Compare Caledonia, OH Car Insurance Rates (2021)

Car insurance in Caledonia, OH averages $220 a month. Caledonia, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Caledonia car insurance rates, compare quotes from the top car insurance companies in Caledonia, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Caledonia, OH after a DUI are $3,066/year
  • The cheapest car insurance company in Caledonia is American Family
  • Average car insurance rates in Caledonia, OH are $2,636/year

If you need to buy Caledonia, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Caledonia, OH is right here.

You’ll find Caledonia car insurance rates, the cheapest Caledonia, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Caledonia, Ohio car insurance rates to Toledo car insurance rates, Hamilton car insurance rates, and Lorain car insurance rates.

Ready to find affordable Caledonia, OH car insurance today? Enter your ZIP code for fast, free Caledonia car insurance quotes.

Cheapest Caledonia, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Caledonia, OH car insurance rates? Every Caledonia, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Caledonia, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,974 $1,783 $1,906 $5,447 $6,233 $2,085 $2,229
American Family $874 $906 $791 $796 $2,550 $2,767 $1,073 $1,129
Farmers $1,664 $1,661 $1,466 $1,547 $7,384 $7,672 $1,865 $1,948
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $1,917 $2,093 $1,477 $1,795 $9,894 $11,176 $2,043 $2,233
Nationwide $2,049 $2,059 $1,851 $1,864 $5,256 $6,767 $2,194 $2,550
Progressive $1,613 $1,524 $1,344 $1,387 $7,077 $7,969 $1,931 $1,994
State Farm $1,468 $1,468 $1,315 $1,315 $4,602 $5,778 $1,707 $1,959
Travelers $1,349 $1,371 $1,333 $1,327 $5,699 $8,975 $1,404 $1,615
USAA $892 $900 $849 $848 $2,754 $3,066 $1,193 $1,286

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Minimum Car Insurance in Caledonia, OH

Every driver must carry the minimum car insurance in Caledonia, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Caledonia, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Caledonia, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Caledonia, OH. Compare credit history car insurance rates in Caledonia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Caledonia, Ohio

Insurance Company Poor Fair Good
Allstate $3,793 $2,762 $2,309
American Family $1,801 $1,235 $1,046
Farmers $3,568 $3,015 $2,871
GEICO $2,187 $1,824 $1,462
Liberty Mutual $5,844 $3,581 $2,810
Nationwide $3,708 $2,989 $2,525
Progressive $3,492 $3,012 $2,811
State Farm $3,494 $2,159 $1,702
Travelers $3,226 $2,806 $2,620
USAA $1,912 $1,354 $1,154

Cheapest Caledonia, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Caledonia, OH to rates for a clean record with top companies.

Annual Caledonia, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,488 $3,003 $3,517 $2,811
American Family $1,305 $1,379 $1,379 $1,379
Farmers $2,599 $3,346 $3,264 $3,395
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,431 $4,393 $4,493 $3,997
Nationwide $2,467 $3,133 $3,969 $2,726
Progressive $2,679 $3,635 $2,853 $3,253
State Farm $2,233 $2,671 $2,452 $2,452
Travelers $2,131 $2,769 $4,164 $2,472
USAA $1,131 $1,516 $1,993 $1,253

Cheapest Caledonia, OH Car Insurance for Teen Drivers

Teen car insurance in Caledonia, OH can be expensive. Take a look at rates from the top car insurance companies in Caledonia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Caledonia, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,447 $6,233
American Family $2,550 $2,767
Farmers $7,384 $7,672
GEICO $3,519 $3,281
Liberty Mutual $9,894 $11,176
Nationwide $5,256 $6,767
Progressive $7,077 $7,969
State Farm $4,602 $5,778
Travelers $5,699 $8,975
USAA $2,754 $3,066

Cheapest Caledonia, OH Car Insurance for Seniors

Take a look at Caledonia, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Caledonia, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,783 $1,906
American Family $791 $796
Farmers $1,466 $1,547
GEICO $1,232 $1,237
Liberty Mutual $1,477 $1,795
Nationwide $1,851 $1,864
Progressive $1,344 $1,387
State Farm $1,315 $1,315
Travelers $1,333 $1,327
USAA $849 $848

Cheapest Caledonia, OH Car Insurance Rates After a DUI

A DUI in Caledonia, OH increases car insurance rates. Compare Caledonia, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Caledonia, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,517
American Family $1,379
Farmers $3,264
GEICO $2,571
Liberty Mutual $4,493
Nationwide $3,969
Progressive $2,853
State Farm $2,452
Travelers $4,164
USAA $1,993

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Cheapest Caledonia, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Caledonia, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Caledonia, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,955 $2,955
American Family $1,345 $1,377
Farmers $3,151 $3,151
GEICO $1,792 $1,857
Liberty Mutual $4,079 $4,079
Nationwide $3,074 $3,074
Progressive $3,105 $3,105
State Farm $2,391 $2,512
Travelers $2,884 $2,884
USAA $1,417 $1,530

The Best Cheap Car Insurance Companies in Caledonia, OH

Take a look at a side-by-side comparison of the top car insurance companies in Caledonia, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Caledonia, Ohio

Insurance Company Average Annual Rates
Allstate $2,955
American Family $1,361
Farmers $3,151
GEICO $1,824
Liberty Mutual $4,079
Nationwide $3,074
Progressive $3,105
State Farm $2,452
Travelers $2,884
USAA $1,473

Category Winners: Cheapest Car Insurance in Caledonia, Ohio

Find the cheapest car insurance companies in Caledonia, OH for each category right here.

Best Annual Car Insurance Rates by Company in Caledonia, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Caledonia, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Caledonia car insurance rates. Find the cheapest Caledonia, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Caledonia, Ohio

Insurance Company Low Medium High
Allstate $2,864 $2,949 $3,051
American Family $1,342 $1,371 $1,370
Farmers $2,984 $3,102 $3,368
GEICO $1,771 $1,817 $1,886
Liberty Mutual $3,927 $4,098 $4,211
Nationwide $3,400 $2,979 $2,843
Progressive $2,988 $3,079 $3,247
State Farm $2,332 $2,459 $2,563
Travelers $2,817 $2,921 $2,915
USAA $1,408 $1,472 $1,540

What affects car insurance rates in Caledonia, Ohio?

What factors can have an impact on Caledonia, OH car insurance? There are several reasons why Caledonia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Caledonia, Ohio.

Commute Time in Caledonia

The more time you spend in your car the higher the risk of an accident. The average commute length in Caledonia, OH is 32.3 minutes according to City-Data.

Compare Car Insurance Quotes in Caledonia, OH

Ready to find affordable Caledonia, Ohio car insurance today? Enter your ZIP code for fast, free Caledonia, OH car insurance quotes.

Free Car Insurance Comparison

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