Compare Carrboro, NC Car Insurance Rates (2021)

Car insurance in Carrboro, NC averages $242 a month. Carrboro, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Carrboro car insurance rates, compare quotes from the top car insurance companies in Carrboro, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Carrboro, NC are $2,901/year
  • The cheapest car insurance company in Carrboro is Liberty Mutual
  • Average car insurance rates in Carrboro, NC after a DUI are $5,445/year

If you need to buy Carrboro, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Carrboro, NC is right here.

You’ll find Carrboro car insurance rates, the cheapest Carrboro, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Carrboro, North Carolina car insurance rates to Cary car insurance rates, Greensboro car insurance rates, and High Point car insurance rates.

Ready to find affordable Carrboro, NC car insurance today? Enter your ZIP code for fast, free Carrboro car insurance quotes.

Cheapest Carrboro, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carrboro, NC car insurance rates? Every Carrboro, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carrboro, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,064 $5,064 $4,159 $4,159 $12,108 $12,108 $5,164 $5,164
GEICO $2,241 $2,197 $2,205 $2,163 $4,154 $4,117 $1,952 $1,940
Liberty Mutual $1,529 $1,529 $1,582 $1,582 $2,695 $2,695 $1,529 $1,529
Nationwide $2,037 $2,037 $2,037 $2,037 $3,448 $3,448 $2,037 $2,037
Progressive $1,362 $1,362 $1,237 $1,237 $3,447 $3,447 $1,550 $1,550
State Farm $2,025 $2,025 $1,752 $1,752 $2,982 $2,982 $2,501 $2,501
Travelers $2,233 $2,233 $2,215 $2,215 $3,773 $3,773 $2,292 $2,292

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Minimum Car Insurance in Carrboro, NC

Every driver must carry the minimum car insurance in Carrboro, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Carrboro, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Carrboro, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carrboro, NC. Compare credit history car insurance rates in Carrboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carrboro, North Carolina

Insurance Company Poor Fair Good
Allstate $8,963 $5,820 $5,088
GEICO $2,846 $2,607 $2,410
Liberty Mutual $1,834 $1,834 $1,834
Nationwide $2,390 $2,390 $2,390
Progressive $2,177 $1,846 $1,673
State Farm $3,249 $2,079 $1,617
Travelers $2,822 $2,554 $2,509

Cheapest Carrboro, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carrboro, NC to rates for a clean record with top companies.

Annual Carrboro, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,582 $6,314 $11,751 $4,848
GEICO $1,464 $2,129 $4,919 $1,972
Liberty Mutual $1,094 $1,403 $3,434 $1,403
Nationwide $1,408 $1,818 $4,514 $1,818
Progressive $890 $1,300 $4,147 $1,258
State Farm $1,242 $1,786 $4,447 $1,786
Travelers $1,535 $2,063 $4,904 $2,011

Cheapest Carrboro, NC Car Insurance for Teen Drivers

Teen car insurance in Carrboro, NC can be expensive. Take a look at rates from the top car insurance companies in Carrboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carrboro, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,108 $12,108
GEICO $4,154 $4,117
Liberty Mutual $2,695 $2,695
Nationwide $3,448 $3,448
Progressive $3,447 $3,447
State Farm $2,982 $2,982
Travelers $3,773 $3,773

Cheapest Carrboro, NC Car Insurance for Seniors

Take a look at Carrboro, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carrboro, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,159 $4,159
GEICO $2,205 $2,163
Liberty Mutual $1,582 $1,582
Nationwide $2,037 $2,037
Progressive $1,237 $1,237
State Farm $1,752 $1,752
Travelers $2,215 $2,215

Cheapest Carrboro, NC Car Insurance Rates After a DUI

A DUI in Carrboro, NC increases car insurance rates. Compare Carrboro, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carrboro, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,751
GEICO $4,919
Liberty Mutual $3,434
Nationwide $4,514
Progressive $4,147
State Farm $4,447
Travelers $4,904

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Cheapest Carrboro, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carrboro, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carrboro, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,624 $6,624
GEICO $2,621 $2,621
Liberty Mutual $1,834 $1,834
Nationwide $2,390 $2,390
Progressive $1,899 $1,899
State Farm $2,305 $2,326
Travelers $2,628 $2,628

The Best Cheap Car Insurance Companies in Carrboro, NC

Take a look at a side-by-side comparison of the top car insurance companies in Carrboro, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carrboro, North Carolina

Insurance Company Average Annual Rates
Allstate $6,624
GEICO $2,621
Liberty Mutual $1,834
Nationwide $2,390
Progressive $1,899
State Farm $2,315
Travelers $2,628

Category Winners: Cheapest Car Insurance in Carrboro, North Carolina

Find the cheapest car insurance companies in Carrboro, NC for each category right here.

Best Annual Car Insurance Rates by Company in Carrboro, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Carrboro, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carrboro car insurance rates. Find the cheapest Carrboro, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carrboro, North Carolina

Insurance Company Low Medium High
Allstate $6,404 $6,598 $6,869
GEICO $2,515 $2,611 $2,737
Liberty Mutual $1,754 $1,822 $1,925
Nationwide $2,302 $2,378 $2,489
Progressive $1,810 $1,887 $2,000
State Farm $2,238 $2,304 $2,404
Travelers $2,530 $2,614 $2,741

What affects car insurance rates in Carrboro, North Carolina?

What factors can have an impact on Carrboro, NC car insurance? There are several reasons why Carrboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carrboro, North Carolina.

Commute Time in Carrboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Carrboro, NC is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Carrboro, NC

Ready to find affordable Carrboro, North Carolina car insurance today? Enter your ZIP code for fast, free Carrboro, NC car insurance quotes.

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