Compare Caputa, SD Car Insurance Rates (2021)

Car insurance in Caputa, SD averages $351 a month. Caputa, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Caputa car insurance rates, compare quotes from the top car insurance companies in Caputa, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Caputa, SD after a DUI are $5,032/year
  • The cheapest car insurance company in Caputa is State Farm
  • Average car insurance rates in Caputa, SD are $4,210/year

If you need to buy Caputa, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Caputa, SD is right here.

You’ll find Caputa car insurance rates, the cheapest Caputa, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Caputa, South Dakota car insurance rates to Box Elder car insurance rates, Huron car insurance rates, and Sioux Falls car insurance rates.

Ready to find affordable Caputa, SD car insurance today? Enter your ZIP code for fast, free Caputa car insurance quotes.

Cheapest Caputa, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Caputa, SD car insurance rates? Every Caputa, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Caputa, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,561 $2,215 $2,370 $10,422 $12,452 $2,836 $3,097
American Family $2,671 $2,671 $2,378 $2,378 $5,673 $8,308 $2,671 $3,281
Farmers $2,108 $2,116 $1,856 $1,931 $9,391 $9,769 $2,350 $2,502
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $4,886 $5,320 $3,854 $4,689 $18,627 $20,919 $5,142 $5,726
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,675 $2,654 $2,201 $2,260 $9,224 $10,527 $3,351 $3,487
State Farm $1,431 $1,431 $1,249 $1,249 $3,765 $4,795 $1,606 $1,820

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Minimum Car Insurance in Caputa, SD

Every driver must carry the minimum car insurance in Caputa, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Caputa, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Caputa, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Caputa, SD. Compare credit history car insurance rates in Caputa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Caputa, South Dakota

Insurance Company Poor Fair Good
Allstate $5,862 $4,584 $3,978
American Family $4,836 $3,484 $2,941
Farmers $4,524 $3,821 $3,664
GEICO $4,421 $2,244 $1,520
Liberty Mutual $12,534 $7,509 $5,894
Nationwide $3,667 $2,879 $2,531
Progressive $5,279 $4,355 $4,008
State Farm $3,156 $1,887 $1,462

Cheapest Caputa, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Caputa, SD to rates for a clean record with top companies.

Annual Caputa, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,980 $4,631 $6,160 $4,460
American Family $2,721 $4,023 $5,158 $3,112
Farmers $3,416 $4,313 $4,207 $4,075
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,291 $9,038 $9,408 $8,844
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,929 $5,280 $4,241 $4,740
State Farm $2,015 $2,322 $2,168 $2,168

Cheapest Caputa, SD Car Insurance for Teen Drivers

Teen car insurance in Caputa, SD can be expensive. Take a look at rates from the top car insurance companies in Caputa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Caputa, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,422 $12,452
American Family $5,673 $8,308
Farmers $9,391 $9,769
GEICO $4,505 $5,300
Liberty Mutual $18,627 $20,919
Nationwide $4,690 $6,095
Progressive $9,224 $10,527
State Farm $3,765 $4,795

Cheapest Caputa, SD Car Insurance for Seniors

Take a look at Caputa, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Caputa, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,215 $2,370
American Family $2,378 $2,378
Farmers $1,856 $1,931
GEICO $2,090 $1,926
Liberty Mutual $3,854 $4,689
Nationwide $1,922 $2,061
Progressive $2,201 $2,260
State Farm $1,249 $1,249

Cheapest Caputa, SD Car Insurance Rates After a DUI

A DUI in Caputa, SD increases car insurance rates. Compare Caputa, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Caputa, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,160
American Family $5,158
Farmers $4,207
GEICO $4,551
Liberty Mutual $9,408
Nationwide $4,363
Progressive $4,241
State Farm $2,168

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Cheapest Caputa, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Caputa, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Caputa, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,690 $4,925
American Family $3,709 $3,799
Farmers $4,003 $4,003
GEICO $2,695 $2,762
Liberty Mutual $8,645 $8,645
Nationwide $3,026 $3,026
Progressive $4,547 $4,547
State Farm $2,116 $2,221

The Best Cheap Car Insurance Companies in Caputa, SD

Take a look at a side-by-side comparison of the top car insurance companies in Caputa, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Caputa, South Dakota

Insurance Company Average Annual Rates
Allstate $4,808
American Family $3,754
Farmers $4,003
GEICO $2,728
Liberty Mutual $8,645
Nationwide $3,026
Progressive $4,547
State Farm $2,168

Category Winners: Cheapest Car Insurance in Caputa, South Dakota

Find the cheapest car insurance companies in Caputa, SD for each category right here.

Best Annual Car Insurance Rates by Company in Caputa, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Caputa, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Caputa car insurance rates. Find the cheapest Caputa, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Caputa, South Dakota

Insurance Company Low Medium High
Allstate $4,655 $4,799 $4,970
American Family $3,756 $3,859 $3,646
Farmers $3,828 $3,960 $4,221
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,486 $8,632 $8,819
Nationwide $2,847 $3,013 $3,217
Progressive $4,441 $4,510 $4,691
State Farm $2,089 $2,170 $2,246

Compare Car Insurance Quotes in Caputa, SD

Ready to find affordable Caputa, South Dakota car insurance today? Enter your ZIP code for fast, free Caputa, SD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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