Compare Cardinal, VA Car Insurance Rates (2021)

Car insurance in Cardinal, VA averages $182 a month. Cardinal, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cardinal car insurance rates, compare quotes from the top car insurance companies in Cardinal, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cardinal for teen drivers is GEICO
  • The cheapest car insurance company in Cardinal is GEICO
  • Average car insurance rates in Cardinal, VA after a DUI are $2,578/year

If you need to buy Cardinal, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Cardinal, VA is right here.

You’ll find Cardinal car insurance rates, the cheapest Cardinal, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Cardinal, Virginia car insurance rates to Alexandria car insurance rates, Virginia Beach car insurance rates, and Norfolk car insurance rates.

Ready to find affordable Cardinal, VA car insurance today? Enter your ZIP code for fast, free Cardinal car insurance quotes.

Cheapest Cardinal, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cardinal, VA car insurance rates? Every Cardinal, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cardinal, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,951 $1,843 $1,943 $1,943 $6,004 $6,879 $2,533 $2,534
GEICO $1,306 $1,299 $1,241 $1,241 $2,816 $3,756 $1,518 $1,495
Nationwide $1,362 $1,372 $1,210 $1,244 $3,198 $4,128 $1,500 $1,635
Progressive $1,125 $1,070 $1,019 $1,022 $5,094 $5,716 $1,357 $1,383
State Farm $1,287 $1,287 $1,151 $1,151 $3,710 $4,679 $1,451 $1,658
USAA $1,120 $1,109 $1,034 $1,052 $3,350 $4,005 $1,451 $1,603

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Minimum Car Insurance in Cardinal, VA

Every driver must carry the minimum car insurance in Cardinal, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Cardinal, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Cardinal, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cardinal, VA. Compare credit history car insurance rates in Cardinal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cardinal, Virginia

Insurance Company Poor Fair Good
Allstate $3,907 $3,117 $2,587
GEICO $2,037 $1,732 $1,732
Nationwide $2,314 $1,862 $1,692
Progressive $2,479 $2,167 $2,024
State Farm $2,909 $1,805 $1,426
USAA $2,469 $1,674 $1,378

Cheapest Cardinal, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cardinal, VA to rates for a clean record with top companies.

Annual Cardinal, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,404 $3,835 $3,486 $3,090
GEICO $1,397 $1,808 $2,734 $1,397
Nationwide $1,702 $1,702 $2,491 $1,930
Progressive $1,904 $2,513 $2,265 $2,211
State Farm $1,879 $2,214 $2,047 $2,047
USAA $1,430 $1,844 $2,445 $1,643

Cheapest Cardinal, VA Car Insurance for Teen Drivers

Teen car insurance in Cardinal, VA can be expensive. Take a look at rates from the top car insurance companies in Cardinal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cardinal, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,004 $6,879
GEICO $2,816 $3,756
Nationwide $3,198 $4,128
Progressive $5,094 $5,716
State Farm $3,710 $4,679
USAA $3,350 $4,005

Cheapest Cardinal, VA Car Insurance for Seniors

Take a look at Cardinal, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cardinal, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,943 $1,943
GEICO $1,241 $1,241
Nationwide $1,210 $1,244
Progressive $1,019 $1,022
State Farm $1,151 $1,151
USAA $1,034 $1,052

Cheapest Cardinal, VA Car Insurance Rates After a DUI

A DUI in Cardinal, VA increases car insurance rates. Compare Cardinal, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cardinal, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,486
GEICO $2,734
Nationwide $2,491
Progressive $2,265
State Farm $2,047
USAA $2,445

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Cheapest Cardinal, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cardinal, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cardinal, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,104 $3,303
GEICO $1,800 $1,868
Nationwide $1,956 $1,956
Progressive $2,223 $2,223
State Farm $1,996 $2,097
USAA $1,772 $1,909

The Best Cheap Car Insurance Companies in Cardinal, VA

Take a look at a side-by-side comparison of the top car insurance companies in Cardinal, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cardinal, Virginia

Insurance Company Average Annual Rates
Allstate $3,204
GEICO $1,834
Nationwide $1,956
Progressive $2,223
State Farm $2,047
USAA $1,841

Category Winners: Cheapest Car Insurance in Cardinal, Virginia

Find the cheapest car insurance companies in Cardinal, VA for each category right here.

Best Annual Car Insurance Rates by Company in Cardinal, Virginia

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Cardinal, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cardinal car insurance rates. Find the cheapest Cardinal, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cardinal, Virginia

Insurance Company Low Medium High
Allstate $3,087 $3,204 $3,320
GEICO $1,758 $1,832 $1,912
Nationwide $2,043 $1,938 $1,887
Progressive $2,119 $2,196 $2,354
State Farm $1,930 $2,043 $2,167
USAA $1,771 $1,844 $1,907

Compare Car Insurance Quotes in Cardinal, VA

Ready to find affordable Cardinal, Virginia car insurance today? Enter your ZIP code for fast, free Cardinal, VA car insurance quotes.

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