Compare Caldwell, AR Car Insurance Rates (2021)

Car insurance in Caldwell, AR averages $383 a month. Caldwell, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Caldwell car insurance rates, compare quotes from the top car insurance companies in Caldwell, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Caldwell is USAA
  • The cheapest car insurance company in Caldwell for teen drivers is USAA
  • Average car insurance rates in Caldwell, AR are $4,592/year

If you need to buy Caldwell, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Caldwell, AR is right here.

You’ll find Caldwell car insurance rates, the cheapest Caldwell, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Caldwell, Arkansas car insurance rates to Jonesboro car insurance rates, Little Rock car insurance rates, and Rogers car insurance rates.

Ready to find affordable Caldwell, AR car insurance today? Enter your ZIP code for fast, free Caldwell car insurance quotes.

Cheapest Caldwell, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Caldwell, AR car insurance rates? Every Caldwell, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Caldwell, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,221 $3,235 $2,878 $3,079 $12,065 $14,501 $3,546 $3,847
Farmers $2,123 $2,119 $1,897 $1,995 $8,851 $9,189 $2,421 $2,548
GEICO $2,540 $2,512 $2,344 $2,278 $6,587 $6,607 $2,495 $2,530
Liberty Mutual $2,188 $2,342 $2,111 $2,361 $7,986 $8,798 $2,360 $2,456
Nationwide $2,588 $2,640 $2,324 $2,457 $6,242 $7,962 $2,959 $3,192
Progressive $4,854 $4,568 $4,005 $4,193 $20,957 $23,620 $5,772 $6,207
State Farm $1,664 $1,664 $1,487 $1,487 $4,735 $5,968 $1,873 $2,138
Travelers $2,416 $2,463 $2,372 $2,384 $14,033 $22,645 $2,575 $2,982
USAA $1,321 $1,334 $1,225 $1,233 $4,152 $4,348 $1,702 $1,834

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Minimum Car Insurance in Caldwell, AR

Every driver must carry the minimum car insurance in Caldwell, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Caldwell, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Caldwell, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Caldwell, AR. Compare credit history car insurance rates in Caldwell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Caldwell, Arkansas

Insurance Company Poor Fair Good
Allstate $7,287 $5,583 $4,520
Farmers $4,431 $3,711 $3,537
GEICO $4,177 $3,434 $2,849
Liberty Mutual $5,515 $3,342 $2,618
Nationwide $4,489 $3,609 $3,288
Progressive $10,465 $8,979 $8,373
State Farm $3,805 $2,292 $1,785
Travelers $7,443 $6,208 $5,801
USAA $2,842 $1,938 $1,651

Cheapest Caldwell, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Caldwell, AR to rates for a clean record with top companies.

Annual Caldwell, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,755 $6,014 $6,706 $5,711
Farmers $3,297 $4,218 $4,119 $3,938
GEICO $2,364 $3,628 $5,410 $2,544
Liberty Mutual $2,604 $4,240 $4,959 $3,498
Nationwide $2,952 $3,815 $5,164 $3,250
Progressive $7,980 $11,139 $8,405 $9,563
State Farm $2,416 $2,839 $2,627 $2,627
Travelers $5,437 $5,618 $8,209 $6,671
USAA $1,647 $2,086 $3,014 $1,827

Cheapest Caldwell, AR Car Insurance for Teen Drivers

Teen car insurance in Caldwell, AR can be expensive. Take a look at rates from the top car insurance companies in Caldwell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Caldwell, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,065 $14,501
Farmers $8,851 $9,189
GEICO $6,587 $6,607
Liberty Mutual $7,986 $8,798
Nationwide $6,242 $7,962
Progressive $20,957 $23,620
State Farm $4,735 $5,968
Travelers $14,033 $22,645
USAA $4,152 $4,348

Cheapest Caldwell, AR Car Insurance for Seniors

Take a look at Caldwell, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Caldwell, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,878 $3,079
Farmers $1,897 $1,995
GEICO $2,344 $2,278
Liberty Mutual $2,111 $2,361
Nationwide $2,324 $2,457
Progressive $4,005 $4,193
State Farm $1,487 $1,487
Travelers $2,372 $2,384
USAA $1,225 $1,233

Cheapest Caldwell, AR Car Insurance Rates After a DUI

A DUI in Caldwell, AR increases car insurance rates. Compare Caldwell, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Caldwell, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,706
Farmers $4,119
GEICO $5,410
Liberty Mutual $4,959
Nationwide $5,164
Progressive $8,405
State Farm $2,627
Travelers $8,209
USAA $3,014

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Cheapest Caldwell, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Caldwell, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Caldwell, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,797 $5,797
Farmers $3,893 $3,893
GEICO $3,463 $3,510
Liberty Mutual $3,825 $3,825
Nationwide $3,795 $3,795
Progressive $9,272 $9,272
State Farm $2,563 $2,691
Travelers $6,484 $6,484
USAA $2,083 $2,205

The Best Cheap Car Insurance Companies in Caldwell, AR

Take a look at a side-by-side comparison of the top car insurance companies in Caldwell, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Caldwell, Arkansas

Insurance Company Average Annual Rates
Allstate $5,797
Farmers $3,893
GEICO $3,487
Liberty Mutual $3,825
Nationwide $3,795
Progressive $9,272
State Farm $2,627
Travelers $6,484
USAA $2,144

Category Winners: Cheapest Car Insurance in Caldwell, Arkansas

Find the cheapest car insurance companies in Caldwell, AR for each category right here.

Best Annual Car Insurance Rates by Company in Caldwell, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Caldwell, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Caldwell car insurance rates. Find the cheapest Caldwell, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Caldwell, Arkansas

Insurance Company Low Medium High
Allstate $5,629 $5,793 $5,967
Farmers $3,685 $3,849 $4,145
GEICO $3,333 $3,485 $3,641
Liberty Mutual $3,677 $3,794 $4,004
Nationwide $3,819 $3,717 $3,850
Progressive $8,225 $9,034 $10,557
State Farm $2,494 $2,624 $2,763
Travelers $6,150 $6,501 $6,801
USAA $2,059 $2,136 $2,236

What affects car insurance rates in Caldwell, Arkansas?

What factors can have an impact on Caldwell, AR car insurance? There are several reasons why Caldwell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Caldwell, Arkansas.

Commute Time in Caldwell

The more time you spend in your car the higher the risk of an accident. The average commute length in Caldwell, AR is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Caldwell, AR

Ready to find affordable Caldwell, Arkansas car insurance today? Enter your ZIP code for fast, free Caldwell, AR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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