Compare Cardiff By The Sea, CA Car Insurance Rates (2021)

Car insurance in Cardiff By The Sea, CA averages $282 a month. Cardiff By The Sea, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Cardiff By The Sea car insurance rates, compare quotes from the top car insurance companies in Cardiff By The Sea, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cardiff By The Sea, CA after a DUI are $4,757/year
  • The cheapest car insurance company in Cardiff By The Sea is Progressive
  • Average car insurance rates in Cardiff By The Sea, CA are $3,387/year

If you need to buy Cardiff By The Sea, California car insurance, the options can be confusing. Everything you need to know about car insurance in Cardiff By The Sea, CA is right here.

You’ll find Cardiff By The Sea car insurance rates, the cheapest Cardiff By The Sea, CA car insurance companies, and information on California car insurance laws. You can also compare Cardiff By The Sea, California car insurance rates to Oakland car insurance rates, San Francisco car insurance rates, and San Jose car insurance rates.

Ready to find affordable Cardiff By The Sea, CA car insurance today? Enter your ZIP code for fast, free Cardiff By The Sea car insurance quotes.

Cheapest Cardiff By The Sea, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cardiff By The Sea, CA car insurance rates? Every Cardiff By The Sea, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cardiff By The Sea, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,657 $2,657 $1,948 $1,964 $7,438 $9,357 $3,400 $3,728
Farmers $2,429 $2,429 $2,198 $2,198 $7,721 $12,574 $2,876 $3,201
GEICO $1,638 $1,638 $1,540 $1,540 $4,991 $5,070 $2,353 $2,402
Liberty Mutual $2,195 $2,073 $2,048 $1,982 $4,774 $5,102 $2,467 $2,494
Nationwide $2,830 $2,700 $2,491 $2,346 $7,218 $7,964 $3,378 $3,328
Progressive $1,618 $1,666 $1,387 $1,641 $4,351 $5,236 $2,336 $2,512
State Farm $3,221 $3,221 $2,878 $2,878 $5,967 $7,413 $3,567 $3,676
Travelers $2,236 $2,160 $1,987 $1,967 $4,665 $5,269 $2,893 $2,827
USAA $1,876 $1,777 $1,829 $1,836 $4,279 $4,304 $2,592 $2,449

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Minimum Car Insurance in Cardiff By The Sea, CA

Every driver must carry the minimum car insurance in Cardiff By The Sea, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Cardiff By The Sea, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Cardiff By The Sea, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cardiff By The Sea, CA to rates for a clean record with top companies.

Annual Cardiff By The Sea, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,502 $4,204 $6,587 $3,281
Farmers $3,300 $4,486 $5,577 $4,451
GEICO $1,849 $2,862 $3,582 $2,293
Liberty Mutual $2,511 $3,362 $3,035 $2,660
Nationwide $2,817 $3,610 $6,090 $3,610
Progressive $1,697 $2,888 $3,347 $2,443
State Farm $2,930 $3,493 $6,588 $3,399
Travelers $2,006 $3,268 $3,774 $2,954
USAA $1,740 $2,592 $4,234 $1,906

Cheapest Cardiff By The Sea, CA Car Insurance for Teen Drivers

Teen car insurance in Cardiff By The Sea, CA can be expensive. Take a look at rates from the top car insurance companies in Cardiff By The Sea for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cardiff By The Sea, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,438 $9,357
Farmers $7,721 $12,574
GEICO $4,991 $5,070
Liberty Mutual $4,774 $5,102
Nationwide $7,218 $7,964
Progressive $4,351 $5,236
State Farm $5,967 $7,413
Travelers $4,665 $5,269
USAA $4,279 $4,304

Cheapest Cardiff By The Sea, CA Car Insurance for Seniors

Take a look at Cardiff By The Sea, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cardiff By The Sea, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,948 $1,964
Farmers $2,198 $2,198
GEICO $1,540 $1,540
Liberty Mutual $2,048 $1,982
Nationwide $2,491 $2,346
Progressive $1,387 $1,641
State Farm $2,878 $2,878
Travelers $1,987 $1,967
USAA $1,829 $1,836

Cheapest Cardiff By The Sea, CA Car Insurance Rates After a DUI

A DUI in Cardiff By The Sea, CA increases car insurance rates. Compare Cardiff By The Sea, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cardiff By The Sea, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,587
Farmers $5,577
GEICO $3,582
Liberty Mutual $3,035
Nationwide $6,090
Progressive $3,347
State Farm $6,588
Travelers $3,774
USAA $4,234

Cheapest Cardiff By The Sea, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cardiff By The Sea, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cardiff By The Sea, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,741 $4,546
Farmers $4,040 $4,867
GEICO $2,404 $2,889
Liberty Mutual $2,656 $3,128
Nationwide $3,562 $4,502
Progressive $2,354 $2,833
State Farm $3,953 $4,252
Travelers $2,705 $3,296
USAA $2,413 $2,822

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The Best Cheap Car Insurance Companies in Cardiff By The Sea, CA

Take a look at a side-by-side comparison of the top car insurance companies in Cardiff By The Sea, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cardiff By The Sea, California

Insurance Company Average Annual Rates
Allstate $4,144
Farmers $4,453
GEICO $2,646
Liberty Mutual $2,892
Nationwide $4,032
Progressive $2,593
State Farm $4,103
Travelers $3,001
USAA $2,618

Category Winners: Cheapest Car Insurance in Cardiff By The Sea, California

Find the cheapest car insurance companies in Cardiff By The Sea, CA for each category right here.

Best Annual Car Insurance Rates by Company in Cardiff By The Sea, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Cardiff By The Sea, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cardiff By The Sea car insurance rates. Find the cheapest Cardiff By The Sea, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cardiff By The Sea, California

Insurance Company Low Medium High
Allstate $3,937 $4,178 $4,316
Farmers $4,119 $4,492 $4,750
GEICO $2,384 $2,678 $2,878
Liberty Mutual $2,687 $2,918 $3,070
Nationwide $3,595 $4,106 $4,395
Progressive $2,308 $2,676 $2,797
State Farm $3,662 $4,183 $4,463
Travelers $2,577 $3,092 $3,332
USAA $2,369 $2,670 $2,814

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Compare Car Insurance Quotes in Cardiff By The Sea, CA

Ready to find affordable Cardiff By The Sea, California car insurance today? Enter your ZIP code for fast, free Cardiff By The Sea, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State