Compare Carrabelle, FL Car Insurance Rates (2021)

Car insurance in Carrabelle, FL averages $321 a month. Carrabelle, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Carrabelle car insurance rates, compare quotes from the top car insurance companies in Carrabelle, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Carrabelle is USAA
  • The cheapest car insurance company in Carrabelle for teen drivers is USAA
  • Average car insurance rates in Carrabelle, FL are $3,858/year

If you need to buy Carrabelle, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Carrabelle, FL is right here.

You’ll find Carrabelle car insurance rates, the cheapest Carrabelle, FL car insurance companies, and information on Florida car insurance laws. You can also compare Carrabelle, Florida car insurance rates to Miami car insurance rates, Fort Lauderdale car insurance rates, and Hialeah car insurance rates.

Ready to find affordable Carrabelle, FL car insurance today? Enter your ZIP code for fast, free Carrabelle car insurance quotes.

Cheapest Carrabelle, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carrabelle, FL car insurance rates? Every Carrabelle, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carrabelle, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,609 $2,634 $2,429 $2,429 $4,581 $5,801 $2,883 $2,961
Liberty Mutual $3,342 $3,342 $3,061 $3,061 $7,083 $10,917 $3,342 $4,532
Nationwide $2,302 $2,284 $2,057 $2,134 $5,480 $6,791 $2,533 $2,652
Progressive $3,037 $2,883 $2,620 $2,809 $8,378 $9,234 $3,667 $3,575
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

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Minimum Car Insurance in Carrabelle, FL

Every driver must carry the minimum car insurance in Carrabelle, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Carrabelle, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Carrabelle, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carrabelle, FL. Compare credit history car insurance rates in Carrabelle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carrabelle, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,719 $2,920 $2,233
Liberty Mutual $6,236 $4,568 $3,701
Nationwide $4,095 $3,013 $2,729
Progressive $5,913 $4,181 $3,483
State Farm $3,653 $2,441 $2,026
USAA $3,880 $1,875 $1,358

Cheapest Carrabelle, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carrabelle, FL to rates for a clean record with top companies.

Annual Carrabelle, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,341 $2,947 $4,308 $3,566
Liberty Mutual $3,532 $4,541 $6,504 $4,764
Nationwide $2,824 $3,078 $4,094 $3,120
Progressive $3,594 $5,272 $4,443 $4,793
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,875 $2,293 $3,354 $1,961

Cheapest Carrabelle, FL Car Insurance for Teen Drivers

Teen car insurance in Carrabelle, FL can be expensive. Take a look at rates from the top car insurance companies in Carrabelle for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carrabelle, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,581 $5,801
Liberty Mutual $7,083 $10,917
Nationwide $5,480 $6,791
Progressive $8,378 $9,234
State Farm $4,900 $6,272
USAA $4,617 $5,403

Cheapest Carrabelle, FL Car Insurance for Seniors

Take a look at Carrabelle, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carrabelle, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,429 $2,429
Liberty Mutual $3,061 $3,061
Nationwide $2,057 $2,134
Progressive $2,620 $2,809
State Farm $1,546 $1,546
USAA $1,282 $1,281

Cheapest Carrabelle, FL Car Insurance Rates After a DUI

A DUI in Carrabelle, FL increases car insurance rates. Compare Carrabelle, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carrabelle, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,896
GEICO $4,308
Liberty Mutual $6,504
Nationwide $4,094
Progressive $4,443
State Farm $2,707
USAA $3,354

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Cheapest Carrabelle, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carrabelle, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carrabelle, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,822 $6,171
GEICO $3,273 $3,308
Liberty Mutual $4,678 $4,992
Nationwide $3,279 $3,279
Progressive $4,526 $4,526
State Farm $2,617 $2,797
USAA $2,344 $2,398

The Best Cheap Car Insurance Companies in Carrabelle, FL

Take a look at a side-by-side comparison of the top car insurance companies in Carrabelle, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carrabelle, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $3,291
Liberty Mutual $4,835
Nationwide $3,279
Progressive $4,526
State Farm $2,707
USAA $2,371

Category Winners: Cheapest Car Insurance in Carrabelle, Florida

Find the cheapest car insurance companies in Carrabelle, FL for each category right here.

Best Annual Car Insurance Rates by Company in Carrabelle, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Carrabelle, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carrabelle car insurance rates. Find the cheapest Carrabelle, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carrabelle, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,849 $3,380 $3,643
Liberty Mutual $4,524 $4,899 $5,082
Nationwide $2,669 $3,395 $3,774
Progressive $3,922 $4,612 $5,043
State Farm $2,367 $2,761 $2,992
USAA $2,083 $2,445 $2,584

What affects car insurance rates in Carrabelle, Florida?

What factors can have an impact on Carrabelle, FL car insurance? There are several reasons why Carrabelle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carrabelle, Florida.

Commute Time in Carrabelle

The more time you spend in your car the higher the risk of an accident. The average commute length in Carrabelle, FL is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Carrabelle, FL

Ready to find affordable Carrabelle, Florida car insurance today? Enter your ZIP code for fast, free Carrabelle, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State