Compare Caroline, WI Car Insurance Rates (2021)

Car insurance in Caroline, WI averages $247 a month. Caroline, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Caroline car insurance rates, compare quotes from the top car insurance companies in Caroline, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Caroline for teen drivers is American Family
  • Average car insurance rates in Caroline, WI after a DUI are $3,277/year
  • The cheapest car insurance company in Caroline is American Family

If you need to buy Caroline, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Caroline, WI is right here.

You’ll find Caroline car insurance rates, the cheapest Caroline, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Caroline, Wisconsin car insurance rates to Milwaukee car insurance rates, Janesville car insurance rates, and Waukesha car insurance rates.

Ready to find affordable Caroline, WI car insurance today? Enter your ZIP code for fast, free Caroline car insurance quotes.

Cheapest Caroline, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Caroline, WI car insurance rates? Every Caroline, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Caroline, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,385 $2,533 $2,180 $2,423 $7,148 $9,209 $2,446 $2,661
American Family $958 $1,003 $897 $908 $2,672 $2,952 $1,124 $1,198
Farmers $1,855 $1,862 $1,649 $1,739 $8,478 $8,801 $2,099 $2,207
GEICO $1,434 $1,572 $1,460 $1,656 $4,657 $5,023 $1,329 $1,380
Liberty Mutual $1,873 $2,048 $1,514 $1,723 $6,228 $6,993 $1,991 $2,162
Nationwide $3,456 $3,639 $2,862 $3,017 $7,066 $10,832 $4,205 $4,994
Progressive $1,897 $1,836 $1,553 $1,602 $6,609 $7,499 $2,280 $2,461
State Farm $1,427 $1,427 $1,247 $1,247 $3,739 $4,770 $1,602 $1,808
USAA $1,310 $1,307 $1,186 $1,206 $3,343 $3,879 $1,699 $1,863

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Minimum Car Insurance in Caroline, WI

Every driver must carry the minimum car insurance in Caroline, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Caroline, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Caroline, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Caroline, WI. Compare credit history car insurance rates in Caroline from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Caroline, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,094 $3,497 $3,028
American Family $1,961 $1,290 $1,140
Farmers $4,063 $3,421 $3,274
GEICO $3,040 $2,165 $1,737
Liberty Mutual $4,433 $2,666 $2,100
Nationwide $5,631 $4,698 $4,698
Progressive $3,702 $3,093 $2,857
State Farm $3,220 $1,848 $1,407
USAA $3,041 $1,602 $1,279

Cheapest Caroline, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Caroline, WI to rates for a clean record with top companies.

Annual Caroline, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,210 $4,354 $4,029 $3,898
American Family $1,401 $1,485 $1,485 $1,485
Farmers $3,127 $3,933 $3,739 $3,546
GEICO $1,618 $2,595 $2,922 $2,120
Liberty Mutual $2,346 $3,328 $3,459 $3,132
Nationwide $4,235 $4,899 $6,003 $4,899
Progressive $2,958 $3,539 $3,059 $3,312
State Farm $2,007 $2,310 $2,159 $2,159
USAA $1,547 $1,949 $2,637 $1,764

Cheapest Caroline, WI Car Insurance for Teen Drivers

Teen car insurance in Caroline, WI can be expensive. Take a look at rates from the top car insurance companies in Caroline for teenagers.

Annual Car Insurance Rates for Teen Drivers in Caroline, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,148 $9,209
American Family $2,672 $2,952
Farmers $8,478 $8,801
GEICO $4,657 $5,023
Liberty Mutual $6,228 $6,993
Nationwide $7,066 $10,832
Progressive $6,609 $7,499
State Farm $3,739 $4,770
USAA $3,343 $3,879

Cheapest Caroline, WI Car Insurance for Seniors

Take a look at Caroline, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Caroline, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,180 $2,423
American Family $897 $908
Farmers $1,649 $1,739
GEICO $1,460 $1,656
Liberty Mutual $1,514 $1,723
Nationwide $2,862 $3,017
Progressive $1,553 $1,602
State Farm $1,247 $1,247
USAA $1,186 $1,206

Cheapest Caroline, WI Car Insurance Rates After a DUI

A DUI in Caroline, WI increases car insurance rates. Compare Caroline, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Caroline, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,029
American Family $1,485
Farmers $3,739
GEICO $2,922
Liberty Mutual $3,459
Nationwide $6,003
Progressive $3,059
State Farm $2,159
USAA $2,637

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Cheapest Caroline, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Caroline, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Caroline, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,780 $3,966
American Family $1,439 $1,488
Farmers $3,586 $3,586
GEICO $2,263 $2,365
Liberty Mutual $3,067 $3,067
Nationwide $5,009 $5,009
Progressive $3,217 $3,217
State Farm $2,105 $2,212
USAA $1,949 $2,000

The Best Cheap Car Insurance Companies in Caroline, WI

Take a look at a side-by-side comparison of the top car insurance companies in Caroline, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Caroline, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,873
American Family $1,464
Farmers $3,586
GEICO $2,314
Liberty Mutual $3,067
Nationwide $5,009
Progressive $3,217
State Farm $2,159
USAA $1,974

Category Winners: Cheapest Car Insurance in Caroline, Wisconsin

Find the cheapest car insurance companies in Caroline, WI for each category right here.

Best Annual Car Insurance Rates by Company in Caroline, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Caroline, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Caroline car insurance rates. Find the cheapest Caroline, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Caroline, Wisconsin

Insurance Company Low Medium High
Allstate $3,711 $3,864 $4,045
American Family $1,447 $1,477 $1,468
Farmers $3,322 $3,558 $3,878
GEICO $2,180 $2,312 $2,451
Liberty Mutual $2,818 $3,093 $3,288
Nationwide $4,859 $5,007 $5,161
Progressive $3,057 $3,238 $3,357
State Farm $2,054 $2,164 $2,258
USAA $1,905 $1,976 $2,042

What affects car insurance rates in Caroline, Wisconsin?

What factors can have an impact on Caroline, WI car insurance? There are several reasons why Caroline car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Caroline, Wisconsin.

Commute Time in Caroline

The more time you spend in your car the higher the risk of an accident. The average commute length in Caroline, WI is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Caroline, WI

Ready to find affordable Caroline, Wisconsin car insurance today? Enter your ZIP code for fast, free Caroline, WI car insurance quotes.

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