Compare Carpinteria, CA Car Insurance Rates (2021)

Car insurance in Carpinteria, CA averages $262 a month. Carpinteria, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Carpinteria car insurance rates, compare quotes from the top car insurance companies in Carpinteria, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Carpinteria is USAA
  • The cheapest car insurance company in Carpinteria for teen drivers is USAA
  • Average car insurance rates in Carpinteria, CA are $3,139/year

If you need to buy Carpinteria, California car insurance, the options can be confusing. Everything you need to know about car insurance in Carpinteria, CA is right here.

You’ll find Carpinteria car insurance rates, the cheapest Carpinteria, CA car insurance companies, and information on California car insurance laws. You can also compare Carpinteria, California car insurance rates to San Diego car insurance rates, Sacramento car insurance rates, and Fresno car insurance rates.

Ready to find affordable Carpinteria, CA car insurance today? Enter your ZIP code for fast, free Carpinteria car insurance quotes.

Cheapest Carpinteria, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carpinteria, CA car insurance rates? Every Carpinteria, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carpinteria, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,548 $2,542 $1,865 $1,876 $7,074 $8,872 $3,236 $3,527
Farmers $1,848 $1,848 $1,683 $1,683 $5,897 $9,588 $2,192 $2,445
GEICO $1,572 $1,573 $1,479 $1,479 $4,777 $4,856 $2,257 $2,307
Liberty Mutual $2,027 $1,915 $1,892 $1,833 $4,419 $4,715 $2,279 $2,302
Nationwide $2,478 $2,366 $2,175 $2,051 $6,276 $6,919 $2,947 $2,911
Progressive $1,621 $1,667 $1,395 $1,647 $4,367 $5,242 $2,343 $2,516
State Farm $3,167 $3,167 $2,831 $2,831 $5,855 $7,255 $3,509 $3,619
Travelers $2,249 $2,175 $1,997 $1,976 $4,651 $5,302 $2,920 $2,852
USAA $1,815 $1,719 $1,770 $1,776 $4,158 $4,180 $2,510 $2,371

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Minimum Car Insurance in Carpinteria, CA

Every driver must carry the minimum car insurance in Carpinteria, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Carpinteria, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Carpinteria, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carpinteria, CA to rates for a clean record with top companies.

Annual Carpinteria, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,385 $3,991 $6,273 $3,120
Farmers $2,517 $3,424 $4,254 $3,396
GEICO $1,774 $2,739 $3,436 $2,201
Liberty Mutual $2,321 $3,107 $2,805 $2,459
Nationwide $2,460 $3,148 $5,305 $3,148
Progressive $1,700 $2,897 $3,353 $2,449
State Farm $2,877 $3,430 $6,472 $3,338
Travelers $2,019 $3,278 $3,800 $2,963
USAA $1,687 $2,512 $4,104 $1,847

Cheapest Carpinteria, CA Car Insurance for Teen Drivers

Teen car insurance in Carpinteria, CA can be expensive. Take a look at rates from the top car insurance companies in Carpinteria for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carpinteria, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,074 $8,872
Farmers $5,897 $9,588
GEICO $4,777 $4,856
Liberty Mutual $4,419 $4,715
Nationwide $6,276 $6,919
Progressive $4,367 $5,242
State Farm $5,855 $7,255
Travelers $4,651 $5,302
USAA $4,158 $4,180

Cheapest Carpinteria, CA Car Insurance for Seniors

Take a look at Carpinteria, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carpinteria, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,865 $1,876
Farmers $1,683 $1,683
GEICO $1,479 $1,479
Liberty Mutual $1,892 $1,833
Nationwide $2,175 $2,051
Progressive $1,395 $1,647
State Farm $2,831 $2,831
Travelers $1,997 $1,976
USAA $1,770 $1,776

Cheapest Carpinteria, CA Car Insurance Rates After a DUI

A DUI in Carpinteria, CA increases car insurance rates. Compare Carpinteria, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carpinteria, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,273
Farmers $4,254
GEICO $3,436
Liberty Mutual $2,805
Nationwide $5,305
Progressive $3,353
State Farm $6,472
Travelers $3,800
USAA $4,104

Cheapest Carpinteria, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carpinteria, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carpinteria, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,555 $4,330
Farmers $3,083 $3,713
GEICO $2,305 $2,770
Liberty Mutual $2,456 $2,890
Nationwide $3,106 $3,925
Progressive $2,359 $2,841
State Farm $3,884 $4,175
Travelers $2,716 $3,314
USAA $2,338 $2,737

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The Best Cheap Car Insurance Companies in Carpinteria, CA

Take a look at a side-by-side comparison of the top car insurance companies in Carpinteria, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carpinteria, California

Insurance Company Average Annual Rates
Allstate $3,943
Farmers $3,398
GEICO $2,538
Liberty Mutual $2,673
Nationwide $3,515
Progressive $2,600
State Farm $4,029
Travelers $3,015
USAA $2,537

Category Winners: Cheapest Car Insurance in Carpinteria, California

Find the cheapest car insurance companies in Carpinteria, CA for each category right here.

Best Annual Car Insurance Rates by Company in Carpinteria, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Carpinteria, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carpinteria car insurance rates. Find the cheapest Carpinteria, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carpinteria, California

Insurance Company Low Medium High
Allstate $3,714 $3,979 $4,135
Farmers $3,141 $3,428 $3,626
GEICO $2,292 $2,567 $2,753
Liberty Mutual $2,485 $2,698 $2,836
Nationwide $3,161 $3,574 $3,812
Progressive $2,298 $2,686 $2,815
State Farm $3,636 $4,099 $4,352
Travelers $2,624 $3,100 $3,322
USAA $2,298 $2,587 $2,727

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What affects car insurance rates in Carpinteria, California?

What factors can have an impact on Carpinteria, CA car insurance? There are several reasons why Carpinteria car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carpinteria, California.

Car Theft in Carpinteria

High levels of vehicle theft can make car insurance more expensive. Carpinteria, CA car theft statistics from the FBI indicate 28 vehicle thefts a year.

Commute Time in Carpinteria

The more time you spend in your car the higher the risk of an accident. The average commute length in Carpinteria, CA is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in Carpinteria, CA

Ready to find affordable Carpinteria, California car insurance today? Enter your ZIP code for fast, free Carpinteria, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State