Compare Carmen, OK Car Insurance Rates (2021)

Car insurance in Carmen, OK averages $324 a month. Carmen, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Carmen car insurance rates, compare quotes from the top car insurance companies in Carmen, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Carmen, OK after a DUI are $4,363/year
  • Average car insurance rates in Carmen, OK are $3,883/year
  • The cheapest car insurance company in Carmen is State Farm

If you need to buy Carmen, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Carmen, OK is right here.

You’ll find Carmen car insurance rates, the cheapest Carmen, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Carmen, Oklahoma car insurance rates to Norman car insurance rates, Lawton car insurance rates, and Broken Arrow car insurance rates.

Ready to find affordable Carmen, OK car insurance today? Enter your ZIP code for fast, free Carmen car insurance quotes.

Cheapest Carmen, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carmen, OK car insurance rates? Every Carmen, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carmen, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,241 $2,033 $2,137 $6,613 $7,716 $2,417 $2,557
Farmers $2,387 $2,379 $2,150 $2,255 $8,575 $8,819 $2,701 $2,848
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,204 $4,437 $3,698 $4,016 $11,115 $12,180 $4,371 $4,524
Progressive $2,647 $2,522 $2,177 $2,303 $10,399 $11,665 $3,097 $3,246
State Farm $1,815 $1,815 $1,588 $1,588 $4,370 $5,529 $1,898 $2,125
USAA $1,837 $1,859 $1,742 $1,784 $5,760 $6,484 $2,387 $2,651

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Minimum Car Insurance in Carmen, OK

Every driver must carry the minimum car insurance in Carmen, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Carmen, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Carmen, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carmen, OK. Compare credit history car insurance rates in Carmen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carmen, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,318 $3,270 $2,888
Farmers $4,628 $3,798 $3,617
GEICO $3,852 $3,199 $2,545
Liberty Mutual $8,726 $5,307 $4,171
Progressive $5,409 $4,595 $4,268
State Farm $3,600 $2,311 $1,863
USAA $4,582 $2,570 $2,038

Cheapest Carmen, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carmen, OK to rates for a clean record with top companies.

Annual Carmen, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,533 $4,035 $3,379
Farmers $3,402 $4,338 $4,233 $4,084
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,111 $6,811 $7,713 $5,637
Progressive $3,707 $6,875 $4,092 $4,354
State Farm $2,421 $2,761 $2,591 $2,591
USAA $2,266 $3,225 $3,979 $2,783

Cheapest Carmen, OK Car Insurance for Teen Drivers

Teen car insurance in Carmen, OK can be expensive. Take a look at rates from the top car insurance companies in Carmen for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carmen, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,613 $7,716
Farmers $8,575 $8,819
GEICO $6,078 $6,489
Liberty Mutual $11,115 $12,180
Progressive $10,399 $11,665
State Farm $4,370 $5,529
USAA $5,760 $6,484

Cheapest Carmen, OK Car Insurance for Seniors

Take a look at Carmen, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carmen, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,137
Farmers $2,150 $2,255
GEICO $2,260 $2,500
Liberty Mutual $3,698 $4,016
Progressive $2,177 $2,303
State Farm $1,588 $1,588
USAA $1,742 $1,784

Cheapest Carmen, OK Car Insurance Rates After a DUI

A DUI in Carmen, OK increases car insurance rates. Compare Carmen, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carmen, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
Farmers $4,233
GEICO $3,899
Liberty Mutual $7,713
Progressive $4,092
State Farm $2,591
USAA $3,979

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Cheapest Carmen, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carmen, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carmen, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,492 $3,492
Farmers $4,014 $4,014
GEICO $3,136 $3,262
Liberty Mutual $6,068 $6,068
Progressive $4,757 $4,757
State Farm $2,547 $2,635
USAA $3,026 $3,100

The Best Cheap Car Insurance Companies in Carmen, OK

Take a look at a side-by-side comparison of the top car insurance companies in Carmen, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carmen, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,492
Farmers $4,014
GEICO $3,199
Liberty Mutual $6,068
Progressive $4,757
State Farm $2,591
USAA $3,063

Category Winners: Cheapest Car Insurance in Carmen, Oklahoma

Find the cheapest car insurance companies in Carmen, OK for each category right here.

Best Annual Car Insurance Rates by Company in Carmen, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Carmen, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carmen car insurance rates. Find the cheapest Carmen, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carmen, Oklahoma

Insurance Company Low Medium High
Allstate $3,289 $3,479 $3,708
Farmers $3,870 $3,977 $4,195
GEICO $3,008 $3,199 $3,389
Liberty Mutual $5,771 $6,046 $6,386
Progressive $4,412 $4,726 $5,134
State Farm $2,443 $2,571 $2,759
USAA $2,975 $3,057 $3,157

What affects car insurance rates in Carmen, Oklahoma?

What factors can have an impact on Carmen, OK car insurance? There are several reasons why Carmen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carmen, Oklahoma.

Commute Time in Carmen

The more time you spend in your car the higher the risk of an accident. The average commute length in Carmen, OK is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Carmen, OK

Ready to find affordable Carmen, Oklahoma car insurance today? Enter your ZIP code for fast, free Carmen, OK car insurance quotes.

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Average Monthly Car Insurance Rates by State