Compare Car Insurance Companies That Can Insure Five Vehicles to a Household in One Policy 
If you need to find affordable car insurance companies that can insure five vehicles to a household in one policy, you are in luck. There are at least nine major car insurance companies that will insure five or more cars per household. These companies also all offer multiple-car discounts that range from 10-25%. Compare quotes from car insurance companies that can insure five vehicles per household in one policy and save.
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UPDATED: Oct 5, 2021
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- Three car insurance companies that will insure five or more vehicles to a household in one policy are Farmers, GEICO, and Progressive
- Most car insurance companies will only allow you to insure up to four vehicles per policy
- You do have a few options if you need to insure five or more cars or name five or more drivers in your household
Can you name any car insurance companies that can insure five vehicles to a household in one policy?
Most car insurance companies that can’t insure five vehicles to a household in one policy do allow up to four vehicles on a standard policy. However, you can find coverage from companies that will allow five or more vehicles.
Which companies will insure five vehicles or drivers to a standard policy? We name nine companies that insure five or more cars per household.
Of course, each of the companies listed here has a multi-car insurance discount. We will compare those discounts, as well.
Read on to know more about the companies that can insure five vehicles to a household in one policy and some that do not.
And if you would like to see quotes from top car insurance companies in your area right now, enter your ZIP code into our free quote tool above.
Which car insurance companies will insure five vehicles to a household in one policy?
Here is a list of 11 major car insurance companies, along with the number of cars they will insure per personal policy and their multi-car discounts.
|Company||Maximum Number of Cars Per Standard Policy||Average Annual Rates for Full Coverage||Multi-Car Discount|
|Amica Mutual||6||$1,281.60||Up to 25%|
|Farmers||5||$1,366.60||Up to 20%|
|GEICO||9||$1,295.40||Up to 25%|
|Mercury Insurance||5-6||$1,197||Not specified|
|Nationwide||4||$1,896.67||Up to 25%|
|State Farm||Unlimited||$1,285.90||Up to 20%|
As you can see in the above table, two companies that will only insure up to four vehicles per policy are Nationwide and Travelers Insurance. Nationwide still offers a sizeable multi-car discount.
Amica Mutual and GEICO are the most affordable car insurance companies that can insure five vehicles to a household in one policy. A big surprise is that State Farm offers an unlimited number of vehicles per personal car insurance policy.
To find the best provider for you, it’s best to compare quotes from at least three different places before you buy car insurance from auto insurance companies that can insure five vehicles to a household in one policy.
What can you do if your insurance company does not insure more than four vehicles in one policy?
If you need to insure five or more cars and drivers, you may need to buy another policy, likely a commercial policy. Otherwise, you may need to shop for an adequate auto insurance policy with another company.
Alternatively, you could purchase a second personal policy from your current insurer. Your car insurance company may allow you to link a second standard policy to the first and give you a discount on the second policy.
Some of the companies we have mentioned have expressly mentioned the last option.
For example, Amica allows you to buy a second personal car insurance policy to insure up to six more cars, and you can link the second policy to the first. Liberty Mutual also allows this.
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What You Need to Know About Car Insurance Companies That Can Insure Five Vehicles to a Household in One Policy
A two-car policy is easy to figure out. Things can get a little complicated if you need to insure three or more cars.
Generally, you can insure up to four vehicles and drivers per one standard car insurance policy. However, some companies will offer multi-car insurance for five cars or more.
If you need to insure at least 10 people, State Farm may be your best bet. Still, you should shop around and see what other car insurance companies can do for you.
Of course, you also want to save money, and many car insurance companies will give you a discount for various things, like insuring multiple cars.
Once again, some companies will allow you to link two policies, and you should look for affordable car insurance companies that can insure five vehicles per household in one policy.
Additionally, how a car insurance company insures multiple vehicles to a household is one thing you should ask while getting shopping for car insurance rates.
This knowledge is essential to understanding your car insurance policy.
If you want to see rates from top car insurance companies in your area, you can enter your ZIP code into our free quote tool below and get started.
Frequently Asked Questions: Car Insurance Companies That Can Insure Five Vehicles to a Household in One Policy
Here are a couple of questions and answers about multi-car insurance policies.
#1 – Can someone insure two cars on one policy if they are the only driver?
Of course. Most car insurance companies we mentioned offer multiple car insurance policies, and one driver, two cars insurance policies are allowed.
#2 – Can you have two car insurance policies with different companies?
Yes. For example, one car insurance company will offer better or cheaper coverage for some regular-use vehicles you own. The other company might provide better, affordable coverage for specialty vehicles.
#3 – Can one person have two car insurance policies with the same car insurance company?
Yes. As stated above, one person can purchase two car insurance policies for the same household. They can do this to cover more than four drivers if they need to.
You can also purchase a personal and commercial auto insurance policy from some companies we named above, like State Farm.
Standard and commercial car insurance policies can be active at one time with State Farm. However, many insurance companies may not allow this.