Compare Caledonia, MN Car Insurance Rates (2021)

Car insurance in Caledonia, MN averages $361 a month. Caledonia, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Caledonia car insurance rates, compare quotes from the top car insurance companies in Caledonia, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Caledonia, MN after a DUI are $5,885/year
  • The cheapest car insurance company in Caledonia for teen drivers is State Farm
  • Average car insurance rates in Caledonia, MN are $4,331/year

If you need to buy Caledonia, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Caledonia, MN is right here.

You’ll find Caledonia car insurance rates, the cheapest Caledonia, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Caledonia, Minnesota car insurance rates to Rochester car insurance rates, Bloomington car insurance rates, and Maple Grove car insurance rates.

Ready to find affordable Caledonia, MN car insurance today? Enter your ZIP code for fast, free Caledonia car insurance quotes.

Cheapest Caledonia, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Caledonia, MN car insurance rates? Every Caledonia, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Caledonia, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,886 $2,776 $2,776 $6,617 $9,603 $3,511 $3,689
American Family $2,264 $2,264 $2,052 $2,052 $6,177 $8,954 $2,264 $2,555
Farmers $2,142 $2,134 $2,063 $2,170 $5,952 $5,946 $2,788 $2,688
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,724 $1,735 $1,536 $1,631 $4,356 $5,304 $2,018 $2,103
State Farm $1,524 $1,524 $1,350 $1,350 $3,236 $4,005 $1,768 $1,458
USAA $1,890 $1,872 $1,723 $1,717 $5,106 $5,585 $2,468 $2,619

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Minimum Car Insurance in Caledonia, MN

Every driver must carry the minimum car insurance in Caledonia, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Caledonia, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Caledonia, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Caledonia, MN. Compare credit history car insurance rates in Caledonia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Caledonia, Minnesota

Insurance Company Poor Fair Good
Allstate $6,368 $3,455 $3,206
American Family $4,875 $3,239 $2,605
Farmers $4,069 $2,915 $2,722
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,029 $2,448 $2,176
State Farm $2,955 $1,807 $1,318
USAA $4,503 $2,199 $1,916

Cheapest Caledonia, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Caledonia, MN to rates for a clean record with top companies.

Annual Caledonia, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,141 $4,578 $5,523 $4,130
American Family $2,403 $4,314 $4,850 $2,724
Farmers $2,767 $3,499 $3,539 $3,137
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,029 $2,686 $3,087 $2,401
State Farm $1,870 $2,184 $2,027 $2,027
USAA $2,131 $2,720 $4,103 $2,536

Cheapest Caledonia, MN Car Insurance for Teen Drivers

Teen car insurance in Caledonia, MN can be expensive. Take a look at rates from the top car insurance companies in Caledonia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Caledonia, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,617 $9,603
American Family $6,177 $8,954
Farmers $5,952 $5,946
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,356 $5,304
State Farm $3,236 $4,005
USAA $5,106 $5,585

Cheapest Caledonia, MN Car Insurance for Seniors

Take a look at Caledonia, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Caledonia, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,776 $2,776
American Family $2,052 $2,052
Farmers $2,063 $2,170
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,536 $1,631
State Farm $1,350 $1,350
USAA $1,723 $1,717

Cheapest Caledonia, MN Car Insurance Rates After a DUI

A DUI in Caledonia, MN increases car insurance rates. Compare Caledonia, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Caledonia, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,523
American Family $4,850
Farmers $3,539
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,087
State Farm $2,027
USAA $4,103

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Cheapest Caledonia, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Caledonia, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Caledonia, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,343 $4,343
American Family $3,531 $3,615
Farmers $3,235 $3,235
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,551 $2,551
State Farm $1,973 $2,080
USAA $2,835 $2,910

The Best Cheap Car Insurance Companies in Caledonia, MN

Take a look at a side-by-side comparison of the top car insurance companies in Caledonia, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Caledonia, Minnesota

Insurance Company Average Annual Rates
Allstate $4,343
American Family $3,573
Farmers $3,235
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,551
State Farm $2,027
USAA $2,873

Category Winners: Cheapest Car Insurance in Caledonia, Minnesota

Find the cheapest car insurance companies in Caledonia, MN for each category right here.

Best Annual Car Insurance Rates by Company in Caledonia, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Caledonia, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Caledonia car insurance rates. Find the cheapest Caledonia, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Caledonia, Minnesota

Insurance Company Low Medium High
Allstate $4,285 $4,340 $4,404
American Family $3,563 $3,671 $3,484
Farmers $3,121 $3,246 $3,339
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,415 $2,568 $2,669
State Farm $1,951 $2,033 $2,096
USAA $2,788 $2,870 $2,960

What affects car insurance rates in Caledonia, Minnesota?

What factors can have an impact on Caledonia, MN car insurance? There are several reasons why Caledonia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Caledonia, Minnesota.

Commute Time in Caledonia

The more time you spend in your car the higher the risk of an accident. The average commute length in Caledonia, MN is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Caledonia, MN

Ready to find affordable Caledonia, Minnesota car insurance today? Enter your ZIP code for fast, free Caledonia, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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