Compare Cape Elizabeth, ME Car Insurance Rates (2021)

Car insurance in Cape Elizabeth, ME averages $206 a month. Cape Elizabeth, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Cape Elizabeth car insurance rates, compare quotes from the top car insurance companies in Cape Elizabeth, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cape Elizabeth, ME after a DUI are $2,920/year
  • The cheapest car insurance company in Cape Elizabeth for teen drivers is GEICO
  • The cheapest car insurance company in Cape Elizabeth is USAA

If you need to buy Cape Elizabeth, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Cape Elizabeth, ME is right here.

You’ll find Cape Elizabeth car insurance rates, the cheapest Cape Elizabeth, ME car insurance companies, and information on Maine car insurance laws. You can also compare Cape Elizabeth, Maine car insurance rates to Augusta car insurance rates, Saco car insurance rates, and Westbrook car insurance rates.

Ready to find affordable Cape Elizabeth, ME car insurance today? Enter your ZIP code for fast, free Cape Elizabeth car insurance quotes.

Cheapest Cape Elizabeth, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cape Elizabeth, ME car insurance rates? Every Cape Elizabeth, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cape Elizabeth, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,757 $1,807 $1,588 $1,719 $4,498 $6,003 $1,902 $2,122
Farmers $1,612 $1,627 $1,529 $1,623 $5,567 $6,005 $1,938 $1,998
GEICO $929 $961 $929 $929 $2,316 $3,005 $1,013 $1,077
Liberty Mutual $2,688 $2,688 $2,563 $2,563 $5,636 $8,401 $2,688 $3,759
Progressive $1,739 $1,703 $1,739 $1,703 $7,370 $8,275 $2,022 $2,279
State Farm $1,271 $1,271 $1,207 $1,207 $4,142 $5,170 $1,424 $1,557
Travelers $1,146 $1,181 $1,040 $1,061 $4,710 $6,380 $1,125 $1,283
USAA $807 $792 $803 $782 $2,658 $2,927 $1,021 $1,064

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Minimum Car Insurance in Cape Elizabeth, ME

Every driver must carry the minimum car insurance in Cape Elizabeth, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Cape Elizabeth, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cape Elizabeth, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cape Elizabeth, ME. Compare credit history car insurance rates in Cape Elizabeth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cape Elizabeth, Maine

Insurance Company Poor Fair Good
Allstate $3,357 $2,564 $2,103
Farmers $3,195 $2,613 $2,404
GEICO $1,877 $1,246 $1,062
Liberty Mutual $5,391 $3,495 $2,734
Progressive $3,778 $3,254 $3,028
State Farm $3,140 $1,876 $1,452
Travelers $2,636 $2,161 $1,925
USAA $1,773 $1,227 $1,070

Cheapest Cape Elizabeth, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cape Elizabeth, ME to rates for a clean record with top companies.

Annual Cape Elizabeth, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,176 $2,962 $3,096 $2,464
Farmers $2,389 $3,049 $2,646 $2,865
GEICO $1,018 $1,428 $2,115 $1,018
Liberty Mutual $2,946 $3,489 $5,839 $3,218
Progressive $2,683 $4,554 $2,990 $3,187
State Farm $1,952 $2,360 $2,156 $2,156
Travelers $1,866 $2,073 $2,608 $2,416
USAA $1,029 $1,357 $1,909 $1,132

Cheapest Cape Elizabeth, ME Car Insurance for Teen Drivers

Teen car insurance in Cape Elizabeth, ME can be expensive. Take a look at rates from the top car insurance companies in Cape Elizabeth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cape Elizabeth, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,498 $6,003
Farmers $5,567 $6,005
GEICO $2,316 $3,005
Liberty Mutual $5,636 $8,401
Progressive $7,370 $8,275
State Farm $4,142 $5,170
Travelers $4,710 $6,380
USAA $2,658 $2,927

Cheapest Cape Elizabeth, ME Car Insurance for Seniors

Take a look at Cape Elizabeth, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cape Elizabeth, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,588 $1,719
Farmers $1,529 $1,623
GEICO $929 $929
Liberty Mutual $2,563 $2,563
Progressive $1,739 $1,703
State Farm $1,207 $1,207
Travelers $1,040 $1,061
USAA $803 $782

Cheapest Cape Elizabeth, ME Car Insurance Rates After a DUI

A DUI in Cape Elizabeth, ME increases car insurance rates. Compare Cape Elizabeth, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cape Elizabeth, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,096
Farmers $2,646
GEICO $2,115
Liberty Mutual $5,839
Progressive $2,990
State Farm $2,156
Travelers $2,608
USAA $1,909

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Cheapest Cape Elizabeth, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cape Elizabeth, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cape Elizabeth, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,675 $2,675
Farmers $2,738 $2,738
GEICO $1,372 $1,418
Liberty Mutual $3,795 $3,951
Progressive $3,354 $3,354
State Farm $2,086 $2,226
Travelers $2,241 $2,241
USAA $1,319 $1,395

The Best Cheap Car Insurance Companies in Cape Elizabeth, ME

Take a look at a side-by-side comparison of the top car insurance companies in Cape Elizabeth, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cape Elizabeth, Maine

Insurance Company Average Annual Rates
Allstate $2,675
Farmers $2,738
GEICO $1,395
Liberty Mutual $3,873
Progressive $3,354
State Farm $2,156
Travelers $2,241
USAA $1,357

Category Winners: Cheapest Car Insurance in Cape Elizabeth, Maine

Find the cheapest car insurance companies in Cape Elizabeth, ME for each category right here.

Best Annual Car Insurance Rates by Company in Cape Elizabeth, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Cape Elizabeth, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cape Elizabeth car insurance rates. Find the cheapest Cape Elizabeth, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cape Elizabeth, Maine

Insurance Company Low Medium High
Allstate $2,640 $2,641 $2,742
Farmers $2,611 $2,631 $2,971
GEICO $1,365 $1,375 $1,444
Liberty Mutual $3,817 $3,817 $3,986
Progressive $3,275 $3,283 $3,502
State Farm $2,095 $2,131 $2,242
Travelers $2,204 $2,209 $2,310
USAA $1,326 $1,339 $1,406

Compare Car Insurance Quotes in Cape Elizabeth, ME

Ready to find affordable Cape Elizabeth, Maine car insurance today? Enter your ZIP code for fast, free Cape Elizabeth, ME car insurance quotes.

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