Compare Carbon, TX Car Insurance Rates (2021)

Car insurance in Carbon, TX averages $305 a month. Carbon, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Carbon car insurance rates, compare quotes from the top car insurance companies in Carbon, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Carbon for teen drivers is USAA
  • Average car insurance rates in Carbon, TX after a DUI are $4,174/year
  • Average car insurance rates in Carbon, TX are $3,664/year

If you need to buy Carbon, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Carbon, TX is right here.

You’ll find Carbon car insurance rates, the cheapest Carbon, TX car insurance companies, and information on Texas car insurance laws. You can also compare Carbon, Texas car insurance rates to San Antonio car insurance rates, Plano car insurance rates, and Austin car insurance rates.

Ready to find affordable Carbon, TX car insurance today? Enter your ZIP code for fast, free Carbon car insurance quotes.

Cheapest Carbon, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carbon, TX car insurance rates? Every Carbon, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carbon, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,395 $3,443 $3,353 $3,353 $8,801 $10,692 $4,224 $4,436
American Family $2,961 $3,244 $2,589 $2,924 $6,675 $8,857 $4,034 $4,591
GEICO $2,082 $2,225 $1,979 $2,206 $4,413 $4,611 $2,248 $2,262
Nationwide $2,569 $2,613 $2,267 $2,402 $7,325 $9,412 $3,021 $3,271
Progressive $2,351 $2,238 $2,075 $2,128 $9,425 $10,462 $2,774 $2,813
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

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Minimum Car Insurance in Carbon, TX

Every driver must carry the minimum car insurance in Carbon, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Carbon, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Carbon, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carbon, TX. Compare credit history car insurance rates in Carbon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carbon, Texas

Insurance Company Poor Fair Good
Allstate $6,625 $4,858 $4,153
American Family $6,343 $3,802 $3,308
GEICO $4,230 $2,410 $1,619
Nationwide $4,938 $3,958 $3,434
Progressive $4,847 $4,159 $3,844
State Farm $3,680 $2,290 $1,825
USAA $3,258 $1,865 $1,496

Cheapest Carbon, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carbon, TX to rates for a clean record with top companies.

Annual Carbon, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,104 $6,185 $6,455 $4,104
American Family $4,114 $5,168 $4,541 $4,114
GEICO $2,342 $3,056 $2,600 $3,014
Nationwide $3,562 $3,562 $5,289 $4,026
Progressive $3,742 $4,798 $4,372 $4,221
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,655 $2,422 $2,849 $1,899

Cheapest Carbon, TX Car Insurance for Teen Drivers

Teen car insurance in Carbon, TX can be expensive. Take a look at rates from the top car insurance companies in Carbon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carbon, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,801 $10,692
American Family $6,675 $8,857
GEICO $4,413 $4,611
Nationwide $7,325 $9,412
Progressive $9,425 $10,462
State Farm $4,319 $5,493
USAA $3,881 $4,251

Cheapest Carbon, TX Car Insurance for Seniors

Take a look at Carbon, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carbon, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,353 $3,353
American Family $2,589 $2,924
GEICO $1,979 $2,206
Nationwide $2,267 $2,402
Progressive $2,075 $2,128
State Farm $1,629 $1,629
USAA $1,355 $1,354

Cheapest Carbon, TX Car Insurance Rates After a DUI

A DUI in Carbon, TX increases car insurance rates. Compare Carbon, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carbon, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,455
American Family $4,541
GEICO $2,600
Nationwide $5,289
Progressive $4,372
State Farm $3,111
USAA $2,849

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Cheapest Carbon, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carbon, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carbon, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,094 $5,330
American Family $4,484 $4,484
GEICO $2,700 $2,807
Nationwide $4,110 $4,110
Progressive $4,283 $4,283
State Farm $2,598 $2,598
USAA $2,178 $2,234

The Best Cheap Car Insurance Companies in Carbon, TX

Take a look at a side-by-side comparison of the top car insurance companies in Carbon, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carbon, Texas

Insurance Company Average Annual Rates
Allstate $5,212
American Family $4,484
GEICO $2,753
Nationwide $4,110
Progressive $4,283
State Farm $2,598
USAA $2,206

Category Winners: Cheapest Car Insurance in Carbon, Texas

Find the cheapest car insurance companies in Carbon, TX for each category right here.

Best Annual Car Insurance Rates by Company in Carbon, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Carbon, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carbon car insurance rates. Find the cheapest Carbon, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carbon, Texas

Insurance Company Low Medium High
Allstate $5,128 $5,181 $5,327
American Family $4,277 $4,378 $4,798
GEICO $2,629 $2,724 $2,907
Nationwide $4,433 $3,933 $3,964
Progressive $4,101 $4,260 $4,490
State Farm $2,476 $2,592 $2,727
USAA $2,141 $2,199 $2,279

What affects car insurance rates in Carbon, Texas?

What factors can have an impact on Carbon, TX car insurance? There are several reasons why Carbon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carbon, Texas.

Commute Time in Carbon

The more time you spend in your car the higher the risk of an accident. The average commute length in Carbon, TX is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Carbon, TX

Ready to find affordable Carbon, Texas car insurance today? Enter your ZIP code for fast, free Carbon, TX car insurance quotes.

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