Compare Califon, NJ Car Insurance Rates (2021)

Car insurance in Califon, NJ averages $392 a month. Califon, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Califon car insurance rates, compare quotes from the top car insurance companies in Califon, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Califon is GEICO
  • Average car insurance rates in Califon, NJ after a DUI are $5,512/year
  • Average car insurance rates in Califon, NJ are $4,699/year

If you need to buy Califon, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Califon, NJ is right here.

You’ll find Califon car insurance rates, the cheapest Califon, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Califon, New Jersey car insurance rates to Passaic car insurance rates, Bayonne car insurance rates, and Trenton car insurance rates.

Ready to find affordable Califon, NJ car insurance today? Enter your ZIP code for fast, free Califon car insurance quotes.

Cheapest Califon, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Califon, NJ car insurance rates? Every Califon, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Califon, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,868 $2,767 $2,767 $9,085 $11,381 $3,360 $3,526
Farmers $4,232 $4,273 $4,092 $4,027 $12,639 $14,551 $5,048 $5,252
GEICO $1,956 $1,905 $1,891 $1,891 $3,476 $3,553 $2,219 $2,211
Liberty Mutual $3,678 $3,678 $4,032 $4,032 $9,411 $10,670 $4,032 $4,616
Progressive $1,776 $1,657 $1,606 $1,629 $8,107 $9,157 $2,107 $2,085
State Farm $3,630 $3,630 $3,272 $3,272 $11,692 $15,026 $4,125 $4,607
Travelers $2,797 $2,738 $2,581 $2,622 $6,358 $7,198 $2,745 $2,738

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Minimum Car Insurance in Califon, NJ

Every driver must carry the minimum car insurance in Califon, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Califon, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Califon, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Califon, NJ. Compare credit history car insurance rates in Califon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Califon, New Jersey

Insurance Company Poor Fair Good
Allstate $6,659 $4,373 $3,456
Farmers $7,957 $6,341 $5,995
GEICO $3,582 $2,073 $1,509
Liberty Mutual $6,978 $5,188 $4,390
Progressive $3,908 $3,440 $3,199
State Farm $8,893 $5,377 $4,200
Travelers $4,960 $3,665 $2,542

Cheapest Califon, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Califon, NJ to rates for a clean record with top companies.

Annual Califon, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $5,978 $5,261 $4,420
Farmers $5,213 $8,912 $7,202 $5,730
GEICO $1,862 $2,441 $3,387 $1,862
Liberty Mutual $5,302 $6,060 $5,410 $5,302
Progressive $3,064 $4,007 $3,452 $3,540
State Farm $3,360 $6,088 $9,781 $5,398
Travelers $2,873 $4,239 $4,094 $3,683

Cheapest Califon, NJ Car Insurance for Teen Drivers

Teen car insurance in Califon, NJ can be expensive. Take a look at rates from the top car insurance companies in Califon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Califon, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,085 $11,381
Farmers $12,639 $14,551
GEICO $3,476 $3,553
Liberty Mutual $9,411 $10,670
Progressive $8,107 $9,157
State Farm $11,692 $15,026
Travelers $6,358 $7,198

Cheapest Califon, NJ Car Insurance for Seniors

Take a look at Califon, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Califon, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,767 $2,767
Farmers $4,092 $4,027
GEICO $1,891 $1,891
Liberty Mutual $4,032 $4,032
Progressive $1,606 $1,629
State Farm $3,272 $3,272
Travelers $2,581 $2,622

Cheapest Califon, NJ Car Insurance Rates After a DUI

A DUI in Califon, NJ increases car insurance rates. Compare Califon, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Califon, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,261
Farmers $7,202
GEICO $3,387
Liberty Mutual $5,410
Progressive $3,452
State Farm $9,781
Travelers $4,094

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Cheapest Califon, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Califon, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Califon, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,838
Farmers $6,764 $6,764
GEICO $2,369 $2,406
Liberty Mutual $5,465 $5,572
Progressive $3,516 $3,516
State Farm $6,004 $6,309
Travelers $3,722 $3,722

The Best Cheap Car Insurance Companies in Califon, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Califon, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Califon, New Jersey

Insurance Company Average Annual Rates
Allstate $4,829
Farmers $6,764
GEICO $2,388
Liberty Mutual $5,519
Progressive $3,516
State Farm $6,157
Travelers $3,722

Category Winners: Cheapest Car Insurance in Califon, New Jersey

Find the cheapest car insurance companies in Califon, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Califon, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Califon, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Califon car insurance rates. Find the cheapest Califon, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Califon, New Jersey

Insurance Company Low Medium High
Allstate $4,523 $4,888 $5,076
Farmers $6,219 $6,756 $7,318
GEICO $2,163 $2,431 $2,569
Liberty Mutual $4,991 $5,676 $5,889
Progressive $3,254 $3,566 $3,726
State Farm $5,773 $6,228 $6,469
Travelers $3,430 $3,726 $4,011

What affects car insurance rates in Califon, New Jersey?

What factors can have an impact on Califon, NJ car insurance? There are several reasons why Califon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Califon, New Jersey.

Commute Time in Califon

The more time you spend in your car the higher the risk of an accident. The average commute length in Califon, NJ is 35.2 minutes according to City-Data.

Compare Car Insurance Quotes in Califon, NJ

Ready to find affordable Califon, New Jersey car insurance today? Enter your ZIP code for fast, free Califon, NJ car insurance quotes.

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