Compare Cardiff, AL Car Insurance Rates (2021)

Car insurance in Cardiff, AL averages $333 a month. Cardiff, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cardiff car insurance rates, compare quotes from the top car insurance companies in Cardiff, AL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Cardiff is USAA
  • Average car insurance rates in Cardiff, AL after a DUI are $4,546/year
  • Average car insurance rates in Cardiff, AL are $4,000/year

If you need to buy Cardiff, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Cardiff, AL is right here.

You’ll find Cardiff car insurance rates, the cheapest Cardiff, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Cardiff, Alabama car insurance rates to Auburn car insurance rates, Tuscaloosa car insurance rates, and Madison car insurance rates.

Ready to find affordable Cardiff, AL car insurance today? Enter your ZIP code for fast, free Cardiff car insurance quotes.

Cheapest Cardiff, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cardiff, AL car insurance rates? Every Cardiff, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cardiff, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,099 $1,992 $1,912 $1,946 $7,482 $8,037 $2,323 $2,366
Farmers $2,389 $2,367 $2,133 $2,267 $9,311 $9,575 $2,721 $2,829
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,227 $3,484 $2,636 $2,949 $12,097 $13,452 $3,438 $3,662
Nationwide $1,895 $1,918 $1,724 $1,785 $5,097 $6,570 $2,110 $2,362
Progressive $2,865 $2,685 $2,349 $2,516 $11,717 $13,056 $3,351 $3,549
State Farm $3,391 $3,391 $3,089 $3,089 $10,624 $13,270 $3,840 $4,449
Travelers $1,529 $1,550 $1,447 $1,438 $8,444 $13,271 $1,447 $1,637
USAA $1,377 $1,394 $1,284 $1,254 $4,153 $4,601 $1,796 $1,934

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Cardiff, AL

Every driver must carry the minimum car insurance in Cardiff, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Cardiff, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cardiff, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cardiff, AL. Compare credit history car insurance rates in Cardiff from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cardiff, Alabama

Insurance Company Poor Fair Good
Allstate $4,340 $3,421 $2,798
Farmers $4,704 $4,053 $3,840
GEICO $3,504 $2,500 $2,262
Liberty Mutual $8,041 $4,940 $3,873
Nationwide $3,541 $2,761 $2,496
Progressive $5,940 $5,090 $4,753
State Farm $9,157 $4,630 $3,142
Travelers $4,188 $3,639 $3,709
USAA $2,991 $1,945 $1,736

Cheapest Cardiff, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cardiff, AL to rates for a clean record with top companies.

Annual Cardiff, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,977 $3,519 $4,204 $3,378
Farmers $3,528 $4,573 $4,460 $4,235
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,400 $6,144 $5,993 $5,936
Nationwide $2,562 $2,562 $3,744 $2,863
Progressive $4,755 $5,976 $5,094 $5,218
State Farm $5,069 $6,345 $5,579 $5,579
Travelers $3,198 $3,354 $4,938 $3,893
USAA $1,709 $2,149 $3,191 $1,848

Cheapest Cardiff, AL Car Insurance for Teen Drivers

Teen car insurance in Cardiff, AL can be expensive. Take a look at rates from the top car insurance companies in Cardiff for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cardiff, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,482 $8,037
Farmers $9,311 $9,575
GEICO $5,204 $5,101
Liberty Mutual $12,097 $13,452
Nationwide $5,097 $6,570
Progressive $11,717 $13,056
State Farm $10,624 $13,270
Travelers $8,444 $13,271
USAA $4,153 $4,601

Cheapest Cardiff, AL Car Insurance for Seniors

Take a look at Cardiff, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cardiff, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,912 $1,946
Farmers $2,133 $2,267
GEICO $1,878 $1,947
Liberty Mutual $2,636 $2,949
Nationwide $1,724 $1,785
Progressive $2,349 $2,516
State Farm $3,089 $3,089
Travelers $1,447 $1,438
USAA $1,284 $1,254

Cheapest Cardiff, AL Car Insurance Rates After a DUI

A DUI in Cardiff, AL increases car insurance rates. Compare Cardiff, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cardiff, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,204
Farmers $4,460
GEICO $3,711
Liberty Mutual $5,993
Nationwide $3,744
Progressive $5,094
State Farm $5,579
Travelers $4,938
USAA $3,191

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cardiff, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cardiff, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cardiff, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,520 $3,520
Farmers $4,199 $4,199
GEICO $2,707 $2,804
Liberty Mutual $5,618 $5,618
Nationwide $2,933 $2,933
Progressive $5,261 $5,261
State Farm $5,506 $5,780
Travelers $3,845 $3,845
USAA $2,122 $2,326

The Best Cheap Car Insurance Companies in Cardiff, AL

Take a look at a side-by-side comparison of the top car insurance companies in Cardiff, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cardiff, Alabama

Insurance Company Average Annual Rates
Allstate $3,520
Farmers $4,199
GEICO $2,755
Liberty Mutual $5,618
Nationwide $2,933
Progressive $5,261
State Farm $5,643
Travelers $3,845
USAA $2,224

Category Winners: Cheapest Car Insurance in Cardiff, Alabama

Find the cheapest car insurance companies in Cardiff, AL for each category right here.

Best Annual Car Insurance Rates by Company in Cardiff, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cardiff, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cardiff car insurance rates. Find the cheapest Cardiff, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cardiff, Alabama

Insurance Company Low Medium High
Allstate $3,380 $3,512 $3,667
Farmers $3,968 $4,146 $4,483
GEICO $2,531 $2,743 $2,993
Liberty Mutual $5,364 $5,592 $5,899
Nationwide $2,923 $2,907 $2,969
Progressive $4,735 $5,229 $5,818
State Farm $5,324 $5,637 $5,967
Travelers $3,659 $3,921 $3,956
USAA $2,147 $2,213 $2,312

What affects car insurance rates in Cardiff, Alabama?

What factors can have an impact on Cardiff, AL car insurance? There are several reasons why Cardiff car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cardiff, Alabama.

Commute Time in Cardiff

The more time you spend in your car the higher the risk of an accident. The average commute length in Cardiff, AL is 34.2 minutes according to City-Data.

Traffic in Cardiff

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cardiff, AL traffic data from INRIX ranks Cardiff as the 97th-most congested in the world.

Compare Car Insurance Quotes in Cardiff, AL

Ready to find affordable Cardiff, Alabama car insurance today? Enter your ZIP code for fast, free Cardiff, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State