Compare Calhoun, MO Car Insurance Rates (2021)

Car insurance in Calhoun, MO averages $255 a month. Calhoun, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Calhoun car insurance rates, compare quotes from the top car insurance companies in Calhoun, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Calhoun, MO are $3,055/year
  • The cheapest car insurance company in Calhoun is Nationwide
  • The cheapest car insurance company in Calhoun for teen drivers is Nationwide

If you need to buy Calhoun, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Calhoun, MO is right here.

You’ll find Calhoun car insurance rates, the cheapest Calhoun, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Calhoun, Missouri car insurance rates to Columbia car insurance rates, Independence car insurance rates, and Florissant car insurance rates.

Ready to find affordable Calhoun, MO car insurance today? Enter your ZIP code for fast, free Calhoun car insurance quotes.

Cheapest Calhoun, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Calhoun, MO car insurance rates? Every Calhoun, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Calhoun, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,076 $2,076 $1,848 $1,848 $5,646 $7,346 $2,076 $2,432
Farmers $2,197 $2,190 $1,964 $2,079 $8,950 $9,253 $2,506 $2,625
GEICO $1,783 $1,988 $1,397 $1,768 $5,431 $5,743 $1,651 $1,661
Liberty Mutual $2,506 $2,718 $2,070 $2,320 $8,471 $9,404 $2,639 $2,815
Nationwide $1,356 $1,383 $1,218 $1,287 $3,437 $4,389 $1,548 $1,671
Progressive $1,937 $1,803 $1,584 $1,631 $6,289 $7,070 $2,364 $2,423
State Farm $1,471 $1,471 $1,311 $1,311 $4,164 $5,261 $1,652 $1,879
USAA $1,317 $1,308 $1,186 $1,211 $3,787 $4,626 $1,637 $1,823

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Minimum Car Insurance in Calhoun, MO

Every driver must carry the minimum car insurance in Calhoun, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Calhoun, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Calhoun, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Calhoun, MO. Compare credit history car insurance rates in Calhoun from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Calhoun, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,140 $2,913 $2,453
Farmers $4,541 $3,778 $3,593
GEICO $3,695 $2,409 $1,929
Liberty Mutual $5,911 $3,603 $2,839
Nationwide $2,398 $1,984 $1,726
Progressive $3,635 $3,007 $2,771
State Farm $3,149 $2,077 $1,718
USAA $3,514 $1,642 $1,180

Cheapest Calhoun, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Calhoun, MO to rates for a clean record with top companies.

Annual Calhoun, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,379 $3,428 $4,158 $2,710
Farmers $3,444 $4,263 $4,171 $4,004
GEICO $2,110 $2,707 $3,614 $2,280
Liberty Mutual $2,997 $4,290 $4,428 $4,757
Nationwide $1,602 $2,053 $2,736 $1,753
Progressive $2,720 $3,635 $3,013 $3,183
State Farm $2,133 $2,497 $2,315 $2,315
USAA $1,712 $2,058 $2,816 $1,863

Cheapest Calhoun, MO Car Insurance for Teen Drivers

Teen car insurance in Calhoun, MO can be expensive. Take a look at rates from the top car insurance companies in Calhoun for teenagers.

Annual Car Insurance Rates for Teen Drivers in Calhoun, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,646 $7,346
Farmers $8,950 $9,253
GEICO $5,431 $5,743
Liberty Mutual $8,471 $9,404
Nationwide $3,437 $4,389
Progressive $6,289 $7,070
State Farm $4,164 $5,261
USAA $3,787 $4,626

Cheapest Calhoun, MO Car Insurance for Seniors

Take a look at Calhoun, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Calhoun, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,848 $1,848
Farmers $1,964 $2,079
GEICO $1,397 $1,768
Liberty Mutual $2,070 $2,320
Nationwide $1,218 $1,287
Progressive $1,584 $1,631
State Farm $1,311 $1,311
USAA $1,186 $1,211

Cheapest Calhoun, MO Car Insurance Rates After a DUI

A DUI in Calhoun, MO increases car insurance rates. Compare Calhoun, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Calhoun, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $4,158
Farmers $4,171
GEICO $3,614
Liberty Mutual $4,428
Nationwide $2,736
Progressive $3,013
State Farm $2,315
USAA $2,816

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Cheapest Calhoun, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Calhoun, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Calhoun, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,137 $3,200
Farmers $3,970 $3,970
GEICO $2,626 $2,730
Liberty Mutual $4,118 $4,118
Nationwide $2,036 $2,036
Progressive $3,138 $3,138
State Farm $2,258 $2,372
USAA $2,036 $2,188

The Best Cheap Car Insurance Companies in Calhoun, MO

Take a look at a side-by-side comparison of the top car insurance companies in Calhoun, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Calhoun, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,169
Farmers $3,970
GEICO $2,678
Liberty Mutual $4,118
Nationwide $2,036
Progressive $3,138
State Farm $2,315
USAA $2,112

Category Winners: Cheapest Car Insurance in Calhoun, Missouri

Find the cheapest car insurance companies in Calhoun, MO for each category right here.

Best Annual Car Insurance Rates by Company in Calhoun, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Calhoun, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Calhoun car insurance rates. Find the cheapest Calhoun, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Calhoun, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,077 $3,269 $3,160
Farmers $3,725 $3,933 $4,253
GEICO $2,505 $2,695 $2,834
Liberty Mutual $3,883 $4,138 $4,333
Nationwide $1,912 $2,055 $2,142
Progressive $2,820 $3,144 $3,449
State Farm $2,172 $2,323 $2,451
USAA $2,021 $2,105 $2,210

What affects car insurance rates in Calhoun, Missouri?

What factors can have an impact on Calhoun, MO car insurance? There are several reasons why Calhoun car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Calhoun, Missouri.

Commute Time in Calhoun

The more time you spend in your car the higher the risk of an accident. The average commute length in Calhoun, MO is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in Calhoun, MO

Ready to find affordable Calhoun, Missouri car insurance today? Enter your ZIP code for fast, free Calhoun, MO car insurance quotes.

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