Compare Calamus, IA Car Insurance Rates (2021)

Car insurance in Calamus, IA averages $241 a month. Calamus, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Calamus car insurance rates, compare quotes from the top car insurance companies in Calamus, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Calamus is USAA
  • Average car insurance rates in Calamus, IA are $2,893/year
  • Average car insurance rates in Calamus, IA after a DUI are $3,494/year

If you need to buy Calamus, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Calamus, IA is right here.

You’ll find Calamus car insurance rates, the cheapest Calamus, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Calamus, Iowa car insurance rates to Cedar Rapids car insurance rates, Des Moines car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable Calamus, IA car insurance today? Enter your ZIP code for fast, free Calamus car insurance quotes.

Cheapest Calamus, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Calamus, IA car insurance rates? Every Calamus, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Calamus, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,893 $1,768 $1,798 $5,899 $6,665 $2,142 $2,198
American Family $1,899 $1,899 $1,698 $1,698 $5,047 $7,088 $1,899 $2,287
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,978 $2,143 $1,742 $2,115 $9,764 $10,980 $2,242 $2,468
Nationwide $1,681 $1,723 $1,500 $1,598 $3,902 $5,035 $1,907 $2,071
Progressive $1,513 $1,444 $1,247 $1,298 $3,947 $4,446 $1,819 $1,978
State Farm $1,422 $1,422 $1,250 $1,250 $3,861 $4,896 $1,599 $1,820
Travelers $2,474 $2,524 $2,408 $2,412 $11,013 $17,520 $2,576 $3,043
USAA $1,196 $1,207 $1,100 $1,117 $3,276 $3,469 $1,433 $1,579

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Minimum Car Insurance in Calamus, IA

Every driver must carry the minimum car insurance in Calamus, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Calamus, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Calamus, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Calamus, IA. Compare credit history car insurance rates in Calamus from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Calamus, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,891 $2,602
American Family $3,747 $2,755 $2,315
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,946 $3,688 $2,903
Nationwide $2,944 $2,312 $2,025
Progressive $2,594 $2,115 $1,925
State Farm $3,119 $1,929 $1,522
Travelers $6,180 $5,279 $5,030
USAA $2,359 $1,624 $1,408

Cheapest Calamus, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Calamus, IA to rates for a clean record with top companies.

Annual Calamus, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,572 $3,129 $3,581 $2,889
American Family $2,121 $3,111 $4,031 $2,494
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,610 $4,468 $4,549 $4,089
Nationwide $1,762 $2,523 $3,432 $1,991
Progressive $1,771 $2,935 $1,923 $2,216
State Farm $2,026 $2,353 $2,190 $2,190
Travelers $4,001 $5,342 $7,156 $5,485
USAA $1,371 $1,844 $2,398 $1,575

Cheapest Calamus, IA Car Insurance for Teen Drivers

Teen car insurance in Calamus, IA can be expensive. Take a look at rates from the top car insurance companies in Calamus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Calamus, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,899 $6,665
American Family $5,047 $7,088
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,764 $10,980
Nationwide $3,902 $5,035
Progressive $3,947 $4,446
State Farm $3,861 $4,896
Travelers $11,013 $17,520
USAA $3,276 $3,469

Cheapest Calamus, IA Car Insurance for Seniors

Take a look at Calamus, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Calamus, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,798
American Family $1,698 $1,698
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,742 $2,115
Nationwide $1,500 $1,598
Progressive $1,247 $1,298
State Farm $1,250 $1,250
Travelers $2,408 $2,412
USAA $1,100 $1,117

Cheapest Calamus, IA Car Insurance Rates After a DUI

A DUI in Calamus, IA increases car insurance rates. Compare Calamus, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Calamus, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,581
American Family $4,031
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,549
Nationwide $3,432
Progressive $1,923
State Farm $2,190
Travelers $7,156
USAA $2,398

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Cheapest Calamus, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Calamus, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Calamus, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,970 $3,115
American Family $2,905 $2,973
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,179 $4,179
Nationwide $2,427 $2,427
Progressive $2,212 $2,212
State Farm $2,137 $2,243
Travelers $5,496 $5,496
USAA $1,732 $1,862

The Best Cheap Car Insurance Companies in Calamus, IA

Take a look at a side-by-side comparison of the top car insurance companies in Calamus, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Calamus, Iowa

Insurance Company Average Annual Rates
Allstate $3,043
American Family $2,939
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,179
Nationwide $2,427
Progressive $2,211
State Farm $2,190
Travelers $5,496
USAA $1,797

Category Winners: Cheapest Car Insurance in Calamus, Iowa

Find the cheapest car insurance companies in Calamus, IA for each category right here.

Best Annual Car Insurance Rates by Company in Calamus, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Calamus, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Calamus car insurance rates. Find the cheapest Calamus, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Calamus, Iowa

Insurance Company Low Medium High
Allstate $2,923 $3,047 $3,158
American Family $2,954 $3,102 $2,761
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,016 $4,174 $4,347
Nationwide $2,525 $2,418 $2,339
Progressive $2,083 $2,219 $2,333
State Farm $2,081 $2,203 $2,286
Travelers $5,184 $5,578 $5,727
USAA $1,706 $1,803 $1,883

What affects car insurance rates in Calamus, Iowa?

What factors can have an impact on Calamus, IA car insurance? There are several reasons why Calamus car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Calamus, Iowa.

Commute Time in Calamus

The more time you spend in your car the higher the risk of an accident. The average commute length in Calamus, IA is 27.4 minutes according to City-Data.

Compare Car Insurance Quotes in Calamus, IA

Ready to find affordable Calamus, Iowa car insurance today? Enter your ZIP code for fast, free Calamus, IA car insurance quotes.

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