Compare Carterville, MO Car Insurance Rates (2021)

Car insurance in Carterville, MO averages $271 a month. Carterville, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Carterville car insurance rates, compare quotes from the top car insurance companies in Carterville, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Carterville, MO are $3,252/year
  • The cheapest car insurance company in Carterville is Nationwide
  • The cheapest car insurance company in Carterville for teen drivers is Nationwide

If you need to buy Carterville, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Carterville, MO is right here.

You’ll find Carterville car insurance rates, the cheapest Carterville, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Carterville, Missouri car insurance rates to Florissant car insurance rates, Kansas City car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Carterville, MO car insurance today? Enter your ZIP code for fast, free Carterville car insurance quotes.

Cheapest Carterville, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carterville, MO car insurance rates? Every Carterville, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carterville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,736 $2,532 $2,613 $7,715 $8,346 $2,716 $2,810
American Family $2,130 $2,130 $1,899 $1,899 $5,879 $7,635 $2,130 $2,485
Farmers $2,237 $2,232 $1,992 $2,115 $9,454 $9,799 $2,549 $2,657
GEICO $1,780 $2,007 $1,385 $1,807 $5,725 $6,039 $1,616 $1,613
Liberty Mutual $2,666 $2,889 $2,190 $2,462 $9,409 $10,461 $2,806 $2,987
Nationwide $1,457 $1,487 $1,306 $1,381 $3,720 $4,759 $1,665 $1,800
Progressive $1,907 $1,764 $1,566 $1,610 $6,380 $7,161 $2,325 $2,372
State Farm $1,687 $1,687 $1,525 $1,525 $5,008 $6,299 $1,900 $2,168
USAA $1,547 $1,532 $1,398 $1,418 $4,668 $5,698 $1,921 $2,132

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Minimum Car Insurance in Carterville, MO

Every driver must carry the minimum car insurance in Carterville, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Carterville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Carterville, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carterville, MO. Compare credit history car insurance rates in Carterville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carterville, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,579 $2,959
American Family $4,276 $3,008 $2,535
Farmers $4,708 $3,936 $3,743
GEICO $3,791 $2,471 $1,977
Liberty Mutual $6,420 $3,933 $3,098
Nationwide $2,589 $2,141 $1,861
Progressive $3,619 $3,010 $2,777
State Farm $3,784 $2,423 $1,967
USAA $4,222 $1,976 $1,420

Cheapest Carterville, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carterville, MO to rates for a clean record with top companies.

Annual Carterville, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,909 $4,842 $3,921
American Family $2,440 $3,536 $4,326 $2,791
Farmers $3,565 $4,450 $4,351 $4,151
GEICO $2,107 $2,780 $3,803 $2,297
Liberty Mutual $3,256 $4,682 $4,816 $5,180
Nationwide $1,725 $2,215 $2,958 $1,889
Progressive $2,710 $3,645 $3,009 $3,178
State Farm $2,494 $2,956 $2,725 $2,725
USAA $2,023 $2,470 $3,448 $2,216

Cheapest Carterville, MO Car Insurance for Teen Drivers

Teen car insurance in Carterville, MO can be expensive. Take a look at rates from the top car insurance companies in Carterville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carterville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,715 $8,346
American Family $5,879 $7,635
Farmers $9,454 $9,799
GEICO $5,725 $6,039
Liberty Mutual $9,409 $10,461
Nationwide $3,720 $4,759
Progressive $6,380 $7,161
State Farm $5,008 $6,299
USAA $4,668 $5,698

Cheapest Carterville, MO Car Insurance for Seniors

Take a look at Carterville, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carterville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,532 $2,613
American Family $1,899 $1,899
Farmers $1,992 $2,115
GEICO $1,385 $1,807
Liberty Mutual $2,190 $2,462
Nationwide $1,306 $1,381
Progressive $1,566 $1,610
State Farm $1,525 $1,525
USAA $1,398 $1,418

Cheapest Carterville, MO Car Insurance Rates After a DUI

A DUI in Carterville, MO increases car insurance rates. Compare Carterville, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carterville, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,842
American Family $4,326
Farmers $4,351
GEICO $3,803
Liberty Mutual $4,816
Nationwide $2,958
Progressive $3,009
State Farm $2,725
USAA $3,448

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Cheapest Carterville, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carterville, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carterville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,036 $4,036
American Family $3,241 $3,305
Farmers $4,129 $4,129
GEICO $2,696 $2,797
Liberty Mutual $4,484 $4,484
Nationwide $2,197 $2,197
Progressive $3,136 $3,136
State Farm $2,657 $2,793
USAA $2,448 $2,630

The Best Cheap Car Insurance Companies in Carterville, MO

Take a look at a side-by-side comparison of the top car insurance companies in Carterville, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carterville, Missouri

Insurance Company Average Annual Rates
Allstate $4,036
American Family $3,273
Farmers $4,129
GEICO $2,747
Liberty Mutual $4,484
Nationwide $2,197
Progressive $3,136
State Farm $2,725
USAA $2,539

Category Winners: Cheapest Car Insurance in Carterville, Missouri

Find the cheapest car insurance companies in Carterville, MO for each category right here.

Best Annual Car Insurance Rates by Company in Carterville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Carterville, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carterville car insurance rates. Find the cheapest Carterville, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carterville, Missouri

Insurance Company Low Medium High
Allstate $3,889 $4,028 $4,191
American Family $3,167 $3,376 $3,277
Farmers $3,844 $4,085 $4,459
GEICO $2,548 $2,771 $2,920
Liberty Mutual $4,217 $4,507 $4,727
Nationwide $2,064 $2,217 $2,309
Progressive $2,794 $3,144 $3,469
State Farm $2,525 $2,734 $2,916
USAA $2,426 $2,530 $2,661

What affects car insurance rates in Carterville, Missouri?

What factors can have an impact on Carterville, MO car insurance? There are several reasons why Carterville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carterville, Missouri.

Commute Time in Carterville

The more time you spend in your car the higher the risk of an accident. The average commute length in Carterville, MO is 21.2 minutes according to City-Data.

Compare Car Insurance Quotes in Carterville, MO

Ready to find affordable Carterville, Missouri car insurance today? Enter your ZIP code for fast, free Carterville, MO car insurance quotes.

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