Compare Canandaigua, NY Car Insurance Rates (2021)

Car insurance in Canandaigua, NY averages $250 a month. Canandaigua, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Canandaigua car insurance rates, compare quotes from the top car insurance companies in Canandaigua, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Canandaigua, NY are $2,998/year
  • The cheapest car insurance company in Canandaigua for teen drivers is GEICO
  • The cheapest car insurance company in Canandaigua is GEICO

If you need to buy Canandaigua, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Canandaigua, NY is right here.

You’ll find Canandaigua car insurance rates, the cheapest Canandaigua, NY car insurance companies, and information on New York car insurance laws. You can also compare Canandaigua, New York car insurance rates to Utica car insurance rates, Yonkers car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Canandaigua, NY car insurance today? Enter your ZIP code for fast, free Canandaigua car insurance quotes.

Cheapest Canandaigua, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Canandaigua, NY car insurance rates? Every Canandaigua, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Canandaigua, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,373 $2,227 $2,220 $2,245 $6,639 $7,081 $2,345 $2,354
GEICO $1,130 $1,089 $1,100 $1,084 $2,348 $3,421 $1,019 $1,047
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,521 $1,433 $1,232 $1,249 $5,052 $5,633 $1,960 $1,915
State Farm $2,440 $2,440 $2,122 $2,122 $7,045 $9,074 $2,676 $2,815
Travelers $2,249 $2,293 $2,044 $2,208 $5,089 $6,078 $2,394 $2,511
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

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Minimum Car Insurance in Canandaigua, NY

Every driver must carry the minimum car insurance in Canandaigua, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Canandaigua, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Canandaigua, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Canandaigua, NY. Compare credit history car insurance rates in Canandaigua from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Canandaigua, New York

Insurance Company Poor Fair Good
Allstate $4,935 $2,882 $2,489
GEICO $1,916 $1,409 $1,264
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,608 $2,608 $2,608
Progressive $3,939 $2,052 $1,508
State Farm $5,426 $3,401 $2,698
Travelers $4,254 $2,707 $2,363
USAA $4,102 $2,062 $1,823

Cheapest Canandaigua, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Canandaigua, NY to rates for a clean record with top companies.

Annual Canandaigua, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,939 $2,939 $4,207 $3,658
GEICO $1,209 $1,317 $2,385 $1,209
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,433 $2,433 $2,684 $2,447
State Farm $3,664 $3,664 $4,020 $4,020
Travelers $2,687 $3,303 $3,348 $3,094
USAA $2,368 $2,406 $3,469 $2,406

Cheapest Canandaigua, NY Car Insurance for Teen Drivers

Teen car insurance in Canandaigua, NY can be expensive. Take a look at rates from the top car insurance companies in Canandaigua for teenagers.

Annual Car Insurance Rates for Teen Drivers in Canandaigua, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,639 $7,081
GEICO $2,348 $3,421
Liberty Mutual $6,046 $9,796
Nationwide $3,472 $5,150
Progressive $5,052 $5,633
State Farm $7,045 $9,074
Travelers $5,089 $6,078
USAA $5,556 $6,624

Cheapest Canandaigua, NY Car Insurance for Seniors

Take a look at Canandaigua, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Canandaigua, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,220 $2,245
GEICO $1,100 $1,084
Liberty Mutual $2,913 $2,913
Nationwide $1,880 $1,880
Progressive $1,232 $1,249
State Farm $2,122 $2,122
Travelers $2,044 $2,208
USAA $1,273 $1,277

Cheapest Canandaigua, NY Car Insurance Rates After a DUI

A DUI in Canandaigua, NY increases car insurance rates. Compare Canandaigua, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Canandaigua, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,207
GEICO $2,385
Liberty Mutual $6,837
Nationwide $4,377
Progressive $2,684
State Farm $4,020
Travelers $3,348
USAA $3,469

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Cheapest Canandaigua, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Canandaigua, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Canandaigua, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,390 $3,481
GEICO $1,485 $1,574
Liberty Mutual $4,176 $4,415
Nationwide $2,608 $2,608
Progressive $2,499 $2,499
State Farm $3,704 $3,980
Travelers $3,108 $3,108
USAA $2,636 $2,689

The Best Cheap Car Insurance Companies in Canandaigua, NY

Take a look at a side-by-side comparison of the top car insurance companies in Canandaigua, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Canandaigua, New York

Insurance Company Average Annual Rates
Allstate $3,436
GEICO $1,530
Liberty Mutual $4,295
Nationwide $2,608
Progressive $2,499
State Farm $3,842
Travelers $3,108
USAA $2,662

Category Winners: Cheapest Car Insurance in Canandaigua, New York

Find the cheapest car insurance companies in Canandaigua, NY for each category right here.

Best Annual Car Insurance Rates by Company in Canandaigua, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Canandaigua, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Canandaigua car insurance rates. Find the cheapest Canandaigua, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Canandaigua, New York

Insurance Company Low Medium High
Allstate $3,222 $3,423 $3,662
GEICO $1,449 $1,525 $1,615
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,466 $2,588 $2,770
Progressive $2,377 $2,486 $2,635
State Farm $3,664 $3,862 $3,999
Travelers $2,946 $3,078 $3,300
USAA $2,588 $2,650 $2,748

What affects car insurance rates in Canandaigua, New York?

What factors can have an impact on Canandaigua, NY car insurance? There are several reasons why Canandaigua car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Canandaigua, New York.

Commute Time in Canandaigua

The more time you spend in your car the higher the risk of an accident. The average commute length in Canandaigua, NY is 20.7 minutes according to City-Data.

Compare Car Insurance Quotes in Canandaigua, NY

Ready to find affordable Canandaigua, New York car insurance today? Enter your ZIP code for fast, free Canandaigua, NY car insurance quotes.

Free Car Insurance Comparison

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