Compare Cairo, OH Car Insurance Rates (2021)

Car insurance in Cairo, OH averages $211 a month. Cairo, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cairo car insurance rates, compare quotes from the top car insurance companies in Cairo, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cairo for teen drivers is American Family
  • Average car insurance rates in Cairo, OH are $2,537/year
  • The cheapest car insurance company in Cairo is American Family

If you need to buy Cairo, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Cairo, OH is right here.

You’ll find Cairo car insurance rates, the cheapest Cairo, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Cairo, Ohio car insurance rates to Parma car insurance rates, Cincinnati car insurance rates, and Dayton car insurance rates.

Ready to find affordable Cairo, OH car insurance today? Enter your ZIP code for fast, free Cairo car insurance quotes.

Cheapest Cairo, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cairo, OH car insurance rates? Every Cairo, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cairo, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,893 $1,887 $1,706 $1,823 $5,197 $5,946 $1,992 $2,130
American Family $881 $915 $796 $802 $2,538 $2,755 $1,079 $1,135
Farmers $1,670 $1,665 $1,471 $1,553 $7,378 $7,659 $1,870 $1,950
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,785 $1,946 $1,377 $1,667 $9,347 $10,555 $1,898 $2,074
Nationwide $1,987 $1,997 $1,795 $1,808 $5,059 $6,518 $2,128 $2,474
Progressive $1,629 $1,525 $1,360 $1,405 $7,394 $8,318 $1,938 $2,006
State Farm $1,384 $1,384 $1,240 $1,240 $4,344 $5,456 $1,608 $1,844
Travelers $1,220 $1,239 $1,211 $1,206 $5,242 $8,301 $1,271 $1,447
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

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Minimum Car Insurance in Cairo, OH

Every driver must carry the minimum car insurance in Cairo, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Cairo, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cairo, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cairo, OH. Compare credit history car insurance rates in Cairo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cairo, Ohio

Insurance Company Poor Fair Good
Allstate $3,619 $2,639 $2,208
American Family $1,801 $1,237 $1,050
Farmers $3,567 $3,016 $2,872
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,484 $3,368 $2,641
Nationwide $3,582 $2,889 $2,442
Progressive $3,578 $3,107 $2,906
State Farm $3,295 $2,037 $1,606
Travelers $2,951 $2,571 $2,404
USAA $1,792 $1,268 $1,081

Cheapest Cairo, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cairo, OH to rates for a clean record with top companies.

Annual Cairo, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,377 $2,867 $3,358 $2,685
American Family $1,307 $1,381 $1,381 $1,381
Farmers $2,600 $3,348 $3,265 $3,395
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,222 $4,128 $4,218 $3,756
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,754 $3,755 $2,938 $3,340
State Farm $2,105 $2,519 $2,312 $2,312
Travelers $1,952 $2,537 $3,818 $2,262
USAA $1,062 $1,422 $1,861 $1,176

Cheapest Cairo, OH Car Insurance for Teen Drivers

Teen car insurance in Cairo, OH can be expensive. Take a look at rates from the top car insurance companies in Cairo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cairo, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,197 $5,946
American Family $2,538 $2,755
Farmers $7,378 $7,659
GEICO $3,279 $3,053
Liberty Mutual $9,347 $10,555
Nationwide $5,059 $6,518
Progressive $7,394 $8,318
State Farm $4,344 $5,456
Travelers $5,242 $8,301
USAA $2,571 $2,863

Cheapest Cairo, OH Car Insurance for Seniors

Take a look at Cairo, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cairo, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,706 $1,823
American Family $796 $802
Farmers $1,471 $1,553
GEICO $1,153 $1,164
Liberty Mutual $1,377 $1,667
Nationwide $1,795 $1,808
Progressive $1,360 $1,405
State Farm $1,240 $1,240
Travelers $1,211 $1,206
USAA $798 $797

Cheapest Cairo, OH Car Insurance Rates After a DUI

A DUI in Cairo, OH increases car insurance rates. Compare Cairo, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cairo, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,358
American Family $1,381
Farmers $3,265
GEICO $2,408
Liberty Mutual $4,218
Nationwide $3,836
Progressive $2,938
State Farm $2,312
Travelers $3,818
USAA $1,861

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Cheapest Cairo, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cairo, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cairo, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,822 $2,822
American Family $1,347 $1,379
Farmers $3,152 $3,152
GEICO $1,669 $1,728
Liberty Mutual $3,831 $3,831
Nationwide $2,971 $2,971
Progressive $3,197 $3,197
State Farm $2,255 $2,370
Travelers $2,642 $2,642
USAA $1,328 $1,433

The Best Cheap Car Insurance Companies in Cairo, OH

Take a look at a side-by-side comparison of the top car insurance companies in Cairo, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cairo, Ohio

Insurance Company Average Annual Rates
Allstate $2,822
American Family $1,363
Farmers $3,152
GEICO $1,699
Liberty Mutual $3,831
Nationwide $2,971
Progressive $3,197
State Farm $2,312
Travelers $2,642
USAA $1,380

Category Winners: Cheapest Car Insurance in Cairo, Ohio

Find the cheapest car insurance companies in Cairo, OH for each category right here.

Best Annual Car Insurance Rates by Company in Cairo, Ohio

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Cairo, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cairo car insurance rates. Find the cheapest Cairo, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cairo, Ohio

Insurance Company Low Medium High
Allstate $2,736 $2,817 $2,912
American Family $1,342 $1,372 $1,374
Farmers $2,986 $3,105 $3,365
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,694 $3,848 $3,952
Nationwide $3,285 $2,879 $2,748
Progressive $3,047 $3,164 $3,379
State Farm $2,197 $2,320 $2,421
Travelers $2,565 $2,678 $2,683
USAA $1,323 $1,379 $1,440

What affects car insurance rates in Cairo, Ohio?

What factors can have an impact on Cairo, OH car insurance? There are several reasons why Cairo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cairo, Ohio.

Commute Time in Cairo

The more time you spend in your car the higher the risk of an accident. The average commute length in Cairo, OH is 19.5 minutes according to City-Data.

Compare Car Insurance Quotes in Cairo, OH

Ready to find affordable Cairo, Ohio car insurance today? Enter your ZIP code for fast, free Cairo, OH car insurance quotes.

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