Compare Cambridge, KS Car Insurance Rates (2021)

Car insurance in Cambridge, KS averages $278 a month. Cambridge, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cambridge car insurance rates, compare quotes from the top car insurance companies in Cambridge, KS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cambridge, KS are $3,334/year
  • The cheapest car insurance company in Cambridge is American Family
  • Average car insurance rates in Cambridge, KS after a DUI are $3,994/year

If you need to buy Cambridge, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Cambridge, KS is right here.

You’ll find Cambridge car insurance rates, the cheapest Cambridge, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Cambridge, Kansas car insurance rates to Overland Park car insurance rates, Manhattan car insurance rates, and Lawrence car insurance rates.

Ready to find affordable Cambridge, KS car insurance today? Enter your ZIP code for fast, free Cambridge car insurance quotes.

Cheapest Cambridge, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cambridge, KS car insurance rates? Every Cambridge, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cambridge, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,687 $2,631 $2,380 $2,453 $6,991 $7,738 $2,791 $2,894
American Family $1,743 $1,743 $1,574 $1,574 $3,368 $4,042 $1,743 $1,959
Farmers $2,688 $2,672 $2,406 $2,508 $7,024 $7,271 $3,014 $3,174
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,723 $1,777 $1,535 $1,654 $3,569 $4,377 $2,008 $2,138
Progressive $2,294 $2,188 $1,847 $1,928 $8,393 $9,470 $2,709 $2,904
State Farm $1,757 $1,757 $1,544 $1,544 $4,747 $6,047 $1,976 $2,232
Travelers $2,035 $2,071 $1,982 $2,007 $8,209 $12,811 $2,083 $2,459
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

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Minimum Car Insurance in Cambridge, KS

Every driver must carry the minimum car insurance in Cambridge, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Cambridge, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cambridge, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cambridge, KS. Compare credit history car insurance rates in Cambridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cambridge, Kansas

Insurance Company Poor Fair Good
Allstate $4,744 $3,585 $3,133
American Family $2,896 $2,050 $1,709
Farmers $4,541 $3,597 $3,395
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,602 $2,298 $2,142
Progressive $4,554 $3,820 $3,526
State Farm $3,932 $2,350 $1,820
Travelers $4,863 $3,958 $3,801
USAA $3,387 $2,234 $1,841

Cheapest Cambridge, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cambridge, KS to rates for a clean record with top companies.

Annual Cambridge, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $3,873 $4,379 $3,700
American Family $2,181 $2,331 $2,181 $2,181
Farmers $3,250 $4,162 $4,058 $3,908
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,769 $2,032 $3,568 $2,021
Progressive $3,667 $4,281 $3,828 $4,090
State Farm $2,501 $2,900 $2,700 $2,700
Travelers $3,069 $4,000 $5,512 $4,248
USAA $1,813 $2,453 $3,606 $2,078

Cheapest Cambridge, KS Car Insurance for Teen Drivers

Teen car insurance in Cambridge, KS can be expensive. Take a look at rates from the top car insurance companies in Cambridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cambridge, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,991 $7,738
American Family $3,368 $4,042
Farmers $7,024 $7,271
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,569 $4,377
Progressive $8,393 $9,470
State Farm $4,747 $6,047
Travelers $8,209 $12,811
USAA $5,068 $5,304

Cheapest Cambridge, KS Car Insurance for Seniors

Take a look at Cambridge, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cambridge, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,380 $2,453
American Family $1,574 $1,574
Farmers $2,406 $2,508
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,535 $1,654
Progressive $1,847 $1,928
State Farm $1,544 $1,544
Travelers $1,982 $2,007
USAA $1,333 $1,341

Cheapest Cambridge, KS Car Insurance Rates After a DUI

A DUI in Cambridge, KS increases car insurance rates. Compare Cambridge, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cambridge, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,379
American Family $2,181
Farmers $4,058
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,568
Progressive $3,828
State Farm $2,700
Travelers $5,512
USAA $3,606

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Cheapest Cambridge, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cambridge, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cambridge, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,820 $3,820
American Family $2,190 $2,247
Farmers $3,845 $3,845
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,348 $2,348
Progressive $3,967 $3,967
State Farm $2,632 $2,768
Travelers $4,207 $4,207
USAA $2,415 $2,559

The Best Cheap Car Insurance Companies in Cambridge, KS

Take a look at a side-by-side comparison of the top car insurance companies in Cambridge, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cambridge, Kansas

Insurance Company Average Annual Rates
Allstate $3,821
American Family $2,218
Farmers $3,845
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,348
Progressive $3,967
State Farm $2,700
Travelers $4,207
USAA $2,487

Category Winners: Cheapest Car Insurance in Cambridge, Kansas

Find the cheapest car insurance companies in Cambridge, KS for each category right here.

Best Annual Car Insurance Rates by Company in Cambridge, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Cambridge, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cambridge car insurance rates. Find the cheapest Cambridge, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cambridge, Kansas

Insurance Company Low Medium High
Allstate $3,688 $3,811 $3,962
American Family $2,241 $2,330 $2,084
Farmers $3,694 $3,825 $4,015
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,468 $2,321 $2,254
Progressive $3,760 $3,936 $4,203
State Farm $2,597 $2,708 $2,796
Travelers $3,994 $4,213 $4,415
USAA $2,393 $2,480 $2,589

What affects car insurance rates in Cambridge, Kansas?

What factors can have an impact on Cambridge, KS car insurance? There are several reasons why Cambridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cambridge, Kansas.

Commute Time in Cambridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Cambridge, KS is 28.7 minutes according to City-Data.

Traffic in Cambridge

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cambridge, KS traffic data from INRIX ranks Cambridge as the 234th-most congested in the world.

Compare Car Insurance Quotes in Cambridge, KS

Ready to find affordable Cambridge, Kansas car insurance today? Enter your ZIP code for fast, free Cambridge, KS car insurance quotes.

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