Compare California, MD Car Insurance Rates (2021)

Car insurance in California, MD averages $350 a month. California, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap California car insurance rates, compare quotes from the top car insurance companies in California, MD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in California for teen drivers is USAA
  • The cheapest car insurance company in California is USAA
  • Average car insurance rates in California, MD are $4,196/year

If you need to buy California, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in California, MD is right here.

You’ll find California car insurance rates, the cheapest California, MD car insurance companies, and information on Maryland car insurance laws. You can also compare California, Maryland car insurance rates to College Park car insurance rates, Gaithersburg car insurance rates, and Bowie car insurance rates.

Ready to find affordable California, MD car insurance today? Enter your ZIP code for fast, free California car insurance quotes.

Cheapest California, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect California, MD car insurance rates? Every California, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in California, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,462 $3,333 $3,284 $3,379 $9,961 $11,711 $3,135 $3,173
GEICO $2,136 $2,331 $2,414 $2,766 $6,399 $7,361 $1,820 $1,941
Liberty Mutual $6,408 $6,408 $6,333 $6,333 $12,597 $18,750 $6,408 $8,689
Nationwide $1,892 $1,902 $1,711 $1,765 $4,364 $5,754 $2,184 $2,356
Progressive $1,996 $1,810 $1,747 $1,781 $6,979 $7,633 $2,321 $2,280
State Farm $2,063 $2,063 $1,893 $1,893 $6,495 $8,347 $2,304 $2,599
USAA $1,653 $1,627 $1,537 $1,540 $3,615 $4,277 $1,914 $2,139

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Minimum Car Insurance in California, MD

Every driver must carry the minimum car insurance in California, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in California, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest California, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in California, MD. Compare credit history car insurance rates in California from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in California, Maryland

Insurance Company Poor Fair Good
Allstate $6,710 $4,681 $4,148
GEICO $3,848 $3,189 $3,151
Liberty Mutual $12,857 $8,280 $5,836
Nationwide $3,497 $2,480 $2,245
Progressive $4,187 $3,137 $2,631
State Farm $5,060 $3,000 $2,312
USAA $3,051 $2,091 $1,722

Cheapest California, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in California, MD to rates for a clean record with top companies.

Annual California, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,593 $6,089 $4,593 $5,443
GEICO $2,414 $3,750 $4,545 $2,875
Liberty Mutual $6,593 $8,591 $12,565 $8,214
Nationwide $2,413 $3,235 $2,580 $2,734
Progressive $2,845 $3,744 $3,426 $3,259
State Farm $3,103 $3,890 $3,418 $3,418
USAA $1,804 $2,200 $3,205 $1,941

Cheapest California, MD Car Insurance for Teen Drivers

Teen car insurance in California, MD can be expensive. Take a look at rates from the top car insurance companies in California for teenagers.

Annual Car Insurance Rates for Teen Drivers in California, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,961 $11,711
GEICO $6,399 $7,361
Liberty Mutual $12,597 $18,750
Nationwide $4,364 $5,754
Progressive $6,979 $7,633
State Farm $6,495 $8,347
USAA $3,615 $4,277

Cheapest California, MD Car Insurance for Seniors

Take a look at California, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in California, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,284 $3,379
GEICO $2,414 $2,766
Liberty Mutual $6,333 $6,333
Nationwide $1,711 $1,765
Progressive $1,747 $1,781
State Farm $1,893 $1,893
USAA $1,537 $1,540

Cheapest California, MD Car Insurance Rates After a DUI

A DUI in California, MD increases car insurance rates. Compare California, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in California, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,593
GEICO $4,545
Liberty Mutual $12,565
Nationwide $2,580
Progressive $3,426
State Farm $3,418
USAA $3,205

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Cheapest California, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in California, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in California, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,107 $5,253
GEICO $3,339 $3,453
Liberty Mutual $8,746 $9,236
Nationwide $2,741 $2,741
Progressive $3,318 $3,318
State Farm $3,368 $3,546
USAA $2,217 $2,359

Cheapest California, MD Car Insurance Rates by ZIP Code

California car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in California, MD.

Annual Car Insurance Rates by ZIP Code in California, Maryland

ZIP Code Average Annual Rates
20619 $3,571
20653 $3,564

The Best Cheap Car Insurance Companies in California, MD

Take a look at a side-by-side comparison of the top car insurance companies in California, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in California, Maryland

Insurance Company Average Annual Rates
Allstate $5,180
GEICO $3,396
Liberty Mutual $8,991
Nationwide $2,741
Progressive $3,318
State Farm $3,457
USAA $2,288

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Category Winners: Cheapest Car Insurance in California, Maryland

Find the cheapest car insurance companies in California, MD for each category right here.

Best Annual Car Insurance Rates by Company in California, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Cheapest California, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your California car insurance rates. Find the cheapest California, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in California, Maryland

Insurance Company Low Medium High
Allstate $5,050 $5,148 $5,342
GEICO $3,286 $3,377 $3,525
Liberty Mutual $8,741 $8,969 $9,263
Nationwide $2,622 $2,749 $2,853
Progressive $3,175 $3,321 $3,460
State Farm $3,272 $3,468 $3,631
USAA $2,178 $2,295 $2,390

What affects car insurance rates in California, Maryland?

What factors can have an impact on California, MD car insurance? There are several reasons why California car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in California, Maryland.

Commute Time in California

The more time you spend in your car the higher the risk of an accident. The average commute length in California, MD is 27.9 minutes according to City-Data.

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Compare Car Insurance Quotes in California, MD

Ready to find affordable California, Maryland car insurance today? Enter your ZIP code for fast, free California, MD car insurance quotes.

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