Compare Caledonia, NY Car Insurance Rates (2021)

Car insurance in Caledonia, NY averages $257 a month. Caledonia, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Caledonia car insurance rates, compare quotes from the top car insurance companies in Caledonia, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Caledonia for teen drivers is GEICO
  • The cheapest car insurance company in Caledonia is GEICO
  • Average car insurance rates in Caledonia, NY are $3,090/year

If you need to buy Caledonia, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Caledonia, NY is right here.

You’ll find Caledonia car insurance rates, the cheapest Caledonia, NY car insurance companies, and information on New York car insurance laws. You can also compare Caledonia, New York car insurance rates to Buffalo car insurance rates, Yonkers car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Caledonia, NY car insurance today? Enter your ZIP code for fast, free Caledonia car insurance quotes.

Cheapest Caledonia, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Caledonia, NY car insurance rates? Every Caledonia, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Caledonia, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,361 $2,229 $2,211 $2,245 $6,820 $7,353 $2,344 $2,360
GEICO $1,236 $1,190 $1,201 $1,183 $2,528 $3,647 $1,117 $1,146
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,197 $2,197 $2,075 $2,075 $3,830 $5,702 $2,197 $2,790
Progressive $1,744 $1,641 $1,417 $1,430 $5,904 $6,593 $2,253 $2,195
State Farm $2,267 $2,267 $1,968 $1,968 $6,487 $8,389 $2,482 $2,621
Travelers $2,174 $2,185 $2,008 $2,145 $5,196 $6,235 $2,311 $2,398
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in Caledonia, NY

Every driver must carry the minimum car insurance in Caledonia, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Caledonia, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Caledonia, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Caledonia, NY. Compare credit history car insurance rates in Caledonia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Caledonia, New York

Insurance Company Poor Fair Good
Allstate $4,979 $2,941 $2,550
GEICO $2,074 $1,526 $1,368
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,883 $2,883 $2,883
Progressive $4,556 $2,382 $1,753
State Farm $5,022 $3,148 $2,498
Travelers $4,226 $2,683 $2,336
USAA $4,707 $2,323 $2,051

Cheapest Caledonia, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Caledonia, NY to rates for a clean record with top companies.

Annual Caledonia, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,971 $2,971 $4,297 $3,723
GEICO $1,321 $1,438 $2,545 $1,321
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,204 $2,204 $4,869 $2,254
Progressive $2,820 $2,820 $3,111 $2,837
State Farm $3,395 $3,395 $3,717 $3,717
Travelers $2,621 $3,295 $3,342 $3,068
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Caledonia, NY Car Insurance for Teen Drivers

Teen car insurance in Caledonia, NY can be expensive. Take a look at rates from the top car insurance companies in Caledonia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Caledonia, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,820 $7,353
GEICO $2,528 $3,647
Liberty Mutual $5,784 $9,380
Nationwide $3,830 $5,702
Progressive $5,904 $6,593
State Farm $6,487 $8,389
Travelers $5,196 $6,235
USAA $6,303 $7,547

Cheapest Caledonia, NY Car Insurance for Seniors

Take a look at Caledonia, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Caledonia, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,211 $2,245
GEICO $1,201 $1,183
Liberty Mutual $2,805 $2,805
Nationwide $2,075 $2,075
Progressive $1,417 $1,430
State Farm $1,968 $1,968
Travelers $2,008 $2,145
USAA $1,437 $1,445

Cheapest Caledonia, NY Car Insurance Rates After a DUI

A DUI in Caledonia, NY increases car insurance rates. Compare Caledonia, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Caledonia, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,297
GEICO $2,545
Liberty Mutual $6,496
Nationwide $4,869
Progressive $3,111
State Farm $3,717
Travelers $3,342
USAA $3,931

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Cheapest Caledonia, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Caledonia, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Caledonia, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,444 $3,537
GEICO $1,608 $1,704
Liberty Mutual $4,012 $4,243
Nationwide $2,883 $2,883
Progressive $2,897 $2,897
State Farm $3,430 $3,682
Travelers $3,081 $3,081
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Caledonia, NY

Take a look at a side-by-side comparison of the top car insurance companies in Caledonia, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Caledonia, New York

Insurance Company Average Annual Rates
Allstate $3,490
GEICO $1,656
Liberty Mutual $4,128
Nationwide $2,883
Progressive $2,897
State Farm $3,556
Travelers $3,081
USAA $3,027

Category Winners: Cheapest Car Insurance in Caledonia, New York

Find the cheapest car insurance companies in Caledonia, NY for each category right here.

Best Annual Car Insurance Rates by Company in Caledonia, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Caledonia, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Caledonia car insurance rates. Find the cheapest Caledonia, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Caledonia, New York

Insurance Company Low Medium High
Allstate $3,307 $3,479 $3,685
GEICO $1,574 $1,652 $1,743
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,726 $2,861 $3,062
Progressive $2,760 $2,887 $3,044
State Farm $3,394 $3,574 $3,700
Travelers $2,916 $3,053 $3,275
USAA $2,952 $3,015 $3,115

What affects car insurance rates in Caledonia, New York?

What factors can have an impact on Caledonia, NY car insurance? There are several reasons why Caledonia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Caledonia, New York.

Commute Time in Caledonia

The more time you spend in your car the higher the risk of an accident. The average commute length in Caledonia, NY is 22.8 minutes according to City-Data.

Compare Car Insurance Quotes in Caledonia, NY

Ready to find affordable Caledonia, New York car insurance today? Enter your ZIP code for fast, free Caledonia, NY car insurance quotes.

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