Compare Carlos, MN Car Insurance Rates (2021)

Car insurance in Carlos, MN averages $355 a month. Carlos, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Carlos car insurance rates, compare quotes from the top car insurance companies in Carlos, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Carlos for teen drivers is State Farm
  • The cheapest car insurance company in Carlos is State Farm
  • Average car insurance rates in Carlos, MN are $4,254/year

If you need to buy Carlos, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Carlos, MN is right here.

You’ll find Carlos car insurance rates, the cheapest Carlos, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Carlos, Minnesota car insurance rates to Plymouth car insurance rates, Minneapolis car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Carlos, MN car insurance today? Enter your ZIP code for fast, free Carlos car insurance quotes.

Cheapest Carlos, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carlos, MN car insurance rates? Every Carlos, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carlos, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,913 $2,913 $2,796 $2,796 $6,581 $9,534 $3,546 $3,723
American Family $2,076 $2,076 $1,882 $1,882 $5,598 $8,132 $2,076 $2,345
Farmers $1,833 $1,832 $1,764 $1,865 $5,276 $5,335 $2,404 $2,381
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,749 $1,755 $1,560 $1,652 $4,476 $5,428 $2,054 $2,134
State Farm $1,402 $1,402 $1,250 $1,250 $3,036 $3,737 $1,623 $1,340
USAA $1,888 $1,879 $1,714 $1,718 $5,034 $5,536 $2,472 $2,637

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Minimum Car Insurance in Carlos, MN

Every driver must carry the minimum car insurance in Carlos, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Carlos, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Carlos, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carlos, MN. Compare credit history car insurance rates in Carlos from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carlos, Minnesota

Insurance Company Poor Fair Good
Allstate $6,400 $3,452 $3,199
American Family $4,428 $2,960 $2,387
Farmers $3,526 $2,575 $2,408
GEICO $4,314 $3,524 $2,938
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,089 $2,498 $2,216
State Farm $2,741 $1,676 $1,223
USAA $4,511 $2,179 $1,889

Cheapest Carlos, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carlos, MN to rates for a clean record with top companies.

Annual Carlos, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,213 $4,583 $5,444 $4,161
American Family $2,181 $3,979 $4,400 $2,473
Farmers $2,429 $3,056 $3,096 $2,765
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,073 $2,738 $3,144 $2,450
State Farm $1,728 $2,032 $1,880 $1,880
USAA $2,124 $2,703 $4,082 $2,529

Cheapest Carlos, MN Car Insurance for Teen Drivers

Teen car insurance in Carlos, MN can be expensive. Take a look at rates from the top car insurance companies in Carlos for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carlos, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,581 $9,534
American Family $5,598 $8,132
Farmers $5,276 $5,335
GEICO $5,625 $7,173
Liberty Mutual $17,660 $26,524
Nationwide $4,476 $5,428
State Farm $3,036 $3,737
USAA $5,034 $5,536

Cheapest Carlos, MN Car Insurance for Seniors

Take a look at Carlos, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carlos, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,796 $2,796
American Family $1,882 $1,882
Farmers $1,764 $1,865
GEICO $2,639 $2,565
Liberty Mutual $8,863 $8,863
Nationwide $1,560 $1,652
State Farm $1,250 $1,250
USAA $1,714 $1,718

Cheapest Carlos, MN Car Insurance Rates After a DUI

A DUI in Carlos, MN increases car insurance rates. Compare Carlos, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carlos, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,444
American Family $4,400
Farmers $3,096
GEICO $5,666
Liberty Mutual $18,523
Nationwide $3,144
State Farm $1,880
USAA $4,082

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Cheapest Carlos, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carlos, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carlos, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,350 $4,350
American Family $3,220 $3,296
Farmers $2,836 $2,836
GEICO $3,546 $3,638
Liberty Mutual $12,283 $13,028
Nationwide $2,601 $2,601
State Farm $1,829 $1,931
USAA $2,822 $2,897

The Best Cheap Car Insurance Companies in Carlos, MN

Take a look at a side-by-side comparison of the top car insurance companies in Carlos, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carlos, Minnesota

Insurance Company Average Annual Rates
Allstate $4,350
American Family $3,258
Farmers $2,836
GEICO $3,592
Liberty Mutual $12,656
Nationwide $2,601
State Farm $1,880
USAA $2,860

Category Winners: Cheapest Car Insurance in Carlos, Minnesota

Find the cheapest car insurance companies in Carlos, MN for each category right here.

Best Annual Car Insurance Rates by Company in Carlos, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Carlos, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carlos car insurance rates. Find the cheapest Carlos, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carlos, Minnesota

Insurance Company Low Medium High
Allstate $4,295 $4,346 $4,410
American Family $3,253 $3,349 $3,173
Farmers $2,736 $2,848 $2,925
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,458 $2,619 $2,726
State Farm $1,805 $1,886 $1,949
USAA $2,782 $2,857 $2,940

What affects car insurance rates in Carlos, Minnesota?

What factors can have an impact on Carlos, MN car insurance? There are several reasons why Carlos car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carlos, Minnesota.

Commute Time in Carlos

The more time you spend in your car the higher the risk of an accident. The average commute length in Carlos, MN is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Carlos, MN

Ready to find affordable Carlos, Minnesota car insurance today? Enter your ZIP code for fast, free Carlos, MN car insurance quotes.

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