Compare Calumet, MN Car Insurance Rates (2021)

Car insurance in Calumet, MN averages $399 a month. Calumet, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Calumet car insurance rates, compare quotes from the top car insurance companies in Calumet, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Calumet is State Farm
  • The cheapest car insurance company in Calumet for teen drivers is State Farm
  • Average car insurance rates in Calumet, MN after a DUI are $6,502/year

If you need to buy Calumet, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Calumet, MN is right here.

You’ll find Calumet car insurance rates, the cheapest Calumet, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Calumet, Minnesota car insurance rates to Maple Grove car insurance rates, Plymouth car insurance rates, and Rochester car insurance rates.

Ready to find affordable Calumet, MN car insurance today? Enter your ZIP code for fast, free Calumet car insurance quotes.

Cheapest Calumet, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Calumet, MN car insurance rates? Every Calumet, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Calumet, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,955 $2,955 $2,834 $2,834 $6,684 $9,715 $3,589 $3,781
American Family $2,219 $2,219 $2,008 $2,008 $5,985 $8,739 $2,219 $2,516
Farmers $2,037 $2,041 $1,968 $2,086 $5,909 $6,037 $2,677 $2,645
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $1,951 $1,963 $1,734 $1,844 $4,895 $5,958 $2,280 $2,373
State Farm $1,624 $1,624 $1,438 $1,438 $3,422 $4,206 $1,875 $1,557
USAA $2,071 $2,068 $1,875 $1,889 $5,456 $6,016 $2,719 $2,912

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Minimum Car Insurance in Calumet, MN

Every driver must carry the minimum car insurance in Calumet, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Calumet, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Calumet, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Calumet, MN. Compare credit history car insurance rates in Calumet from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Calumet, Minnesota

Insurance Company Poor Fair Good
Allstate $6,500 $3,505 $3,250
American Family $4,721 $3,177 $2,569
Farmers $3,939 $2,886 $2,700
GEICO $4,627 $3,778 $3,150
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,421 $2,755 $2,448
State Farm $3,133 $1,915 $1,396
USAA $4,943 $2,380 $2,055

Cheapest Calumet, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Calumet, MN to rates for a clean record with top companies.

Annual Calumet, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,249 $4,659 $5,550 $4,216
American Family $2,344 $4,225 $4,730 $2,658
Farmers $2,722 $3,405 $3,471 $3,102
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,274 $3,030 $3,493 $2,702
State Farm $1,983 $2,313 $2,148 $2,148
USAA $2,323 $2,948 $4,464 $2,769

Cheapest Calumet, MN Car Insurance for Teen Drivers

Teen car insurance in Calumet, MN can be expensive. Take a look at rates from the top car insurance companies in Calumet for teenagers.

Annual Car Insurance Rates for Teen Drivers in Calumet, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,684 $9,715
American Family $5,985 $8,739
Farmers $5,909 $6,037
GEICO $5,955 $7,614
Liberty Mutual $21,303 $32,066
Nationwide $4,895 $5,958
State Farm $3,422 $4,206
USAA $5,456 $6,016

Cheapest Calumet, MN Car Insurance for Seniors

Take a look at Calumet, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Calumet, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $2,834
American Family $2,008 $2,008
Farmers $1,968 $2,086
GEICO $2,860 $2,780
Liberty Mutual $10,624 $10,624
Nationwide $1,734 $1,844
State Farm $1,438 $1,438
USAA $1,875 $1,889

Cheapest Calumet, MN Car Insurance Rates After a DUI

A DUI in Calumet, MN increases car insurance rates. Compare Calumet, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Calumet, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,550
American Family $4,730
Farmers $3,471
GEICO $6,102
Liberty Mutual $22,059
Nationwide $3,493
State Farm $2,148
USAA $4,464

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Cheapest Calumet, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Calumet, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Calumet, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,418 $4,418
American Family $3,448 $3,530
Farmers $3,175 $3,175
GEICO $3,803 $3,901
Liberty Mutual $14,776 $15,681
Nationwide $2,875 $2,875
State Farm $2,090 $2,206
USAA $3,085 $3,167

The Best Cheap Car Insurance Companies in Calumet, MN

Take a look at a side-by-side comparison of the top car insurance companies in Calumet, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Calumet, Minnesota

Insurance Company Average Annual Rates
Allstate $4,418
American Family $3,489
Farmers $3,175
GEICO $3,852
Liberty Mutual $15,229
Nationwide $2,875
State Farm $2,148
USAA $3,126

Category Winners: Cheapest Car Insurance in Calumet, Minnesota

Find the cheapest car insurance companies in Calumet, MN for each category right here.

Best Annual Car Insurance Rates by Company in Calumet, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Calumet, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Calumet car insurance rates. Find the cheapest Calumet, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Calumet, Minnesota

Insurance Company Low Medium High
Allstate $4,358 $4,415 $4,481
American Family $3,488 $3,587 $3,393
Farmers $3,042 $3,192 $3,291
GEICO $3,762 $3,850 $3,944
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,724 $2,894 $3,006
State Farm $2,069 $2,155 $2,220
USAA $3,044 $3,124 $3,210

What affects car insurance rates in Calumet, Minnesota?

What factors can have an impact on Calumet, MN car insurance? There are several reasons why Calumet car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Calumet, Minnesota.

Commute Time in Calumet

The more time you spend in your car the higher the risk of an accident. The average commute length in Calumet, MN is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Calumet, MN

Ready to find affordable Calumet, Minnesota car insurance today? Enter your ZIP code for fast, free Calumet, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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