Compare Calpine, CA Car Insurance Rates (2021)

Car insurance in Calpine, CA averages $260 a month. Calpine, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Calpine car insurance rates, compare quotes from the top car insurance companies in Calpine, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Calpine, CA are $3,118/year
  • The cheapest car insurance company in Calpine for teen drivers is USAA
  • Average car insurance rates in Calpine, CA after a DUI are $4,349/year

If you need to buy Calpine, California car insurance, the options can be confusing. Everything you need to know about car insurance in Calpine, CA is right here.

You’ll find Calpine car insurance rates, the cheapest Calpine, CA car insurance companies, and information on California car insurance laws. You can also compare Calpine, California car insurance rates to Sacramento car insurance rates, Los Angeles car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Calpine, CA car insurance today? Enter your ZIP code for fast, free Calpine car insurance quotes.

Cheapest Calpine, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Calpine, CA car insurance rates? Every Calpine, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Calpine, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,137 $2,147 $1,563 $1,586 $5,804 $7,309 $2,747 $3,044
Farmers $2,394 $2,394 $2,151 $2,151 $7,617 $12,502 $2,833 $3,151
GEICO $1,771 $1,772 $1,666 $1,666 $5,332 $5,433 $2,537 $2,602
Liberty Mutual $2,129 $2,019 $1,975 $1,916 $4,660 $4,943 $2,405 $2,420
Nationwide $2,730 $2,613 $2,368 $2,241 $6,809 $7,521 $3,245 $3,225
Progressive $1,555 $1,602 $1,292 $1,547 $4,031 $4,898 $2,216 $2,387
State Farm $2,610 $2,610 $2,326 $2,326 $4,711 $5,859 $2,880 $2,968
Travelers $2,085 $2,028 $1,841 $1,821 $4,144 $4,785 $2,690 $2,643
USAA $1,715 $1,627 $1,673 $1,682 $3,900 $3,910 $2,364 $2,236

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Minimum Car Insurance in Calpine, CA

Every driver must carry the minimum car insurance in Calpine, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Calpine, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Calpine, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Calpine, CA to rates for a clean record with top companies.

Annual Calpine, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,994 $3,342 $5,224 $2,608
Farmers $3,253 $4,428 $5,518 $4,398
GEICO $1,994 $3,063 $3,860 $2,473
Liberty Mutual $2,438 $3,267 $2,947 $2,583
Nationwide $2,687 $3,438 $5,814 $3,438
Progressive $1,609 $2,704 $3,139 $2,311
State Farm $2,337 $2,793 $5,298 $2,717
Travelers $1,871 $2,976 $3,473 $2,699
USAA $1,589 $2,358 $3,867 $1,740

Cheapest Calpine, CA Car Insurance for Teen Drivers

Teen car insurance in Calpine, CA can be expensive. Take a look at rates from the top car insurance companies in Calpine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Calpine, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,804 $7,309
Farmers $7,617 $12,502
GEICO $5,332 $5,433
Liberty Mutual $4,660 $4,943
Nationwide $6,809 $7,521
Progressive $4,031 $4,898
State Farm $4,711 $5,859
Travelers $4,144 $4,785
USAA $3,900 $3,910

Cheapest Calpine, CA Car Insurance for Seniors

Take a look at Calpine, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Calpine, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,563 $1,586
Farmers $2,151 $2,151
GEICO $1,666 $1,666
Liberty Mutual $1,975 $1,916
Nationwide $2,368 $2,241
Progressive $1,292 $1,547
State Farm $2,326 $2,326
Travelers $1,841 $1,821
USAA $1,673 $1,682

Cheapest Calpine, CA Car Insurance Rates After a DUI

A DUI in Calpine, CA increases car insurance rates. Compare Calpine, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Calpine, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,224
Farmers $5,518
GEICO $3,860
Liberty Mutual $2,947
Nationwide $5,814
Progressive $3,139
State Farm $5,298
Travelers $3,473
USAA $3,867

Cheapest Calpine, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Calpine, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Calpine, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,973 $3,612
Farmers $3,992 $4,806
GEICO $2,587 $3,108
Liberty Mutual $2,579 $3,037
Nationwide $3,398 $4,290
Progressive $2,217 $2,665
State Farm $3,165 $3,407
Travelers $2,483 $3,026
USAA $2,200 $2,577

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The Best Cheap Car Insurance Companies in Calpine, CA

Take a look at a side-by-side comparison of the top car insurance companies in Calpine, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Calpine, California

Insurance Company Average Annual Rates
Allstate $3,292
Farmers $4,399
GEICO $2,847
Liberty Mutual $2,808
Nationwide $3,844
Progressive $2,441
State Farm $3,286
Travelers $2,755
USAA $2,388

Category Winners: Cheapest Car Insurance in Calpine, California

Find the cheapest car insurance companies in Calpine, CA for each category right here.

Best Annual Car Insurance Rates by Company in Calpine, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Calpine, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Calpine car insurance rates. Find the cheapest Calpine, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Calpine, California

Insurance Company Low Medium High
Allstate $3,131 $3,319 $3,427
Farmers $4,104 $4,432 $4,661
GEICO $2,523 $2,879 $3,139
Liberty Mutual $2,632 $2,832 $2,962
Nationwide $3,504 $3,901 $4,127
Progressive $2,258 $2,499 $2,566
State Farm $2,997 $3,331 $3,531
Travelers $2,452 $2,816 $2,996
USAA $2,160 $2,435 $2,570

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What affects car insurance rates in Calpine, California?

What factors can have an impact on Calpine, CA car insurance? There are several reasons why Calpine car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Calpine, California.

Commute Time in Calpine

The more time you spend in your car the higher the risk of an accident. The average commute length in Calpine, CA is 29.6 minutes according to City-Data.

Compare Car Insurance Quotes in Calpine, CA

Ready to find affordable Calpine, California car insurance today? Enter your ZIP code for fast, free Calpine, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State