Compare Canastota, NY Car Insurance Rates (2021)

Car insurance in Canastota, NY averages $266 a month. Canastota, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Canastota car insurance rates, compare quotes from the top car insurance companies in Canastota, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Canastota is GEICO
  • Average car insurance rates in Canastota, NY after a DUI are $4,257/year
  • Average car insurance rates in Canastota, NY are $3,196/year

If you need to buy Canastota, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Canastota, NY is right here.

You’ll find Canastota car insurance rates, the cheapest Canastota, NY car insurance companies, and information on New York car insurance laws. You can also compare Canastota, New York car insurance rates to Mount Vernon car insurance rates, Syracuse car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Canastota, NY car insurance today? Enter your ZIP code for fast, free Canastota car insurance quotes.

Cheapest Canastota, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Canastota, NY car insurance rates? Every Canastota, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Canastota, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,347 $2,320 $2,365 $7,333 $7,936 $2,475 $2,508
GEICO $1,340 $1,292 $1,306 $1,287 $2,837 $4,173 $1,207 $1,244
Liberty Mutual $3,571 $3,571 $3,326 $3,326 $6,940 $11,258 $3,571 $3,793
Nationwide $2,271 $2,271 $2,143 $2,143 $4,063 $6,053 $2,271 $2,898
Progressive $1,513 $1,422 $1,224 $1,239 $5,124 $5,719 $1,957 $1,914
State Farm $2,081 $2,081 $1,815 $1,815 $6,130 $7,894 $2,288 $2,416
Travelers $2,400 $2,421 $2,204 $2,363 $5,662 $6,745 $2,555 $2,663
USAA $1,503 $1,475 $1,365 $1,363 $6,066 $7,220 $1,916 $2,111

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Minimum Car Insurance in Canastota, NY

Every driver must carry the minimum car insurance in Canastota, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Canastota, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Canastota, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Canastota, NY. Compare credit history car insurance rates in Canastota from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Canastota, New York

Insurance Company Poor Fair Good
Allstate $5,292 $3,140 $2,728
GEICO $2,300 $1,690 $1,517
Liberty Mutual $6,874 $4,504 $3,379
Nationwide $3,014 $3,014 $3,014
Progressive $3,951 $2,068 $1,523
State Farm $4,680 $2,935 $2,329
Travelers $4,619 $2,944 $2,567
USAA $4,420 $2,234 $1,978

Cheapest Canastota, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Canastota, NY to rates for a clean record with top companies.

Annual Canastota, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $3,149 $4,607 $3,976
GEICO $1,438 $1,567 $2,900 $1,438
Liberty Mutual $3,941 $3,941 $7,854 $3,941
Nationwide $2,304 $2,304 $5,093 $2,356
Progressive $2,447 $2,447 $2,702 $2,461
State Farm $3,157 $3,157 $3,473 $3,473
Travelers $2,880 $3,607 $3,660 $3,360
USAA $2,552 $2,594 $3,769 $2,594

Cheapest Canastota, NY Car Insurance for Teen Drivers

Teen car insurance in Canastota, NY can be expensive. Take a look at rates from the top car insurance companies in Canastota for teenagers.

Annual Car Insurance Rates for Teen Drivers in Canastota, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $7,936
GEICO $2,837 $4,173
Liberty Mutual $6,940 $11,258
Nationwide $4,063 $6,053
Progressive $5,124 $5,719
State Farm $6,130 $7,894
Travelers $5,662 $6,745
USAA $6,066 $7,220

Cheapest Canastota, NY Car Insurance for Seniors

Take a look at Canastota, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Canastota, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,320 $2,365
GEICO $1,306 $1,287
Liberty Mutual $3,326 $3,326
Nationwide $2,143 $2,143
Progressive $1,224 $1,239
State Farm $1,815 $1,815
Travelers $2,204 $2,363
USAA $1,365 $1,363

Cheapest Canastota, NY Car Insurance Rates After a DUI

A DUI in Canastota, NY increases car insurance rates. Compare Canastota, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Canastota, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $2,900
Liberty Mutual $7,854
Nationwide $5,093
Progressive $2,702
State Farm $3,473
Travelers $3,660
USAA $3,769

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Cheapest Canastota, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Canastota, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Canastota, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,670 $3,770
GEICO $1,781 $1,890
Liberty Mutual $4,782 $5,057
Nationwide $3,014 $3,014
Progressive $2,514 $2,514
State Farm $3,198 $3,432
Travelers $3,377 $3,377
USAA $2,849 $2,906

The Best Cheap Car Insurance Companies in Canastota, NY

Take a look at a side-by-side comparison of the top car insurance companies in Canastota, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Canastota, New York

Insurance Company Average Annual Rates
Allstate $3,720
GEICO $1,836
Liberty Mutual $4,919
Nationwide $3,014
Progressive $2,514
State Farm $3,315
Travelers $3,377
USAA $2,877

Category Winners: Cheapest Car Insurance in Canastota, New York

Find the cheapest car insurance companies in Canastota, NY for each category right here.

Best Annual Car Insurance Rates by Company in Canastota, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Canastota, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Canastota car insurance rates. Find the cheapest Canastota, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Canastota, New York

Insurance Company Low Medium High
Allstate $3,553 $3,710 $3,898
GEICO $1,739 $1,832 $1,937
Liberty Mutual $4,700 $4,902 $5,156
Nationwide $2,859 $2,995 $3,188
Progressive $2,395 $2,503 $2,644
State Farm $3,145 $3,334 $3,465
Travelers $3,222 $3,351 $3,557
USAA $2,795 $2,864 $2,972

What affects car insurance rates in Canastota, New York?

What factors can have an impact on Canastota, NY car insurance? There are several reasons why Canastota car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Canastota, New York.

Commute Time in Canastota

The more time you spend in your car the higher the risk of an accident. The average commute length in Canastota, NY is 25.0 minutes according to City-Data.

Compare Car Insurance Quotes in Canastota, NY

Ready to find affordable Canastota, New York car insurance today? Enter your ZIP code for fast, free Canastota, NY car insurance quotes.

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