Compare Canyon, TX Car Insurance Rates (2021)

Car insurance in Canyon, TX averages $347 a month. Canyon, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Canyon car insurance rates, compare quotes from the top car insurance companies in Canyon, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Canyon for teen drivers is USAA
  • Average car insurance rates in Canyon, TX after a DUI are $4,741/year
  • The cheapest ZIP code in Canyon is 79015

If you need to buy Canyon, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Canyon, TX is right here.

You’ll find Canyon car insurance rates, the cheapest Canyon, TX car insurance companies, and information on Texas car insurance laws. You can also compare Canyon, Texas car insurance rates to Laredo car insurance rates, Houston car insurance rates, and Plano car insurance rates.

Ready to find affordable Canyon, TX car insurance today? Enter your ZIP code for fast, free Canyon car insurance quotes.

Cheapest Canyon, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Canyon, TX car insurance rates? Every Canyon, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Canyon, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,786 $3,836 $3,745 $3,745 $9,633 $11,679 $4,683 $4,901
American Family $3,492 $3,838 $3,044 $3,453 $7,949 $10,508 $4,783 $5,437
GEICO $2,391 $2,544 $2,236 $2,480 $5,089 $5,310 $2,589 $2,619
Nationwide $2,818 $2,881 $2,475 $2,640 $7,904 $10,245 $3,300 $3,592
Progressive $2,646 $2,545 $2,334 $2,391 $10,674 $11,899 $3,158 $3,230
State Farm $2,035 $2,035 $1,812 $1,812 $4,896 $6,244 $2,214 $2,283
USAA $1,744 $1,784 $1,646 $1,671 $4,558 $5,055 $2,340 $2,576

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Minimum Car Insurance in Canyon, TX

Every driver must carry the minimum car insurance in Canyon, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Canyon, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Canyon, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Canyon, TX. Compare credit history car insurance rates in Canyon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Canyon, Texas

Insurance Company Poor Fair Good
Allstate $7,349 $5,344 $4,560
American Family $7,485 $4,531 $3,923
GEICO $4,869 $2,760 $1,843
Nationwide $5,401 $4,304 $3,741
Progressive $5,502 $4,718 $4,359
State Farm $4,131 $2,570 $2,048
USAA $3,987 $2,242 $1,786

Cheapest Canyon, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Canyon, TX to rates for a clean record with top companies.

Annual Canyon, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,535 $6,848 $7,086 $4,535
American Family $4,866 $6,137 $5,383 $4,866
GEICO $2,680 $3,491 $2,993 $3,464
Nationwide $3,865 $3,865 $5,809 $4,388
Progressive $4,240 $5,441 $4,962 $4,795
State Farm $2,590 $2,973 $3,514 $2,590
USAA $2,014 $2,923 $3,437 $2,313

Cheapest Canyon, TX Car Insurance for Teen Drivers

Teen car insurance in Canyon, TX can be expensive. Take a look at rates from the top car insurance companies in Canyon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Canyon, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,633 $11,679
American Family $7,949 $10,508
GEICO $5,089 $5,310
Nationwide $7,904 $10,245
Progressive $10,674 $11,899
State Farm $4,896 $6,244
USAA $4,558 $5,055

Cheapest Canyon, TX Car Insurance for Seniors

Take a look at Canyon, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Canyon, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,745 $3,745
American Family $3,044 $3,453
GEICO $2,236 $2,480
Nationwide $2,475 $2,640
Progressive $2,334 $2,391
State Farm $1,812 $1,812
USAA $1,646 $1,671

Cheapest Canyon, TX Car Insurance Rates After a DUI

A DUI in Canyon, TX increases car insurance rates. Compare Canyon, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Canyon, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,086
American Family $5,383
GEICO $2,993
Nationwide $5,809
Progressive $4,962
State Farm $3,514
USAA $3,437

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Cheapest Canyon, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Canyon, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Canyon, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,617 $5,885
American Family $5,313 $5,313
GEICO $3,094 $3,221
Nationwide $4,482 $4,482
Progressive $4,860 $4,860
State Farm $2,916 $2,916
USAA $2,637 $2,707

Cheapest Canyon, TX Car Insurance Rates by ZIP Code

Canyon car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Canyon, TX.

Annual Car Insurance Rates by ZIP Code in Canyon, Texas

ZIP Code Average Annual Rates
79015 $5,933
79016 $6,164

The Best Cheap Car Insurance Companies in Canyon, TX

Take a look at a side-by-side comparison of the top car insurance companies in Canyon, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Canyon, Texas

Insurance Company Average Annual Rates
Allstate $5,751
American Family $5,313
GEICO $3,157
Nationwide $4,482
Progressive $4,860
State Farm $2,916
USAA $2,672

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Category Winners: Cheapest Car Insurance in Canyon, Texas

Find the cheapest car insurance companies in Canyon, TX for each category right here.

Best Annual Car Insurance Rates by Company in Canyon, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Canyon, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Canyon car insurance rates. Find the cheapest Canyon, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Canyon, Texas

Insurance Company Low Medium High
Allstate $5,608 $5,697 $5,948
American Family $5,047 $5,172 $5,720
GEICO $3,029 $3,132 $3,311
Nationwide $4,876 $4,285 $4,284
Progressive $4,671 $4,840 $5,067
State Farm $2,773 $2,912 $3,065
USAA $2,604 $2,664 $2,748

What affects car insurance rates in Canyon, Texas?

What factors can have an impact on Canyon, TX car insurance? There are several reasons why Canyon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Canyon, Texas.

Car Theft in Canyon

High levels of vehicle theft can make car insurance more expensive. Canyon, TX car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Canyon

The more time you spend in your car the higher the risk of an accident. The average commute length in Canyon, TX is 27.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Canyon, TX

Ready to find affordable Canyon, Texas car insurance today? Enter your ZIP code for fast, free Canyon, TX car insurance quotes.

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