Compare Canton, MN Car Insurance Rates (2021)

Car insurance in Canton, MN averages $365 a month. Canton, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Canton car insurance rates, compare quotes from the top car insurance companies in Canton, MN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Canton, MN are $4,383/year
  • Average car insurance rates in Canton, MN after a DUI are $5,940/year
  • The cheapest car insurance company in Canton for teen drivers is State Farm

If you need to buy Canton, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Canton, MN is right here.

You’ll find Canton car insurance rates, the cheapest Canton, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Canton, Minnesota car insurance rates to Maple Grove car insurance rates, Rochester car insurance rates, and Minneapolis car insurance rates.

Ready to find affordable Canton, MN car insurance today? Enter your ZIP code for fast, free Canton car insurance quotes.

Cheapest Canton, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Canton, MN car insurance rates? Every Canton, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Canton, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,886 $2,776 $2,776 $6,617 $9,603 $3,511 $3,689
American Family $2,225 $2,225 $2,019 $2,019 $6,119 $8,843 $2,225 $2,510
Farmers $2,477 $2,464 $2,383 $2,499 $6,845 $6,801 $3,217 $3,096
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,786 $1,791 $1,593 $1,687 $4,515 $5,469 $2,092 $2,170
State Farm $1,465 $1,465 $1,299 $1,299 $3,120 $3,856 $1,698 $1,401
USAA $1,875 $1,859 $1,707 $1,704 $5,009 $5,486 $2,447 $2,602

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Canton, MN

Every driver must carry the minimum car insurance in Canton, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Canton, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Canton, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Canton, MN. Compare credit history car insurance rates in Canton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Canton, Minnesota

Insurance Company Poor Fair Good
Allstate $6,368 $3,455 $3,206
American Family $4,794 $3,201 $2,575
Farmers $4,693 $3,349 $3,126
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,137 $2,531 $2,246
State Farm $2,844 $1,739 $1,269
USAA $4,450 $2,171 $1,887

Cheapest Canton, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Canton, MN to rates for a clean record with top companies.

Annual Canton, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,141 $4,578 $5,523 $4,130
American Family $2,367 $4,262 $4,780 $2,683
Farmers $3,180 $4,034 $4,075 $3,601
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,097 $2,778 $3,194 $2,483
State Farm $1,798 $2,103 $1,950 $1,950
USAA $2,107 $2,684 $4,046 $2,508

Cheapest Canton, MN Car Insurance for Teen Drivers

Teen car insurance in Canton, MN can be expensive. Take a look at rates from the top car insurance companies in Canton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Canton, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,617 $9,603
American Family $6,119 $8,843
Farmers $6,845 $6,801
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,515 $5,469
State Farm $3,120 $3,856
USAA $5,009 $5,486

Cheapest Canton, MN Car Insurance for Seniors

Take a look at Canton, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Canton, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,776 $2,776
American Family $2,019 $2,019
Farmers $2,383 $2,499
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,593 $1,687
State Farm $1,299 $1,299
USAA $1,707 $1,704

Cheapest Canton, MN Car Insurance Rates After a DUI

A DUI in Canton, MN increases car insurance rates. Compare Canton, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Canton, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,523
American Family $4,780
Farmers $4,075
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,194
State Farm $1,950
USAA $4,046

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Canton, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Canton, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Canton, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,343 $4,343
American Family $3,482 $3,564
Farmers $3,723 $3,723
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,638 $2,638
State Farm $1,899 $2,002
USAA $2,799 $2,873

The Best Cheap Car Insurance Companies in Canton, MN

Take a look at a side-by-side comparison of the top car insurance companies in Canton, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Canton, Minnesota

Insurance Company Average Annual Rates
Allstate $4,343
American Family $3,523
Farmers $3,723
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,638
State Farm $1,950
USAA $2,836

Category Winners: Cheapest Car Insurance in Canton, Minnesota

Find the cheapest car insurance companies in Canton, MN for each category right here.

Best Annual Car Insurance Rates by Company in Canton, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Canton, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Canton car insurance rates. Find the cheapest Canton, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Canton, Minnesota

Insurance Company Low Medium High
Allstate $4,285 $4,340 $4,404
American Family $3,508 $3,619 $3,443
Farmers $3,602 $3,734 $3,832
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,495 $2,656 $2,763
State Farm $1,876 $1,957 $2,018
USAA $2,757 $2,834 $2,917

What affects car insurance rates in Canton, Minnesota?

What factors can have an impact on Canton, MN car insurance? There are several reasons why Canton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Canton, Minnesota.

Commute Time in Canton

The more time you spend in your car the higher the risk of an accident. The average commute length in Canton, MN is 27.1 minutes according to City-Data.

Traffic in Canton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Canton, MN traffic data from INRIX ranks Canton as the 871st-most congested in the world.

Compare Car Insurance Quotes in Canton, MN

Ready to find affordable Canton, Minnesota car insurance today? Enter your ZIP code for fast, free Canton, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption