Compare Caldwell, OH Car Insurance Rates (2021)

Car insurance in Caldwell, OH averages $238 a month. Caldwell, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Caldwell car insurance rates, compare quotes from the top car insurance companies in Caldwell, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Caldwell for teen drivers is USAA
  • The cheapest car insurance company in Caldwell is USAA
  • Average car insurance rates in Caldwell, OH are $2,860/year

If you need to buy Caldwell, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Caldwell, OH is right here.

You’ll find Caldwell car insurance rates, the cheapest Caldwell, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Caldwell, Ohio car insurance rates to Lorain car insurance rates, Columbus car insurance rates, and Parma car insurance rates.

Ready to find affordable Caldwell, OH car insurance today? Enter your ZIP code for fast, free Caldwell car insurance quotes.

Cheapest Caldwell, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Caldwell, OH car insurance rates? Every Caldwell, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Caldwell, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,241 $2,246 $1,998 $2,141 $6,039 $6,923 $2,389 $2,576
American Family $955 $995 $861 $868 $2,781 $3,034 $1,175 $1,241
Farmers $1,857 $1,855 $1,638 $1,719 $7,744 $8,036 $2,079 $2,189
GEICO $1,552 $1,504 $1,424 $1,415 $4,121 $3,851 $1,731 $1,487
Liberty Mutual $2,231 $2,435 $1,718 $2,079 $11,469 $12,974 $2,387 $2,620
Nationwide $2,139 $2,157 $1,923 $1,946 $5,252 $6,826 $2,301 $2,694
Progressive $1,798 $1,718 $1,493 $1,539 $7,549 $8,517 $2,167 $2,234
State Farm $1,459 $1,459 $1,283 $1,283 $4,201 $5,298 $1,684 $1,926
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

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Minimum Car Insurance in Caldwell, OH

Every driver must carry the minimum car insurance in Caldwell, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Caldwell, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Caldwell, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Caldwell, OH. Compare credit history car insurance rates in Caldwell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Caldwell, Ohio

Insurance Company Poor Fair Good
Allstate $4,274 $3,092 $2,592
American Family $1,974 $1,350 $1,143
Farmers $3,856 $3,233 $3,080
GEICO $2,565 $2,136 $1,707
Liberty Mutual $6,811 $4,154 $3,253
Nationwide $3,806 $3,068 $2,591
Progressive $3,822 $3,268 $3,040
State Farm $3,312 $2,047 $1,614
Travelers $3,600 $3,129 $2,920
USAA $1,900 $1,340 $1,140

Cheapest Caldwell, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Caldwell, OH to rates for a clean record with top companies.

Annual Caldwell, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,813 $3,377 $3,924 $3,162
American Family $1,427 $1,510 $1,510 $1,510
Farmers $2,803 $3,592 $3,503 $3,661
GEICO $1,463 $2,095 $2,979 $2,007
Liberty Mutual $3,991 $5,095 $5,224 $4,647
Nationwide $2,515 $3,217 $4,099 $2,788
Progressive $2,918 $3,936 $3,102 $3,552
State Farm $2,138 $2,510 $2,324 $2,324
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,125 $1,504 $1,966 $1,246

Cheapest Caldwell, OH Car Insurance for Teen Drivers

Teen car insurance in Caldwell, OH can be expensive. Take a look at rates from the top car insurance companies in Caldwell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Caldwell, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,039 $6,923
American Family $2,781 $3,034
Farmers $7,744 $8,036
GEICO $4,121 $3,851
Liberty Mutual $11,469 $12,974
Nationwide $5,252 $6,826
Progressive $7,549 $8,517
State Farm $4,201 $5,298
Travelers $6,362 $10,023
USAA $2,712 $3,025

Cheapest Caldwell, OH Car Insurance for Seniors

Take a look at Caldwell, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Caldwell, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,998 $2,141
American Family $861 $868
Farmers $1,638 $1,719
GEICO $1,424 $1,415
Liberty Mutual $1,718 $2,079
Nationwide $1,923 $1,946
Progressive $1,493 $1,539
State Farm $1,283 $1,283
Travelers $1,482 $1,476
USAA $841 $843

Cheapest Caldwell, OH Car Insurance Rates After a DUI

A DUI in Caldwell, OH increases car insurance rates. Compare Caldwell, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Caldwell, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,924
American Family $1,510
Farmers $3,503
GEICO $2,979
Liberty Mutual $5,224
Nationwide $4,099
Progressive $3,102
State Farm $2,324
Travelers $4,649
USAA $1,966

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Cheapest Caldwell, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Caldwell, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Caldwell, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,319
American Family $1,471 $1,507
Farmers $3,390 $3,390
GEICO $2,096 $2,176
Liberty Mutual $4,739 $4,739
Nationwide $3,155 $3,155
Progressive $3,377 $3,377
State Farm $2,269 $2,379
Travelers $3,216 $3,216
USAA $1,405 $1,516

The Best Cheap Car Insurance Companies in Caldwell, OH

Take a look at a side-by-side comparison of the top car insurance companies in Caldwell, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Caldwell, Ohio

Insurance Company Average Annual Rates
Allstate $3,319
American Family $1,489
Farmers $3,390
GEICO $2,136
Liberty Mutual $4,739
Nationwide $3,155
Progressive $3,377
State Farm $2,324
Travelers $3,216
USAA $1,460

Category Winners: Cheapest Car Insurance in Caldwell, Ohio

Find the cheapest car insurance companies in Caldwell, OH for each category right here.

Best Annual Car Insurance Rates by Company in Caldwell, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Caldwell, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Caldwell car insurance rates. Find the cheapest Caldwell, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Caldwell, Ohio

Insurance Company Low Medium High
Allstate $3,238 $3,314 $3,406
American Family $1,470 $1,500 $1,496
Farmers $3,240 $3,345 $3,584
GEICO $2,084 $2,128 $2,195
Liberty Mutual $4,592 $4,757 $4,868
Nationwide $3,495 $3,057 $2,912
Progressive $3,283 $3,355 $3,493
State Farm $2,239 $2,329 $2,405
Travelers $3,140 $3,257 $3,251
USAA $1,404 $1,459 $1,518

What affects car insurance rates in Caldwell, Ohio?

What factors can have an impact on Caldwell, OH car insurance? There are several reasons why Caldwell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Caldwell, Ohio.

Commute Time in Caldwell

The more time you spend in your car the higher the risk of an accident. The average commute length in Caldwell, OH is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Caldwell, OH

Ready to find affordable Caldwell, Ohio car insurance today? Enter your ZIP code for fast, free Caldwell, OH car insurance quotes.

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