Compare Carrollton, KY Car Insurance Rates (2021)

Car insurance in Carrollton, KY averages $390 a month. Carrollton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Carrollton car insurance rates, compare quotes from the top car insurance companies in Carrollton, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Carrollton, KY after a DUI are $5,574/year
  • Average car insurance rates in Carrollton, KY are $4,681/year
  • The cheapest car insurance company in Carrollton is USAA

If you need to buy Carrollton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Carrollton, KY is right here.

You’ll find Carrollton car insurance rates, the cheapest Carrollton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Carrollton, Kentucky car insurance rates to Independence car insurance rates, Owensboro car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Carrollton, KY car insurance today? Enter your ZIP code for fast, free Carrollton car insurance quotes.

Cheapest Carrollton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carrollton, KY car insurance rates? Every Carrollton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carrollton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,702 $3,703 $3,295 $3,526 $12,960 $14,566 $4,208 $4,494
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,893 $3,129 $2,430 $2,710 $12,840 $14,214 $3,049 $3,205
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,193 $2,099 $1,955 $1,968 $10,408 $11,799 $2,724 $2,804
State Farm $2,409 $2,409 $2,153 $2,153 $7,374 $9,308 $2,691 $3,036
Travelers $2,226 $2,265 $2,186 $2,187 $10,512 $16,713 $2,329 $2,702
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

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Minimum Car Insurance in Carrollton, KY

Every driver must carry the minimum car insurance in Carrollton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Carrollton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Carrollton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carrollton, KY. Compare credit history car insurance rates in Carrollton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carrollton, Kentucky

Insurance Company Poor Fair Good
Allstate $8,357 $5,748 $4,814
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,951 $4,883 $3,842
Nationwide $5,647 $4,437 $3,858
Progressive $5,036 $4,374 $4,071
State Farm $5,713 $3,437 $2,675
Travelers $5,739 $4,851 $4,830
USAA $4,399 $2,446 $1,988

Cheapest Carrollton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carrollton, KY to rates for a clean record with top companies.

Annual Carrollton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,305 $6,819 $7,183 $5,919
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,624 $7,142 $5,550 $4,920
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,720 $5,482 $4,246 $4,527
State Farm $3,592 $4,291 $3,942 $3,942
Travelers $4,477 $4,608 $6,664 $4,810
USAA $2,219 $3,142 $3,746 $2,670

Cheapest Carrollton, KY Car Insurance for Teen Drivers

Teen car insurance in Carrollton, KY can be expensive. Take a look at rates from the top car insurance companies in Carrollton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carrollton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,960 $14,566
GEICO $7,170 $8,568
Liberty Mutual $12,840 $14,214
Nationwide $7,450 $9,339
Progressive $10,408 $11,799
State Farm $7,374 $9,308
Travelers $10,512 $16,713
USAA $5,206 $5,502

Cheapest Carrollton, KY Car Insurance for Seniors

Take a look at Carrollton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carrollton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,295 $3,526
GEICO $3,742 $3,389
Liberty Mutual $2,430 $2,710
Nationwide $2,972 $3,117
Progressive $1,955 $1,968
State Farm $2,153 $2,153
Travelers $2,186 $2,187
USAA $1,779 $1,819

Cheapest Carrollton, KY Car Insurance Rates After a DUI

A DUI in Carrollton, KY increases car insurance rates. Compare Carrollton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carrollton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,183
GEICO $7,199
Liberty Mutual $5,550
Nationwide $6,064
Progressive $4,246
State Farm $3,942
Travelers $6,664
USAA $3,746

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Cheapest Carrollton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carrollton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carrollton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,307 $6,307
GEICO $4,371 $4,456
Liberty Mutual $5,559 $5,559
Nationwide $4,647 $4,647
Progressive $4,494 $4,494
State Farm $3,847 $4,036
Travelers $5,140 $5,140
USAA $2,835 $3,054

The Best Cheap Car Insurance Companies in Carrollton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Carrollton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carrollton, Kentucky

Insurance Company Average Annual Rates
Allstate $6,307
GEICO $4,413
Liberty Mutual $5,559
Nationwide $4,647
Progressive $4,494
State Farm $3,942
Travelers $5,140
USAA $2,944

Category Winners: Cheapest Car Insurance in Carrollton, Kentucky

Find the cheapest car insurance companies in Carrollton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Carrollton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Carrollton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carrollton car insurance rates. Find the cheapest Carrollton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carrollton, Kentucky

Insurance Company Low Medium High
Allstate $5,943 $6,286 $6,691
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,352 $5,532 $5,792
Nationwide $4,735 $4,596 $4,611
Progressive $4,186 $4,444 $4,851
State Farm $3,749 $3,942 $4,134
Travelers $4,918 $5,170 $5,332
USAA $2,827 $2,938 $3,068

What affects car insurance rates in Carrollton, Kentucky?

What factors can have an impact on Carrollton, KY car insurance? There are several reasons why Carrollton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carrollton, Kentucky.

Commute Time in Carrollton

The more time you spend in your car the higher the risk of an accident. The average commute length in Carrollton, KY is 18.1 minutes according to City-Data.

Compare Car Insurance Quotes in Carrollton, KY

Ready to find affordable Carrollton, Kentucky car insurance today? Enter your ZIP code for fast, free Carrollton, KY car insurance quotes.

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