Compare Capitan, NM Car Insurance Rates (2021)

Car insurance in Capitan, NM averages $269 a month. Capitan, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Capitan car insurance rates, compare quotes from the top car insurance companies in Capitan, NM.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Capitan for teen drivers is USAA
  • Average car insurance rates in Capitan, NM after a DUI are $4,141/year
  • The cheapest car insurance company in Capitan is USAA

If you need to buy Capitan, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Capitan, NM is right here.

You’ll find Capitan car insurance rates, the cheapest Capitan, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Capitan, New Mexico car insurance rates to Carlsbad car insurance rates, Las Cruces car insurance rates, and Farmington car insurance rates.

Ready to find affordable Capitan, NM car insurance today? Enter your ZIP code for fast, free Capitan car insurance quotes.

Cheapest Capitan, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Capitan, NM car insurance rates? Every Capitan, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Capitan, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,329 $2,345 $2,122 $2,233 $7,582 $8,750 $2,595 $2,755
Farmers $2,201 $2,188 $1,971 $2,097 $8,899 $9,143 $2,492 $2,588
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,273 $2,314 $2,064 $2,169 $5,441 $6,874 $2,559 $2,744
Progressive $1,544 $1,504 $1,391 $1,401 $6,079 $6,849 $1,868 $1,939
State Farm $1,507 $1,507 $1,356 $1,356 $3,982 $5,016 $1,685 $1,865
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Capitan, NM

Every driver must carry the minimum car insurance in Capitan, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Capitan, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Capitan, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Capitan, NM. Compare credit history car insurance rates in Capitan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Capitan, New Mexico

Insurance Company Poor Fair Good
Allstate $4,464 $3,681 $3,371
Farmers $4,530 $3,749 $3,563
GEICO $4,787 $4,162 $3,849
Nationwide $4,047 $3,140 $2,728
Progressive $3,108 $2,757 $2,600
State Farm $3,265 $2,005 $1,583
USAA $2,680 $2,000 $1,731

Cheapest Capitan, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Capitan, NM to rates for a clean record with top companies.

Annual Capitan, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,181 $4,166 $4,440 $3,568
Farmers $3,329 $4,291 $4,189 $3,980
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,466 $3,469 $4,488 $2,797
Progressive $2,447 $3,318 $2,634 $2,888
State Farm $2,151 $2,328 $2,328 $2,328
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Capitan, NM Car Insurance for Teen Drivers

Teen car insurance in Capitan, NM can be expensive. Take a look at rates from the top car insurance companies in Capitan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Capitan, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,582 $8,750
Farmers $8,899 $9,143
GEICO $7,583 $10,447
Nationwide $5,441 $6,874
Progressive $6,079 $6,849
State Farm $3,982 $5,016
USAA $3,641 $4,122

Cheapest Capitan, NM Car Insurance for Seniors

Take a look at Capitan, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Capitan, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,233
Farmers $1,971 $2,097
GEICO $2,511 $2,511
Nationwide $2,064 $2,169
Progressive $1,391 $1,401
State Farm $1,356 $1,356
USAA $1,372 $1,376

Cheapest Capitan, NM Car Insurance Rates After a DUI

A DUI in Capitan, NM increases car insurance rates. Compare Capitan, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Capitan, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,440
Farmers $4,189
GEICO $8,009
Nationwide $4,488
Progressive $2,634
State Farm $2,328
USAA $2,897

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Cheapest Capitan, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Capitan, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Capitan, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,839 $3,839
Farmers $3,947 $3,947
GEICO $4,201 $4,331
Nationwide $3,305 $3,305
Progressive $2,822 $2,822
State Farm $2,228 $2,340
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Capitan, NM

Take a look at a side-by-side comparison of the top car insurance companies in Capitan, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Capitan, New Mexico

Insurance Company Average Annual Rates
Allstate $3,839
Farmers $3,947
GEICO $4,266
Nationwide $3,305
Progressive $2,822
State Farm $2,284
USAA $2,137

Category Winners: Cheapest Car Insurance in Capitan, New Mexico

Find the cheapest car insurance companies in Capitan, NM for each category right here.

Best Annual Car Insurance Rates by Company in Capitan, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Capitan, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Capitan car insurance rates. Find the cheapest Capitan, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Capitan, New Mexico

Insurance Company Low Medium High
Allstate $3,680 $3,832 $4,005
Farmers $3,631 $3,915 $4,295
GEICO $3,990 $4,256 $4,552
Nationwide $3,266 $3,271 $3,378
Progressive $2,701 $2,820 $2,944
State Farm $2,103 $2,291 $2,459
USAA $1,995 $2,146 $2,271

What affects car insurance rates in Capitan, New Mexico?

What factors can have an impact on Capitan, NM car insurance? There are several reasons why Capitan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Capitan, New Mexico.

Car Theft in Capitan

High levels of vehicle theft can make car insurance more expensive. Capitan, NM car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Capitan

The more time you spend in your car the higher the risk of an accident. The average commute length in Capitan, NM is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Capitan, NM

Ready to find affordable Capitan, New Mexico car insurance today? Enter your ZIP code for fast, free Capitan, NM car insurance quotes.

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