Compare Caledonia, MO Car Insurance Rates (2021)

Car insurance in Caledonia, MO averages $295 a month. Caledonia, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Caledonia car insurance rates, compare quotes from the top car insurance companies in Caledonia, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Caledonia is Nationwide
  • The cheapest car insurance company in Caledonia for teen drivers is Nationwide
  • Average car insurance rates in Caledonia, MO are $3,536/year

If you need to buy Caledonia, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Caledonia, MO is right here.

You’ll find Caledonia car insurance rates, the cheapest Caledonia, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Caledonia, Missouri car insurance rates to Lee’s Summit car insurance rates, Kansas City car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Caledonia, MO car insurance today? Enter your ZIP code for fast, free Caledonia car insurance quotes.

Cheapest Caledonia, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Caledonia, MO car insurance rates? Every Caledonia, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Caledonia, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,984 $2,890 $2,679 $2,766 $8,255 $8,918 $2,864 $2,961
American Family $2,263 $2,263 $2,013 $2,013 $6,147 $8,009 $2,263 $2,651
Farmers $2,547 $2,545 $2,269 $2,401 $10,725 $11,139 $2,918 $3,063
GEICO $1,936 $2,196 $1,493 $1,937 $6,230 $6,645 $1,743 $1,763
Liberty Mutual $2,759 $2,989 $2,267 $2,541 $9,779 $10,860 $2,908 $3,104
Nationwide $1,476 $1,507 $1,320 $1,398 $3,784 $4,845 $1,688 $1,825
Progressive $2,386 $2,215 $1,953 $2,010 $8,018 $9,030 $2,923 $3,025
State Farm $1,868 $1,868 $1,668 $1,668 $5,371 $6,745 $2,100 $2,414
USAA $1,581 $1,564 $1,429 $1,449 $4,782 $5,836 $1,961 $2,176

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Minimum Car Insurance in Caledonia, MO

Every driver must carry the minimum car insurance in Caledonia, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Caledonia, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Caledonia, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Caledonia, MO. Compare credit history car insurance rates in Caledonia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Caledonia, Missouri

Insurance Company Poor Fair Good
Allstate $5,928 $3,802 $3,139
American Family $4,518 $3,172 $2,670
Farmers $5,364 $4,479 $4,259
GEICO $4,134 $2,692 $2,153
Liberty Mutual $6,679 $4,074 $3,201
Nationwide $2,630 $2,173 $1,889
Progressive $4,560 $3,781 $3,494
State Farm $4,059 $2,651 $2,179
USAA $4,316 $2,022 $1,453

Cheapest Caledonia, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Caledonia, MO to rates for a clean record with top companies.

Annual Caledonia, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,682 $4,153 $5,159 $4,165
American Family $2,607 $3,717 $4,524 $2,964
Farmers $4,056 $5,061 $4,948 $4,738
GEICO $2,296 $3,026 $4,141 $2,509
Liberty Mutual $3,368 $4,855 $4,998 $5,383
Nationwide $1,751 $2,249 $3,005 $1,917
Progressive $3,384 $4,611 $3,777 $4,008
State Farm $2,724 $3,202 $2,963 $2,963
USAA $2,066 $2,526 $3,531 $2,265

Cheapest Caledonia, MO Car Insurance for Teen Drivers

Teen car insurance in Caledonia, MO can be expensive. Take a look at rates from the top car insurance companies in Caledonia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Caledonia, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,255 $8,918
American Family $6,147 $8,009
Farmers $10,725 $11,139
GEICO $6,230 $6,645
Liberty Mutual $9,779 $10,860
Nationwide $3,784 $4,845
Progressive $8,018 $9,030
State Farm $5,371 $6,745
USAA $4,782 $5,836

Cheapest Caledonia, MO Car Insurance for Seniors

Take a look at Caledonia, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Caledonia, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,679 $2,766
American Family $2,013 $2,013
Farmers $2,269 $2,401
GEICO $1,493 $1,937
Liberty Mutual $2,267 $2,541
Nationwide $1,320 $1,398
Progressive $1,953 $2,010
State Farm $1,668 $1,668
USAA $1,429 $1,449

Cheapest Caledonia, MO Car Insurance Rates After a DUI

A DUI in Caledonia, MO increases car insurance rates. Compare Caledonia, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Caledonia, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,159
American Family $4,524
Farmers $4,948
GEICO $4,141
Liberty Mutual $4,998
Nationwide $3,005
Progressive $3,777
State Farm $2,963
USAA $3,531

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Cheapest Caledonia, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Caledonia, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Caledonia, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,289 $4,289
American Family $3,418 $3,487
Farmers $4,701 $4,701
GEICO $2,939 $3,047
Liberty Mutual $4,651 $4,651
Nationwide $2,230 $2,230
Progressive $3,945 $3,945
State Farm $2,893 $3,032
USAA $2,504 $2,690

The Best Cheap Car Insurance Companies in Caledonia, MO

Take a look at a side-by-side comparison of the top car insurance companies in Caledonia, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Caledonia, Missouri

Insurance Company Average Annual Rates
Allstate $4,289
American Family $3,453
Farmers $4,701
GEICO $2,993
Liberty Mutual $4,651
Nationwide $2,231
Progressive $3,945
State Farm $2,963
USAA $2,597

Category Winners: Cheapest Car Insurance in Caledonia, Missouri

Find the cheapest car insurance companies in Caledonia, MO for each category right here.

Best Annual Car Insurance Rates by Company in Caledonia, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Caledonia, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Caledonia car insurance rates. Find the cheapest Caledonia, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Caledonia, Missouri

Insurance Company Low Medium High
Allstate $4,121 $4,280 $4,467
American Family $3,351 $3,562 $3,446
Farmers $4,392 $4,651 $5,059
GEICO $2,812 $3,011 $3,156
Liberty Mutual $4,389 $4,671 $4,893
Nationwide $2,095 $2,253 $2,344
Progressive $3,557 $3,949 $4,328
State Farm $2,798 $2,969 $3,122
USAA $2,480 $2,588 $2,724

What affects car insurance rates in Caledonia, Missouri?

What factors can have an impact on Caledonia, MO car insurance? There are several reasons why Caledonia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Caledonia, Missouri.

Commute Time in Caledonia

The more time you spend in your car the higher the risk of an accident. The average commute length in Caledonia, MO is 32.3 minutes according to City-Data.

Compare Car Insurance Quotes in Caledonia, MO

Ready to find affordable Caledonia, Missouri car insurance today? Enter your ZIP code for fast, free Caledonia, MO car insurance quotes.

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