Compare Carmel Valley Village, CA Car Insurance Rates (2021)

Car insurance in Carmel Valley Village, CA averages $262 a month. Carmel Valley Village, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Carmel Valley Village car insurance rates, compare quotes from the top car insurance companies in Carmel Valley Village, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Carmel Valley Village for teen drivers is Progressive
  • Average car insurance rates in Carmel Valley Village, CA are $3,139/year
  • Average car insurance rates in Carmel Valley Village, CA after a DUI are $4,423/year

If you need to buy Carmel Valley Village, California car insurance, the options can be confusing. Everything you need to know about car insurance in Carmel Valley Village, CA is right here.

You’ll find Carmel Valley Village car insurance rates, the cheapest Carmel Valley Village, CA car insurance companies, and information on California car insurance laws. You can also compare Carmel Valley Village, California car insurance rates to Fresno car insurance rates, San Diego car insurance rates, and Oakland car insurance rates.

Ready to find affordable Carmel Valley Village, CA car insurance today? Enter your ZIP code for fast, free Carmel Valley Village car insurance quotes.

Cheapest Carmel Valley Village, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carmel Valley Village, CA car insurance rates? Every Carmel Valley Village, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carmel Valley Village, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,311 $2,325 $1,688 $1,718 $6,316 $7,970 $3,000 $3,344
Farmers $2,073 $2,073 $1,862 $1,862 $6,565 $10,793 $2,451 $2,726
GEICO $1,657 $1,658 $1,558 $1,558 $5,050 $5,144 $2,381 $2,437
Liberty Mutual $1,974 $1,870 $1,837 $1,780 $4,302 $4,575 $2,224 $2,243
Nationwide $2,658 $2,538 $2,328 $2,196 $6,736 $7,428 $3,171 $3,134
Progressive $1,481 $1,527 $1,244 $1,483 $3,878 $4,699 $2,117 $2,280
State Farm $2,998 $2,998 $2,678 $2,678 $5,506 $6,821 $3,320 $3,425
Travelers $2,116 $2,051 $1,877 $1,858 $4,310 $4,928 $2,736 $2,679
USAA $2,029 $1,923 $1,972 $1,980 $4,718 $4,717 $2,793 $2,642

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Minimum Car Insurance in Carmel Valley Village, CA

Every driver must carry the minimum car insurance in Carmel Valley Village, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Carmel Valley Village, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Carmel Valley Village, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carmel Valley Village, CA to rates for a clean record with top companies.

Annual Carmel Valley Village, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,160 $3,654 $5,688 $2,835
Farmers $2,807 $3,825 $4,771 $3,799
GEICO $1,874 $2,894 $3,629 $2,325
Liberty Mutual $2,257 $3,024 $2,729 $2,392
Nationwide $2,639 $3,379 $5,700 $3,379
Progressive $1,540 $2,594 $3,009 $2,211
State Farm $2,713 $3,236 $6,115 $3,149
Travelers $1,902 $3,057 $3,550 $2,769
USAA $1,888 $2,815 $4,614 $2,069

Cheapest Carmel Valley Village, CA Car Insurance for Teen Drivers

Teen car insurance in Carmel Valley Village, CA can be expensive. Take a look at rates from the top car insurance companies in Carmel Valley Village for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carmel Valley Village, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,316 $7,970
Farmers $6,565 $10,793
GEICO $5,050 $5,144
Liberty Mutual $4,302 $4,575
Nationwide $6,736 $7,428
Progressive $3,878 $4,699
State Farm $5,506 $6,821
Travelers $4,310 $4,928
USAA $4,718 $4,717

Cheapest Carmel Valley Village, CA Car Insurance for Seniors

Take a look at Carmel Valley Village, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carmel Valley Village, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,688 $1,718
Farmers $1,862 $1,862
GEICO $1,558 $1,558
Liberty Mutual $1,837 $1,780
Nationwide $2,328 $2,196
Progressive $1,244 $1,483
State Farm $2,678 $2,678
Travelers $1,877 $1,858
USAA $1,972 $1,980

Cheapest Carmel Valley Village, CA Car Insurance Rates After a DUI

A DUI in Carmel Valley Village, CA increases car insurance rates. Compare Carmel Valley Village, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carmel Valley Village, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,688
Farmers $4,771
GEICO $3,629
Liberty Mutual $2,729
Nationwide $5,700
Progressive $3,009
State Farm $6,115
Travelers $3,550
USAA $4,614

Cheapest Carmel Valley Village, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carmel Valley Village, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carmel Valley Village, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,240 $3,928
Farmers $3,450 $4,152
GEICO $2,435 $2,926
Liberty Mutual $2,389 $2,813
Nationwide $3,336 $4,212
Progressive $2,124 $2,553
State Farm $3,666 $3,940
Travelers $2,542 $3,097
USAA $2,618 $3,075

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The Best Cheap Car Insurance Companies in Carmel Valley Village, CA

Take a look at a side-by-side comparison of the top car insurance companies in Carmel Valley Village, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carmel Valley Village, California

Insurance Company Average Annual Rates
Allstate $3,584
Farmers $3,801
GEICO $2,681
Liberty Mutual $2,601
Nationwide $3,774
Progressive $2,339
State Farm $3,803
Travelers $2,819
USAA $2,847

Category Winners: Cheapest Car Insurance in Carmel Valley Village, California

Find the cheapest car insurance companies in Carmel Valley Village, CA for each category right here.

Best Annual Car Insurance Rates by Company in Carmel Valley Village, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Carmel Valley Village, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carmel Valley Village car insurance rates. Find the cheapest Carmel Valley Village, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carmel Valley Village, California

Insurance Company Low Medium High
Allstate $3,436 $3,609 $3,707
Farmers $3,554 $3,825 $4,022
GEICO $2,446 $2,709 $2,887
Liberty Mutual $2,432 $2,622 $2,748
Nationwide $3,406 $3,841 $4,074
Progressive $2,140 $2,399 $2,476
State Farm $3,457 $3,863 $4,089
Travelers $2,471 $2,894 $3,093
USAA $2,542 $2,909 $3,089

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What affects car insurance rates in Carmel Valley Village, California?

What factors can have an impact on Carmel Valley Village, CA car insurance? There are several reasons why Carmel Valley Village car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carmel Valley Village, California.

Commute Time in Carmel Valley Village

The more time you spend in your car the higher the risk of an accident. The average commute length in Carmel Valley Village, CA is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Carmel Valley Village, CA

Ready to find affordable Carmel Valley Village, California car insurance today? Enter your ZIP code for fast, free Carmel Valley Village, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State