Compare Caldwell, ID Car Insurance Rates (2021)

Car insurance in Caldwell, ID averages $238 a month. Caldwell, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Caldwell car insurance rates, compare quotes from the top car insurance companies in Caldwell, ID.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Caldwell for teen drivers is USAA
  • Average car insurance rates in Caldwell, ID after a DUI are $3,538/year
  • The cheapest ZIP code in Caldwell is 83607

If you need to buy Caldwell, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Caldwell, ID is right here.

You’ll find Caldwell car insurance rates, the cheapest Caldwell, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Caldwell, Idaho car insurance rates to Nampa car insurance rates, Post Falls car insurance rates, and Twin Falls car insurance rates.

Ready to find affordable Caldwell, ID car insurance today? Enter your ZIP code for fast, free Caldwell car insurance quotes.

Cheapest Caldwell, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Caldwell, ID car insurance rates? Every Caldwell, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Caldwell, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,254 $2,234 $1,976 $2,048 $8,503 $9,841 $2,495 $2,619
American Family $2,319 $2,319 $2,054 $2,054 $8,445 $10,934 $2,319 $2,884
Farmers $1,494 $1,485 $1,317 $1,396 $7,372 $7,639 $1,718 $1,803
GEICO $1,794 $1,769 $1,705 $1,656 $3,923 $4,870 $2,469 $1,873
Liberty Mutual $1,434 $1,548 $1,152 $1,293 $4,892 $5,451 $1,518 $1,595
Nationwide $1,888 $1,926 $1,707 $1,808 $4,776 $5,852 $2,227 $2,396
State Farm $1,175 $1,175 $1,070 $1,070 $3,625 $4,575 $1,329 $1,529
Travelers $1,311 $1,330 $1,326 $1,321 $6,653 $10,597 $1,395 $1,577
USAA $1,009 $996 $999 $980 $3,332 $3,737 $1,335 $1,426

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Caldwell, ID

Every driver must carry the minimum car insurance in Caldwell, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Caldwell, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Caldwell, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Caldwell, ID. Compare credit history car insurance rates in Caldwell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Caldwell, Idaho

Insurance Company Poor Fair Good
Allstate $5,279 $3,581 $3,129
American Family $5,372 $3,843 $3,283
Farmers $3,410 $2,902 $2,772
GEICO $3,047 $2,435 $2,040
Liberty Mutual $3,356 $2,080 $1,645
Nationwide $3,360 $2,724 $2,384
State Farm $2,730 $1,726 $1,374
Travelers $3,644 $3,074 $2,848
USAA $2,490 $1,484 $1,207

Cheapest Caldwell, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Caldwell, ID to rates for a clean record with top companies.

Annual Caldwell, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,284 $4,148 $4,644 $3,909
American Family $3,274 $4,643 $5,027 $3,720
Farmers $2,639 $3,348 $3,144 $2,981
GEICO $1,553 $2,462 $3,420 $2,595
Liberty Mutual $1,961 $2,465 $2,525 $2,492
Nationwide $2,168 $2,801 $3,892 $2,429
State Farm $1,764 $2,122 $1,943 $1,943
Travelers $1,958 $2,801 $4,855 $3,140
USAA $1,240 $1,773 $2,393 $1,502

Cheapest Caldwell, ID Car Insurance for Teen Drivers

Teen car insurance in Caldwell, ID can be expensive. Take a look at rates from the top car insurance companies in Caldwell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Caldwell, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,503 $9,841
American Family $8,445 $10,934
Farmers $7,372 $7,639
GEICO $3,923 $4,870
Liberty Mutual $4,892 $5,451
Nationwide $4,776 $5,852
State Farm $3,625 $4,575
Travelers $6,653 $10,597
USAA $3,332 $3,737

Cheapest Caldwell, ID Car Insurance for Seniors

Take a look at Caldwell, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Caldwell, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,976 $2,048
American Family $2,054 $2,054
Farmers $1,317 $1,396
GEICO $1,705 $1,656
Liberty Mutual $1,152 $1,293
Nationwide $1,707 $1,808
State Farm $1,070 $1,070
Travelers $1,326 $1,321
USAA $999 $980

Cheapest Caldwell, ID Car Insurance Rates After a DUI

A DUI in Caldwell, ID increases car insurance rates. Compare Caldwell, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Caldwell, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,644
American Family $5,027
Farmers $3,144
GEICO $3,420
Liberty Mutual $2,525
Nationwide $3,892
State Farm $1,943
Travelers $4,855
USAA $2,393

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Caldwell, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Caldwell, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Caldwell, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,996 $3,996
American Family $4,079 $4,253
Farmers $3,028 $3,028
GEICO $2,465 $2,550
Liberty Mutual $2,361 $2,361
Nationwide $2,822 $2,822
State Farm $1,895 $1,992
Travelers $3,189 $3,189
USAA $1,706 $1,748

Cheapest Caldwell, ID Car Insurance Rates by ZIP Code

Caldwell car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Caldwell, ID.

Annual Car Insurance Rates by ZIP Code in Caldwell, Idaho

ZIP Code Average Annual Rates
83605 $2,863
83607 $2,857

The Best Cheap Car Insurance Companies in Caldwell, ID

Take a look at a side-by-side comparison of the top car insurance companies in Caldwell, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Caldwell, Idaho

Insurance Company Average Annual Rates
Allstate $3,996
American Family $4,166
Farmers $3,028
GEICO $2,508
Liberty Mutual $2,361
Nationwide $2,822
State Farm $1,943
Travelers $3,189
USAA $1,727

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Caldwell, Idaho

Find the cheapest car insurance companies in Caldwell, ID for each category right here.

Best Annual Car Insurance Rates by Company in Caldwell, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Caldwell, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Caldwell car insurance rates. Find the cheapest Caldwell, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Caldwell, Idaho

Insurance Company Low Medium High
Allstate $3,807 $3,987 $4,195
American Family $4,139 $4,374 $3,985
Farmers $2,864 $2,990 $3,230
GEICO $2,349 $2,502 $2,672
Liberty Mutual $2,200 $2,356 $2,525
Nationwide $2,760 $2,969 $2,738
State Farm $1,816 $1,949 $2,065
Travelers $3,115 $3,237 $3,214
USAA $1,659 $1,723 $1,799

What affects car insurance rates in Caldwell, Idaho?

What factors can have an impact on Caldwell, ID car insurance? There are several reasons why Caldwell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Caldwell, Idaho.

Car Theft in Caldwell

High levels of vehicle theft can make car insurance more expensive. Caldwell, ID car theft statistics from the FBI indicate 134 vehicle thefts a year.

Commute Time in Caldwell

The more time you spend in your car the higher the risk of an accident. The average commute length in Caldwell, ID is 24.6 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Caldwell, ID

Ready to find affordable Caldwell, Idaho car insurance today? Enter your ZIP code for fast, free Caldwell, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption