Compare Cape Neddick, ME Car Insurance Rates (2021)

Car insurance in Cape Neddick, ME averages $213 a month. Cape Neddick, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Cape Neddick car insurance rates, compare quotes from the top car insurance companies in Cape Neddick, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cape Neddick for teen drivers is GEICO
  • The cheapest ZIP code in Cape Neddick is 3909
  • The cheapest car insurance company in Cape Neddick is USAA

If you need to buy Cape Neddick, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Cape Neddick, ME is right here.

You’ll find Cape Neddick car insurance rates, the cheapest Cape Neddick, ME car insurance companies, and information on Maine car insurance laws. You can also compare Cape Neddick, Maine car insurance rates to South Portland car insurance rates, Biddeford car insurance rates, and Westbrook car insurance rates.

Ready to find affordable Cape Neddick, ME car insurance today? Enter your ZIP code for fast, free Cape Neddick car insurance quotes.

Cheapest Cape Neddick, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cape Neddick, ME car insurance rates? Every Cape Neddick, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cape Neddick, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,823 $1,874 $1,645 $1,782 $4,675 $6,255 $1,975 $2,206
Farmers $1,679 $1,691 $1,583 $1,688 $5,537 $6,068 $1,993 $2,061
GEICO $945 $979 $945 $945 $2,326 $3,021 $1,031 $1,099
Liberty Mutual $2,853 $2,853 $2,719 $2,719 $6,002 $8,957 $2,853 $3,996
Progressive $1,846 $1,808 $1,846 $1,808 $7,786 $8,743 $2,149 $2,427
State Farm $1,297 $1,297 $1,230 $1,230 $4,195 $5,245 $1,453 $1,585
Travelers $1,145 $1,182 $1,039 $1,061 $4,702 $6,348 $1,127 $1,286
USAA $827 $813 $822 $802 $2,718 $2,994 $1,048 $1,095

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Minimum Car Insurance in Cape Neddick, ME

Every driver must carry the minimum car insurance in Cape Neddick, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Cape Neddick, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cape Neddick, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cape Neddick, ME. Compare credit history car insurance rates in Cape Neddick from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cape Neddick, Maine

Insurance Company Poor Fair Good
Allstate $3,491 $2,665 $2,183
Farmers $3,236 $2,667 $2,460
GEICO $1,899 $1,260 $1,075
Liberty Mutual $5,734 $3,716 $2,907
Progressive $4,007 $3,445 $3,203
State Farm $3,192 $1,907 $1,476
Travelers $2,632 $2,156 $1,920
USAA $1,819 $1,256 $1,095

Cheapest Cape Neddick, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cape Neddick, ME to rates for a clean record with top companies.

Annual Cape Neddick, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,259 $3,078 $3,220 $2,560
Farmers $2,436 $3,108 $2,696 $2,910
GEICO $1,028 $1,445 $2,145 $1,028
Liberty Mutual $3,145 $3,715 $6,186 $3,430
Progressive $2,844 $4,817 $3,167 $3,379
State Farm $1,986 $2,397 $2,191 $2,191
Travelers $1,862 $2,069 $2,601 $2,413
USAA $1,054 $1,390 $1,955 $1,160

Cheapest Cape Neddick, ME Car Insurance for Teen Drivers

Teen car insurance in Cape Neddick, ME can be expensive. Take a look at rates from the top car insurance companies in Cape Neddick for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cape Neddick, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,675 $6,255
Farmers $5,537 $6,068
GEICO $2,326 $3,021
Liberty Mutual $6,002 $8,957
Progressive $7,786 $8,743
State Farm $4,195 $5,245
Travelers $4,702 $6,348
USAA $2,718 $2,994

Cheapest Cape Neddick, ME Car Insurance for Seniors

Take a look at Cape Neddick, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cape Neddick, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,645 $1,782
Farmers $1,583 $1,688
GEICO $945 $945
Liberty Mutual $2,719 $2,719
Progressive $1,846 $1,808
State Farm $1,230 $1,230
Travelers $1,039 $1,061
USAA $822 $802

Cheapest Cape Neddick, ME Car Insurance Rates After a DUI

A DUI in Cape Neddick, ME increases car insurance rates. Compare Cape Neddick, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cape Neddick, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,220
Farmers $2,696
GEICO $2,145
Liberty Mutual $6,186
Progressive $3,167
State Farm $2,191
Travelers $2,601
USAA $1,955

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Cheapest Cape Neddick, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cape Neddick, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cape Neddick, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,779 $2,779
Farmers $2,788 $2,788
GEICO $1,388 $1,434
Liberty Mutual $4,035 $4,202
Progressive $3,552 $3,552
State Farm $2,120 $2,263
Travelers $2,236 $2,236
USAA $1,351 $1,429

Cheapest Cape Neddick, ME Car Insurance Rates by ZIP Code

Cape Neddick car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Cape Neddick, ME.

Annual Car Insurance Rates by ZIP Code in Cape Neddick, Maine

ZIP Code Average Annual Rates
3902 $2,216
3909 $2,214

The Best Cheap Car Insurance Companies in Cape Neddick, ME

Take a look at a side-by-side comparison of the top car insurance companies in Cape Neddick, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cape Neddick, Maine

Insurance Company Average Annual Rates
Allstate $2,779
Farmers $2,788
GEICO $1,411
Liberty Mutual $4,119
Progressive $3,552
State Farm $2,191
Travelers $2,236
USAA $1,390

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Category Winners: Cheapest Car Insurance in Cape Neddick, Maine

Find the cheapest car insurance companies in Cape Neddick, ME for each category right here.

Best Annual Car Insurance Rates by Company in Cape Neddick, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

Cheapest Cape Neddick, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cape Neddick car insurance rates. Find the cheapest Cape Neddick, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cape Neddick, Maine

Insurance Company Low Medium High
Allstate $2,744 $2,746 $2,848
Farmers $2,674 $2,694 $2,994
GEICO $1,382 $1,391 $1,462
Liberty Mutual $4,061 $4,061 $4,234
Progressive $3,477 $3,485 $3,694
State Farm $2,127 $2,166 $2,282
Travelers $2,197 $2,201 $2,310
USAA $1,359 $1,371 $1,439

What affects car insurance rates in Cape Neddick, Maine?

What factors can have an impact on Cape Neddick, ME car insurance? There are several reasons why Cape Neddick car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cape Neddick, Maine.

Commute Time in Cape Neddick

The more time you spend in your car the higher the risk of an accident. The average commute length in Cape Neddick, ME is 24.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Cape Neddick, ME

Ready to find affordable Cape Neddick, Maine car insurance today? Enter your ZIP code for fast, free Cape Neddick, ME car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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