Compare Capac, MI Car Insurance Rates (2021)

Car insurance in Capac, MI averages $883 a month. Capac, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Capac car insurance rates, compare quotes from the top car insurance companies in Capac, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Capac, MI after a DUI are $17,460/year
  • Average car insurance rates in Capac, MI are $10,592/year
  • The cheapest car insurance company in Capac for teen drivers is USAA

If you need to buy Capac, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Capac, MI is right here.

You’ll find Capac car insurance rates, the cheapest Capac, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Capac, Michigan car insurance rates to Flint car insurance rates, Ann Arbor car insurance rates, and Sterling Heights car insurance rates.

Ready to find affordable Capac, MI car insurance today? Enter your ZIP code for fast, free Capac car insurance quotes.

Cheapest Capac, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Capac, MI car insurance rates? Every Capac, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Capac, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,273 $4,273 $3,976 $3,976 $9,748 $9,748 $4,805 $4,805
GEICO $4,263 $4,263 $4,354 $4,354 $11,877 $11,877 $4,070 $4,070
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $5,528 $5,528 $4,903 $4,903 $14,940 $14,940 $6,083 $6,083
Progressive $3,531 $3,268 $3,115 $3,486 $13,292 $14,189 $4,122 $3,797
State Farm $7,431 $7,431 $6,890 $6,890 $26,026 $26,026 $8,724 $8,724
Travelers $5,580 $5,580 $4,791 $4,791 $16,837 $16,837 $6,061 $6,061
USAA $2,792 $2,650 $2,622 $2,480 $6,869 $6,543 $3,416 $3,286

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Minimum Car Insurance in Capac, MI

Every driver must carry the minimum car insurance in Capac, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Capac, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Capac, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Capac, MI. Compare credit history car insurance rates in Capac from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Capac, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $7,444 $5,013 $4,644
GEICO $7,900 $5,804 $4,719
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $9,895 $7,419 $6,277
Progressive $7,035 $5,926 $5,339
State Farm $19,905 $10,066 $6,832
Travelers $8,523 $8,267 $8,163
USAA $5,749 $3,265 $2,482

Cheapest Capac, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Capac, MI to rates for a clean record with top companies.

Annual Capac, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $4,791 $6,108 $6,020 $5,883
GEICO $2,151 $4,571 $13,857 $3,985
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $6,700 $9,024 $8,165 $7,566
Progressive $5,155 $6,811 $6,105 $6,329
State Farm $7,809 $9,360 $20,216 $11,686
Travelers $5,616 $8,033 $12,980 $6,641
USAA $3,079 $3,845 $5,046 $3,358

Cheapest Capac, MI Car Insurance for Teen Drivers

Teen car insurance in Capac, MI can be expensive. Take a look at rates from the top car insurance companies in Capac for teenagers.

Annual Car Insurance Rates for Teen Drivers in Capac, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $9,748 $9,748
GEICO $11,877 $11,877
Liberty Mutual $39,803 $39,803
Nationwide $14,940 $14,940
Progressive $13,292 $14,189
State Farm $26,026 $26,026
Travelers $16,837 $16,837
USAA $6,869 $6,543

Cheapest Capac, MI Car Insurance for Seniors

Take a look at Capac, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Capac, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $3,976 $3,976
GEICO $4,354 $4,354
Liberty Mutual $16,769 $16,769
Nationwide $4,903 $4,903
Progressive $3,115 $3,486
State Farm $6,890 $6,890
Travelers $4,791 $4,791
USAA $2,622 $2,480

Cheapest Capac, MI Car Insurance Rates After a DUI

A DUI in Capac, MI increases car insurance rates. Compare Capac, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Capac, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,169
Farmers $6,020
GEICO $13,857
Liberty Mutual $35,578
Nationwide $8,165
Progressive $6,105
State Farm $20,216
Travelers $12,980
USAA $5,046

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Cheapest Capac, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Capac, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Capac, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,491 $22,491
Farmers $5,700 $5,700
GEICO $6,001 $6,281
Liberty Mutual $21,834 $23,389
Nationwide $7,864 $7,864
Progressive $6,100 $6,100
State Farm $11,936 $12,599
Travelers $8,270 $8,365
USAA $3,788 $3,876

The Best Cheap Car Insurance Companies in Capac, MI

Take a look at a side-by-side comparison of the top car insurance companies in Capac, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Capac, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $5,700
GEICO $6,141
Liberty Mutual $22,611
Nationwide $7,864
Progressive $6,100
State Farm $12,268
Travelers $8,317
USAA $3,832

Category Winners: Cheapest Car Insurance in Capac, Michigan

Find the cheapest car insurance companies in Capac, MI for each category right here.

Best Annual Car Insurance Rates by Company in Capac, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Capac, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Capac car insurance rates. Find the cheapest Capac, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Capac, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,551 $5,687 $5,863
GEICO $5,724 $6,085 $6,614
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $8,233 $7,730 $7,628
Progressive $5,900 $6,108 $6,292
State Farm $11,652 $12,344 $12,808
Travelers $8,230 $8,325 $8,397
USAA $3,723 $3,841 $3,933

What affects car insurance rates in Capac, Michigan?

What factors can have an impact on Capac, MI car insurance? There are several reasons why Capac car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Capac, Michigan.

Car Theft in Capac

High levels of vehicle theft can make car insurance more expensive. Capac, MI car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Capac

The more time you spend in your car the higher the risk of an accident. The average commute length in Capac, MI is 31.4 minutes according to City-Data.

Compare Car Insurance Quotes in Capac, MI

Ready to find affordable Capac, Michigan car insurance today? Enter your ZIP code for fast, free Capac, MI car insurance quotes.

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