Mutual $3,067 $4,358 $4,518 $4,836
Nationwide $1,725 $2,170 $2,844 $1,873
Progressive $2,805 $3,607 $3,061 $3,212
State Farm $2,284 $2,644 $2,464 $2,464
USAA $1,998 $2,393 $3,276 $2,169

Cheapest Cainsville, MO Car Insurance for Teen Drivers

Teen car insurance in Cainsville, MO can be expensive. Take a look at rates from the top car insurance companies in Cainsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cainsville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,392 $7,044
Farmers $8,994 $9,303
GEICO $5,667 $6,004
Liberty Mutual $8,432 $9,364
Nationwide $3,569 $4,627
Progressive $6,073 $6,855
State Farm $4,343 $5,508
USAA $4,422 $5,416

Cheapest Cainsville, MO Car Insurance for Seniors

Take a look at Cainsville, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cainsville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,818 $1,818
Farmers $2,046 $2,158
GEICO $1,509 $1,865
Liberty Mutual $2,157 $2,419
Nationwide $1,284 $1,374
Progressive $1,669 $1,713
State Farm $1,412 $1,412
USAA $1,356 $1,392

Cheapest Cainsville, MO Car Insurance Rates After a DUI

A DUI in Cainsville, MO increases car insurance rates. Compare Cainsville, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cainsville, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,979
Farmers $4,240
GEICO $3,759
Liberty Mutual $4,518
Nationwide $2,844
Progressive $3,061
State Farm $2,464
USAA $3,276

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Cheapest Cainsville, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cainsville, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cainsville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,049 $3,112
Farmers $4,047 $4,047
GEICO $2,791 $2,910
Liberty Mutual $4,195 $4,195
Nationwide $2,153 $2,153
Progressive $3,171 $3,171
State Farm $2,404 $2,523
USAA $2,369 $2,548

The Best Cheap Car Insurance Companies in Cainsville, MO

Take a look at a side-by-side comparison of the top car insurance companies in Cainsville, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cainsville, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,080
Farmers $4,047
GEICO $2,850
Liberty Mutual $4,195
Nationwide $2,153
Progressive $3,171
State Farm $2,464
USAA $2,459

Category Winners: Cheapest Car Insurance in Cainsville, Missouri

Find the cheapest car insurance companies in Cainsville, MO for each category right here.

Best Annual Car Insurance Rates by Company in Cainsville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Cainsville, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cainsville car insurance rates. Find the cheapest Cainsville, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cainsville, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,015 $3,180 $3,046
Farmers $3,813 $4,012 $4,317
GEICO $2,689 $2,867 $2,995
Liberty Mutual $3,977 $4,214 $4,393
Nationwide $2,034 $2,171 $2,254
Progressive $2,897 $3,178 $3,439
State Farm $2,332 $2,470 $2,588
USAA $2,371 $2,452 $2,554

What affects car insurance rates in Cainsville, Missouri?

What factors can have an impact on Cainsville, MO car insurance? There are several reasons why Cainsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cainsville, Missouri.

Commute Time in Cainsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Cainsville, MO is 32.7 minutes according to City-Data.

Compare Car Insurance Quotes in Cainsville, MO

Ready to find affordable Cainsville, Missouri car insurance today? Enter your ZIP code for fast, free Cainsville, MO car insurance quotes.

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