Compare Cambridge, OH Car Insurance Rates (2021)

Car insurance in Cambridge, OH averages $228 a month. Cambridge, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cambridge car insurance rates, compare quotes from the top car insurance companies in Cambridge, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cambridge is USAA
  • Average car insurance rates in Cambridge, OH are $2,735/year
  • The cheapest car insurance company in Cambridge for teen drivers is USAA

If you need to buy Cambridge, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Cambridge, OH is right here.

You’ll find Cambridge car insurance rates, the cheapest Cambridge, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Cambridge, Ohio car insurance rates to Toledo car insurance rates, Columbus car insurance rates, and Cincinnati car insurance rates.

Ready to find affordable Cambridge, OH car insurance today? Enter your ZIP code for fast, free Cambridge car insurance quotes.

Cheapest Cambridge, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cambridge, OH car insurance rates? Every Cambridge, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cambridge, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,154 $2,158 $1,923 $2,060 $5,806 $6,652 $2,292 $2,468
American Family $953 $992 $860 $867 $2,783 $3,034 $1,173 $1,238
Farmers $1,758 $1,758 $1,550 $1,629 $7,443 $7,735 $1,965 $2,063
GEICO $1,370 $1,326 $1,266 $1,267 $3,627 $3,381 $1,526 $1,303
Liberty Mutual $2,020 $2,208 $1,556 $1,888 $10,261 $11,613 $2,160 $2,369
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,700 $1,614 $1,411 $1,456 $7,359 $8,295 $2,047 $2,113
State Farm $1,486 $1,486 $1,318 $1,318 $4,464 $5,616 $1,721 $1,972
Travelers $1,448 $1,471 $1,435 $1,426 $6,141 $9,648 $1,508 $1,735
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

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Minimum Car Insurance in Cambridge, OH

Every driver must carry the minimum car insurance in Cambridge, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Cambridge, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cambridge, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cambridge, OH. Compare credit history car insurance rates in Cambridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cambridge, Ohio

Insurance Company Poor Fair Good
Allstate $4,104 $2,973 $2,492
American Family $1,971 $1,349 $1,142
Farmers $3,678 $3,091 $2,945
GEICO $2,258 $1,883 $1,508
Liberty Mutual $6,121 $3,732 $2,926
Nationwide $3,783 $3,049 $2,575
Progressive $3,663 $3,148 $2,936
State Farm $3,452 $2,134 $1,682
Travelers $3,471 $3,017 $2,816
USAA $1,792 $1,268 $1,081

Cheapest Cambridge, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cambridge, OH to rates for a clean record with top companies.

Annual Cambridge, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,702 $3,245 $3,772 $3,038
American Family $1,425 $1,508 $1,508 $1,508
Farmers $2,679 $3,434 $3,349 $3,489
GEICO $1,288 $1,845 $2,640 $1,760
Liberty Mutual $3,586 $4,581 $4,696 $4,174
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,804 $3,799 $2,982 $3,411
State Farm $2,217 $2,628 $2,423 $2,423
Travelers $2,286 $2,976 $4,485 $2,659
USAA $1,062 $1,422 $1,861 $1,176

Cheapest Cambridge, OH Car Insurance for Teen Drivers

Teen car insurance in Cambridge, OH can be expensive. Take a look at rates from the top car insurance companies in Cambridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cambridge, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,806 $6,652
American Family $2,783 $3,034
Farmers $7,443 $7,735
GEICO $3,627 $3,381
Liberty Mutual $10,261 $11,613
Nationwide $5,290 $6,843
Progressive $7,359 $8,295
State Farm $4,464 $5,616
Travelers $6,141 $9,648
USAA $2,571 $2,863

Cheapest Cambridge, OH Car Insurance for Seniors

Take a look at Cambridge, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cambridge, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,923 $2,060
American Family $860 $867
Farmers $1,550 $1,629
GEICO $1,266 $1,267
Liberty Mutual $1,556 $1,888
Nationwide $1,900 $1,918
Progressive $1,411 $1,456
State Farm $1,318 $1,318
Travelers $1,435 $1,426
USAA $798 $797

Cheapest Cambridge, OH Car Insurance Rates After a DUI

A DUI in Cambridge, OH increases car insurance rates. Compare Cambridge, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cambridge, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,772
American Family $1,508
Farmers $3,349
GEICO $2,640
Liberty Mutual $4,696
Nationwide $4,062
Progressive $2,982
State Farm $2,423
Travelers $4,485
USAA $1,861

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Cheapest Cambridge, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cambridge, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cambridge, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,189 $3,189
American Family $1,469 $1,505
Farmers $3,238 $3,238
GEICO $1,849 $1,918
Liberty Mutual $4,259 $4,259
Nationwide $3,136 $3,136
Progressive $3,249 $3,249
State Farm $2,364 $2,481
Travelers $3,101 $3,101
USAA $1,328 $1,433

The Best Cheap Car Insurance Companies in Cambridge, OH

Take a look at a side-by-side comparison of the top car insurance companies in Cambridge, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cambridge, Ohio

Insurance Company Average Annual Rates
Allstate $3,189
American Family $1,487
Farmers $3,238
GEICO $1,883
Liberty Mutual $4,259
Nationwide $3,136
Progressive $3,249
State Farm $2,423
Travelers $3,101
USAA $1,380

Category Winners: Cheapest Car Insurance in Cambridge, Ohio

Find the cheapest car insurance companies in Cambridge, OH for each category right here.

Best Annual Car Insurance Rates by Company in Cambridge, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Cambridge, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cambridge car insurance rates. Find the cheapest Cambridge, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cambridge, Ohio

Insurance Company Low Medium High
Allstate $3,107 $3,184 $3,276
American Family $1,469 $1,499 $1,495
Farmers $3,083 $3,191 $3,439
GEICO $1,831 $1,876 $1,942
Liberty Mutual $4,113 $4,278 $4,387
Nationwide $3,466 $3,040 $2,901
Progressive $3,154 $3,228 $3,365
State Farm $2,320 $2,429 $2,519
Travelers $3,031 $3,140 $3,133
USAA $1,323 $1,379 $1,440

What affects car insurance rates in Cambridge, Ohio?

What factors can have an impact on Cambridge, OH car insurance? There are several reasons why Cambridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cambridge, Ohio.

Car Theft in Cambridge

High levels of vehicle theft can make car insurance more expensive. Cambridge, OH car theft statistics from the FBI indicate 13 vehicle thefts a year.

Commute Time in Cambridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Cambridge, OH is 17.4 minutes according to City-Data.

Traffic in Cambridge

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cambridge, OH traffic data from INRIX ranks Cambridge as the 234th-most congested in the world.

Compare Car Insurance Quotes in Cambridge, OH

Ready to find affordable Cambridge, Ohio car insurance today? Enter your ZIP code for fast, free Cambridge, OH car insurance quotes.

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