Compare Cape Fair, MO Car Insurance Rates (2021)

Car insurance in Cape Fair, MO averages $276 a month. Cape Fair, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cape Fair car insurance rates, compare quotes from the top car insurance companies in Cape Fair, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Cape Fair for teen drivers is Nationwide
  • The cheapest car insurance company in Cape Fair is Nationwide
  • Average car insurance rates in Cape Fair, MO are $3,313/year

If you need to buy Cape Fair, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Cape Fair, MO is right here.

You’ll find Cape Fair car insurance rates, the cheapest Cape Fair, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Cape Fair, Missouri car insurance rates to St. Louis car insurance rates, Independence car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Cape Fair, MO car insurance today? Enter your ZIP code for fast, free Cape Fair car insurance quotes.

Cheapest Cape Fair, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cape Fair, MO car insurance rates? Every Cape Fair, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cape Fair, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,764 $2,668 $2,495 $2,573 $7,832 $8,497 $2,632 $2,713
American Family $2,263 $2,263 $2,013 $2,013 $6,147 $8,009 $2,263 $2,651
Farmers $2,369 $2,358 $2,113 $2,239 $9,853 $10,193 $2,704 $2,825
GEICO $1,849 $2,083 $1,431 $1,845 $5,862 $6,224 $1,683 $1,698
Liberty Mutual $2,626 $2,845 $2,157 $2,416 $9,174 $10,187 $2,772 $2,964
Nationwide $1,499 $1,529 $1,344 $1,420 $3,874 $4,948 $1,718 $1,854
Progressive $1,848 $1,704 $1,512 $1,558 $6,219 $6,978 $2,250 $2,307
State Farm $1,716 $1,716 $1,541 $1,541 $5,047 $6,341 $1,932 $2,218
USAA $1,641 $1,624 $1,481 $1,502 $4,991 $6,094 $2,038 $2,263

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Cape Fair, MO

Every driver must carry the minimum car insurance in Cape Fair, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Cape Fair, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cape Fair, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cape Fair, MO. Compare credit history car insurance rates in Cape Fair from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cape Fair, Missouri

Insurance Company Poor Fair Good
Allstate $5,543 $3,573 $2,949
American Family $4,518 $3,172 $2,670
Farmers $4,942 $4,128 $3,926
GEICO $3,913 $2,550 $2,040
Liberty Mutual $6,307 $3,846 $3,025
Nationwide $2,678 $2,217 $1,925
Progressive $3,525 $2,922 $2,695
State Farm $3,811 $2,456 $2,003
USAA $4,495 $2,106 $1,513

Cheapest Cape Fair, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cape Fair, MO to rates for a clean record with top companies.

Annual Cape Fair, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,888 $4,860 $3,902
American Family $2,607 $3,717 $4,524 $2,964
Farmers $3,740 $4,665 $4,560 $4,362
GEICO $2,192 $2,865 $3,893 $2,386
Liberty Mutual $3,187 $4,581 $4,723 $5,079
Nationwide $1,777 $2,293 $3,074 $1,949
Progressive $2,619 $3,557 $2,919 $3,094
State Farm $2,527 $2,986 $2,757 $2,757
USAA $2,150 $2,630 $3,681 $2,356

Cheapest Cape Fair, MO Car Insurance for Teen Drivers

Teen car insurance in Cape Fair, MO can be expensive. Take a look at rates from the top car insurance companies in Cape Fair for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cape Fair, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,832 $8,497
American Family $6,147 $8,009
Farmers $9,853 $10,193
GEICO $5,862 $6,224
Liberty Mutual $9,174 $10,187
Nationwide $3,874 $4,948
Progressive $6,219 $6,978
State Farm $5,047 $6,341
USAA $4,991 $6,094

Cheapest Cape Fair, MO Car Insurance for Seniors

Take a look at Cape Fair, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cape Fair, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,495 $2,573
American Family $2,013 $2,013
Farmers $2,113 $2,239
GEICO $1,431 $1,845
Liberty Mutual $2,157 $2,416
Nationwide $1,344 $1,420
Progressive $1,512 $1,558
State Farm $1,541 $1,541
USAA $1,481 $1,502

Cheapest Cape Fair, MO Car Insurance Rates After a DUI

A DUI in Cape Fair, MO increases car insurance rates. Compare Cape Fair, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cape Fair, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,860
American Family $4,524
Farmers $4,560
GEICO $3,893
Liberty Mutual $4,723
Nationwide $3,074
Progressive $2,919
State Farm $2,757
USAA $3,681

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cape Fair, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cape Fair, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cape Fair, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,022 $4,022
American Family $3,418 $3,487
Farmers $4,332 $4,332
GEICO $2,781 $2,887
Liberty Mutual $4,393 $4,393
Nationwide $2,273 $2,273
Progressive $3,047 $3,047
State Farm $2,690 $2,823
USAA $2,607 $2,802

The Best Cheap Car Insurance Companies in Cape Fair, MO

Take a look at a side-by-side comparison of the top car insurance companies in Cape Fair, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cape Fair, Missouri

Insurance Company Average Annual Rates
Allstate $4,022
American Family $3,453
Farmers $4,332
GEICO $2,834
Liberty Mutual $4,393
Nationwide $2,273
Progressive $3,047
State Farm $2,757
USAA $2,704

Category Winners: Cheapest Car Insurance in Cape Fair, Missouri

Find the cheapest car insurance companies in Cape Fair, MO for each category right here.

Best Annual Car Insurance Rates by Company in Cape Fair, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cape Fair, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cape Fair car insurance rates. Find the cheapest Cape Fair, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cape Fair, Missouri

Insurance Company Low Medium High
Allstate $3,875 $4,013 $4,177
American Family $3,351 $3,562 $3,446
Farmers $4,060 $4,292 $4,643
GEICO $2,655 $2,854 $2,993
Liberty Mutual $4,159 $4,411 $4,607
Nationwide $2,132 $2,296 $2,392
Progressive $2,728 $3,054 $3,360
State Farm $2,584 $2,765 $2,920
USAA $2,581 $2,694 $2,838

Compare Car Insurance Quotes in Cape Fair, MO

Ready to find affordable Cape Fair, Missouri car insurance today? Enter your ZIP code for fast, free Cape Fair, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption